MVB Financial Corp.

MVBF • Banks - Regional

$31.23

▲ +0.32 (+1.04%)

Current price

EarningsLatest report: Jun 30, 2026

BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.

Market Cap

$411.82M

Growth

11.9%

Cash Flow

4/5

Trend

Mostly stable

Evidence

Positive revenue growth · 22.4%Positive free cash flow · 0.17Consistent free cash flow · 4/5Reasonable earnings multiple · 12.25Manageable debt level · 0.23

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:28 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$31.23

Change1.04%

Shares Out13.19M

Market Cap$411.82M

Enterprise Value$153.30M

52W Range22.85 - 31.99

Beta0.79

P/E10.62

P/S1.88

P/B1.20

P/FCF-6.82

EV/Sales0.70

Price$31.23

Change1.04%

Shares Out13.19M

Market Cap$411.82M

Enterprise Value$153.30M

52W Range22.85 - 31.99

Beta0.79

P/E10.62

P/S1.88

P/B1.20

P/FCF-6.82

EV/Sales0.70

EV/EBITDA2.94

EV/FCF-2.54

Earnings Yield9.42%

FCF Yield-14.66%

Dividend Yield2.69%

Gross Margin71.66%

Oper. Margin13.63%

Profit Margin9.96%

Debt/Eq0.23

Current Ratio0.09

Quick Ratio0.09

Revenue 5Y11.93%

FCF 5Y-6.56%

Target$30.00

Target Upside-3.94%

Target Median$30.00

Target Range30.00 - 30.00

Volume41.98K

Avg Volume47.47K

EPS Surprise0.02

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

58/100

Financial Strength

Debt, cash, stability

39/100

Growth Potential

Revenue and expansion

58/100

Price Attractiveness

Cheap or expensive today

78/100

Why this score▼

Positive revenue growth · 22.4%Positive free cash flow · 0.17Consistent free cash flow · 4/5Reasonable earnings multiple · 12.25Manageable debt level · 0.23Weak liquidity · 0.09

Analyst view

Analyst sentiment and price target

MVBF

Analyst sentiment

Based on 8 analyst votes · 2026-09-05

81/100

Bullish

Hold

Bearish

Price Target

2026-08-07

Low

$30.00

Mean

$30.00

Median

$30.00

High

$30.00

Company Overview

IPO: 8/3/2012

Industry: Banks - Regional

P/B i: 1.20

Debt / Equity i: 0.23

Operating Margin: 13.63%

Net Margin: 9.96%

ROE i: -

ROIC: -

Financial Health

Score8 / 20

Debt / Equity: 0.23

Current Ratio: 0.09

Quick Ratio: 0.09

Status: Moderate

Warnings

Weak Liquidity
Weak quick ratio

Insider Transactions

Recent executive and insider activity

Sumbs Michael Robert

Transaction: 07/25/2026

SELL

Change

-486

Price

Not reported

Filing

07/28/2026

Type

SELL

Sumbs Michael Robert

Transaction: 07/25/2026

SELL

Change

-142

Price

$29.10

Filing

07/28/2026

Type

SELL

Cordella Richard James JR

Transaction: 07/01/2026

BUY

Change

+2,652

Price

Not reported

Filing

07/02/2026

Type

BUY

Insider	Type	Change	Price	Transaction	Filing
Sumbs Michael Robert	SELL	-486	Not reported	07/25/2026	07/28/2026
Sumbs Michael Robert	SELL	-142	$29.10	07/25/2026	07/28/2026
Cordella Richard James JR	BUY	+2,652	Not reported	07/01/2026	07/02/2026
Ebert John W	BUY	+2,652	Not reported	07/01/2026	07/02/2026
Spielman Cheryl	BUY	+2,652	Not reported	07/01/2026	07/02/2026
Nelson Kelly R	BUY	+2,652	Not reported	07/01/2026	07/02/2026
Maculaitis Victor Ray	BUY	+2,652	Not reported	07/01/2026	07/02/2026
Famularo Adam Francis	BUY	+2,652	Not reported	07/01/2026	07/02/2026
Owen Jan Lynn	BUY	+2,652	Not reported	07/01/2026	07/02/2026
Cordella Richard James JR	SELL	-3,701	Not reported	06/23/2026	06/25/2026
Cordella Richard James JR	BUY	+3,791	Not reported	06/23/2026	06/25/2026
Famularo Adam Francis	BUY	+1,835	Not reported	06/12/2026	06/15/2026
Mazza Larry F	BUY	+18,081	Not reported	06/04/2026	06/08/2026
Logan Jonathan Thomas	BUY	+1,234	Not reported	05/01/2026	05/05/2026
Sumbs Michael Robert	BUY	+3,825	Not reported	05/01/2026	05/05/2026
Rodriguez Joseph Ryan	SELL	-469	$25.68	05/01/2026	05/05/2026
Mazza Larry F	SELL	-5,668	Not reported	05/01/2026	05/05/2026
Mazza Larry F	BUY	+1,471	Not reported	05/01/2026	05/05/2026
Giorgio Michael Louis	BUY	+1,267	Not reported	05/01/2026	05/05/2026
Giorgio Michael Louis	SELL	-1,189	Not reported	05/01/2026	05/05/2026

About the Company

MVB Financial Corp.

MVB Financial Corp. operates as a financial holding company, delivering a comprehensive suite of financial services to both individual consumers and corporate clients. The company serves customers across the Mid-Atlantic region and extends its reach internationally. Its operations are structured into three primary divisions: CoRe Banking, Mortgage Banking, and Financial Holding Company. Within its core banking offerings, MVB provides a variety of deposit accounts, including checking, savings, money market, and certificates of deposit. The company also extends credit solutions, such as commercial, consumer, and real estate mortgage loans, alongside various lines of credit. An array of supplementary banking services includes debit cards, cashier's checks, safe deposit box rentals, and non-deposit investment options. Notably, it also specializes in financial technology (Fintech) banking services. Beyond traditional banking, MVB Financial Corp. offers title insurance. It further provides an integrated range of services encompassing regulatory compliance, state licensing, financial crime prevention, and enterprise risk management; these solutions cover consulting, outsourcing, testing, and training. Moreover, the firm delivers customizable fraud prevention services designed for merchants, credit agencies, Fintech companies, and other vendors. It also engages in consulting for the development of online and mobile banking platforms and digital products for Fintech entities, concurrently undertaking software development projects. As of December 31, 2021, MVB maintained a physical presence with eight full-service branches, comprising six in West Virginia and two in Virginia. Established in 1997, the company's headquarters are situated in Fairmont, West Virginia.

Source - link

Peers

BWFG CZNC FMAO OBT PBFS PCB PDLB RBB USCB WTBA

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

MVB Financial Corp. to Attend the Raymond James U.S. Bank and Banking on Tech Conference

FAIRMONT, W.Va.--(BUSINESS WIRE)-- #banking--MVB will participate in the Raymond James U.S. Bank and Banking on Tech Conferences in Chicago, Ill., on Sept. 8-10, 2026.

Business Wire

MVB Financial Corp. Declares Third Quarter 2026 Dividend

FAIRMONT, W.Va.--(BUSINESS WIRE)-- #banking--MVB Financial Corp. (NASDAQ: MVBF) (“MVB” or the “Company”) today announced that its Board of Directors has declared a quarterly cash dividend of $0.17 per share, consistent with the previous quarter's dividend. The dividend is payable on September 15, 2026, for shareholders of record as of September 1, 2026. This is the third quarterly dividend for 2026. “MVB's strong second quarter results reflected continued progress and momentum across both our core banking.

Business Wire

CORRECTING and REPLACING MVB Bank Selects Bretton AI to Run Its Back-Office Operations as It Scales Its Fintech Business

FAIRMONT, W.Va. & SAN FRANCISCO--(BUSINESS WIRE)--Please replace the release dated August 6, 2026 with the following corrected version due to multiple revisions. The updated release reads: MVB BANK SELECTS BRETTON AI TO RUN ITS BACK-OFFICE OPERATIONS AS IT SCALES ITS FINTECH BUSINESS The multi-year agreement will help MVB expand compliance capacity without increasing back-office headcount. MVB Bank, Inc., a subsidiary of MVB Financial Corp. (Nasdaq: MVBF), has selected Bretton AI to deliver AI-.

Business Wire

Dimensional Fund Advisors LP Has $12.58 Million Stock Holdings in Mvb Financial Corp. $MVBF

Dimensional Fund Advisors LP increased its holdings in shares of Mvb Financial Corp. (NASDAQ: MVBF) by 4.0% in the first quarter, according to the company in its most recent filing with the SEC. The institutional investor owned 506,608 shares of the company's stock after purchasing an additional 19,650 shares during the quarter. Dimensional

Defense World

MVB Bank Selects Bretton AI to Run Its Back-Office Operations as It Scales Its Fintech Business

FAIRMONT, W.Va. & SAN FRANCISCO--(BUSINESS WIRE)--MVB Bank, Inc., a subsidiary of MVB Financial Corp. (Nasdaq: MVBF), has selected Bretton AI to deliver AI-native Managed Services for their back-office operations. A dedicated U.S.-based Bretton team will deliver outcomes, utilizing the Bretton AI platform, in the form of Anti-Money Laundering transaction monitoring and Know Your Customer (KYC) completed alerts and cases inline with MVB's policies and risk framework. Why MVB selected Bretton MVB.

Business Wire

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-29	0.37	0.39	0.02
2026-02-12	0.31	0.32	0.01
2025-10-29	0.29	-0.24	-0.53
2025-07-28	0.31	0.15	-0.16
2025-04-30	0.21	0.27	0.06
2025-02-13	0.33	0.72	0.39
2024-10-30	0.33	0.16	-0.17
2024-07-29	0.36	0.31	-0.05
2024-04-29	0.38	0.34	-0.04
2024-02-14	0.33	0.61	0.28
2023-10-26	0.59	0.29	-0.3
2023-07-27	0.58	0.63	0.05