Keegan Michael T.
Transaction: 07/21/2026
OTHER
Change
0
Price
Not reported
Filing
07/27/2026
Type
OTHER
Pioneer Bancorp, Inc.
PBFS • Banks - Regional
$18.54
▲ +0.51 (+2.83%)
Current price
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$451.32M
Growth
2.0%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 16.0%Positive revenue growth · 22.4%Positive free cash flow · 0.36Consistent free cash flow · 5/5Reasonable earnings multiple · 16.24
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 11, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:18 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$18.54
Change2.83%
Shares Out24.34M
Market Cap$451.32M
Enterprise Value$253.11M
52W Range12.49 - 19.42
Beta0.40
P/E22.24
P/S3.56
P/B1.37
P/FCF51.97
EV/Sales2.00
Price$18.54
Change2.83%
Shares Out24.34M
Market Cap$451.32M
Enterprise Value$253.11M
52W Range12.49 - 19.42
Beta0.40
P/E22.24
P/S3.56
P/B1.37
P/FCF51.97
EV/Sales2.00
EV/EBITDA9.15
EV/FCF29.14
Earnings Yield4.50%
FCF Yield1.92%
Dividend Yield0.00%
Gross Margin73.10%
Oper. Margin20.91%
Profit Margin16.02%
Debt/Eq0.00
Current Ratio0.11
Quick Ratio0.11
Revenue 5Y1.97%
FCF 5Y5.42%
Volume6.27K
Avg Volume16.73K
Investment DNA
How strong this company looks for long-term investors
64
out of 100
Business Quality
Margins, moat, returns
71/100
Financial Strength
Debt, cash, stability
20/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
76/100
Why this score▼
Stable or improving margins · 16.0%Positive revenue growth · 22.4%Positive free cash flow · 0.36Consistent free cash flow · 5/5Reasonable earnings multiple · 16.24Manageable debt level · 0
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Hollister Susan M
Transaction: 05/21/2026
SELL
Change
-2,523
Price
$14.97
Filing
06/29/2026
Type
SELL
Tomczak Jesse
Transaction: 05/21/2026
SELL
Change
-3,605
Price
$14.97
Filing
06/29/2026
Type
SELL
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Keegan Michael T. | OTHER | 0 | Not reported | 07/21/2026 | 07/27/2026 |
| Hollister Susan M | SELL | -2,523 | $14.97 | 05/21/2026 | 06/29/2026 |
| Tomczak Jesse | SELL | -3,605 | $14.97 | 05/21/2026 | 06/29/2026 |
| Signor Thomas | SELL | -1,442 | $14.97 | 05/21/2026 | 06/29/2026 |
| Hollister Susan M | BUY | +22,389 | $16.09 | 06/01/2026 | 06/02/2026 |
| Tomczak Jesse | SELL | -32 | $14.79 | 12/12/2025 | 12/15/2025 |
| Ratsep Thomas E. | BUY | +20,000 | Not reported | 12/11/2025 | 12/15/2025 |
| Ratsep Thomas E. | BUY | 0 | $14.46 | 12/11/2025 | 12/15/2025 |
| Ratsep Thomas E. | OTHER | 0 | Not reported | 10/20/2025 | 10/27/2025 |
| Tomczak Jesse | SELL | -3,605 | $11.78 | 05/21/2025 | 05/23/2025 |
| Arnold Kelli | SELL | -1,439 | $11.78 | 05/21/2025 | 05/23/2025 |
| Hollister Susan M | SELL | -2,523 | $11.78 | 05/21/2025 | 05/23/2025 |
| Signor Thomas | SELL | -1,442 | $11.78 | 05/21/2025 | 05/23/2025 |
| Seifert Charles | BUY | +5,000 | Not reported | 12/17/2024 | 12/18/2024 |
| Seifert Charles | BUY | 0 | $11.77 | 12/17/2024 | 12/18/2024 |
| Seifert Charles | SELL | 0 | Not reported | 07/16/2024 | 07/19/2024 |
| Mahoney Shaun | BUY | +4,500 | $10.41 | 06/13/2024 | 06/14/2024 |
| Hollister Susan M | BUY | +7,074 | $10.06 | 06/06/2024 | 06/10/2024 |
| Reed James K | BUY | +10,000 | Not reported | 05/21/2024 | 05/22/2024 |
| Reed James K | BUY | 0 | $9.39 | 05/21/2024 | 05/22/2024 |