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Farmers & Merchants Bancorp, Inc.

FMAO • Banks - Regional
$35.27
▲ +0.08 (+0.23%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$486.48M
Growth
4.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 17.6%Positive revenue growth · 14.7%Positive free cash flow · 2.52Consistent free cash flow · 5/5Reasonable earnings multiple · 10.19
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$35.27
Change0.23%
Shares Out13.79M
Market Cap$486.48M
Enterprise Value$107.56M
52W Range22.77 - 35.94
Beta0.81
P/E12.16
P/S3.06
P/B1.26
P/FCF11.08
EV/Sales0.68

Investment DNA

How strong this company looks for long-term investors

75
out of 100
Business Quality
Margins, moat, returns
83/100
Financial Strength
Debt, cash, stability
33/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
88/100
Why this score▼
Stable or improving margins · 17.6%Positive revenue growth · 14.7%Positive free cash flow · 2.52Consistent free cash flow · 5/5Reasonable earnings multiple · 10.19Manageable debt level · 0.81

Analyst view

Analyst sentiment and price target

FMAO
Analyst sentiment
Based on 2 analyst votes · 2026-09-05
50/100
Neutral
Bullish
0
Hold
2
Bearish
0
Price Target
2026-07-31
Low
$36.00
Mean
$36.00
Median
$36.00
High
$36.00

Company Overview

IPO: 1/30/2006
Industry: Banks - Regional
P/B i: 1.26
Debt / Equity i: 0.81
Operating Margin: 22.49%
Net Margin: 17.61%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.81
Current Ratio: 0.11
Quick Ratio: 0.11
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Briggs Andrew J
Transaction: 07/28/2026
SELL
Change
-3,000
Price
$31.59
Filing
07/29/2026
Type
SELL
Briggs Andrew J
Transaction: 07/27/2026
SELL
Change
-3,000
Price
$30.98
Filing
07/29/2026
Type
SELL
Briggs Andrew J
Transaction: 07/24/2026
SELL
Change
-3,000
Price
$30.44
Filing
07/24/2026
Type
SELL