RBB Bancorp

RBB • Banks - Regional

$26.67

— 0.00 (0.00%)

EarningsLatest report: Mar 31, 2026

FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.

Market Cap

$458.04M

Growth

15.1%

Cash Flow

5/5

Trend

Stable

Evidence

Stable or improving margins · 13.4%Positive revenue growth · 13.1%Positive free cash flow · 2.5Consistent free cash flow · 5/5Reasonable earnings multiple · 11.02

Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 20, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$26.67

Change0.00%

Shares Out17.17M

Market Cap$458.04M

Enterprise Value$105.99M

52W Range15.95 - 25.38

Beta1.05

P/E11.18

P/S1.87

P/B0.86

P/FCF8.42

EV/Sales0.43

Price$26.67

Change0.00%

Shares Out17.17M

Market Cap$458.04M

Enterprise Value$105.99M

52W Range15.95 - 25.38

Beta1.05

P/E11.18

P/S1.87

P/B0.86

P/FCF8.42

EV/Sales0.43

EV/EBITDA1.79

EV/FCF1.95

Earnings Yield8.94%

FCF Yield11.88%

Dividend Yield2.41%

Gross Margin49.91%

Oper. Margin17.70%

Profit Margin13.42%

Debt/Eq0.60

Current Ratio0.13

Quick Ratio0.13

Revenue 5Y15.12%

FCF 5Y11.32%

Target$29.00

Target Upside8.74%

Target Median$29.00

Target Range29.00 - 29.00

Volume338.99K

Avg Volume93.26K

EPS Surprise0.21

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

66/100

Financial Strength

Debt, cash, stability

35/100

Growth Potential

Revenue and expansion

58/100

Price Attractiveness

Cheap or expensive today

88/100

Why this score▼

Stable or improving margins · 13.4%Positive revenue growth · 13.1%Positive free cash flow · 2.5Consistent free cash flow · 5/5Reasonable earnings multiple · 11.02Manageable debt level · 0.6

Analyst view

Analyst sentiment and price target

RBB

Analyst sentiment

Based on 7 analyst votes · 2026-09-04

57/100

Neutral

Bullish

Hold

Bearish

Price Target

2026-06-16

Low

$29.00

Mean

$29.00

Median

$29.00

High

$29.00

Company Overview

IPO: 7/26/2017

Industry: Banks - Regional

P/B i: 0.86

Debt / Equity i: 0.60

Operating Margin: 17.70%

Net Margin: 13.42%

ROE i: -

ROIC: -

Financial Health

Score7 / 20

Debt / Equity: 0.60

Current Ratio: 0.13

Quick Ratio: 0.13

Status: Weak

Warnings

Weak Liquidity
Weak quick ratio

Insider Transactions

Recent executive and insider activity

Morris David Richard

Transaction: 06/04/2026

SELL

Change

-1,946

Price

$23.99

Filing

06/08/2026

Type

SELL

Fan Gary

Transaction: 05/26/2026

SELL

Change

-2,368

Price

$24.01

Filing

05/27/2026

Type

SELL

Morris David Richard

Transaction: 05/21/2026

SELL

Change

-1,946

Price

Not reported

Filing

05/26/2026

Type

SELL

Insider	Type	Change	Price	Transaction	Filing
Morris David Richard	SELL	-1,946	$23.99	06/04/2026	06/08/2026
Fan Gary	SELL	-2,368	$24.01	05/26/2026	05/27/2026
Morris David Richard	SELL	-1,946	Not reported	05/21/2026	05/26/2026
Morris David Richard	BUY	+1,946	Not reported	05/21/2026	05/26/2026
Wong Frank	SELL	-700	Not reported	05/21/2026	05/26/2026
Wong Frank	BUY	+700	Not reported	05/21/2026	05/26/2026
Polakoff Scott	SELL	-700	Not reported	05/21/2026	05/26/2026
Polakoff Scott	BUY	+700	Not reported	05/21/2026	05/26/2026
Franko Robert	SELL	-700	Not reported	05/21/2026	05/26/2026
Franko Robert	BUY	+700	Not reported	05/21/2026	05/26/2026
LIN CHUANG I	SELL	-700	Not reported	05/21/2026	05/26/2026
LIN CHUANG I	BUY	+700	Not reported	05/21/2026	05/26/2026
Bennett Bill	SELL	-700	Not reported	05/21/2026	05/26/2026
Bennett Bill	BUY	+700	Not reported	05/21/2026	05/26/2026
Pannu Geraldine	SELL	-700	Not reported	05/21/2026	05/26/2026
Pannu Geraldine	BUY	+700	Not reported	05/21/2026	05/26/2026
Wong Lee Joyce	SELL	-700	Not reported	05/21/2026	05/26/2026
Wong Lee Joyce	BUY	+700	Not reported	05/21/2026	05/26/2026
Kao Christina	SELL	-700	Not reported	05/21/2026	05/26/2026
Kao Christina	BUY	+700	Not reported	05/21/2026	05/26/2026

About the Company

RBB Bancorp

RBB Bancorp, founded in 2008 and headquartered in Los Angeles, California, functions as the parent entity for Royal Business Bank. The bank specializes in offering a comprehensive suite of financial products and banking services primarily to the Chinese-American, Korean-American, and other Asian-American populations. Its deposit offerings include checking, savings, and money market accounts, along with certificates of deposit. For lending, RBB Bancorp provides commercial and industrial lines of credit, term loans, mortgage warehouse facilities, and international trade discount financing. The institution also funds commercial real estate transactions, residential and commercial development, land acquisition, and construction projects, alongside offering Small Business Administration (SBA) loans and single-family residential mortgages. Furthermore, the bank delivers international banking services such as letters of credit, SWIFT transfers, export advisory, trade finance discounts, and foreign exchange. Modern conveniences like remote deposit, online banking, and mobile banking are also available. Its diverse client base spans individuals, businesses, municipalities, and various other organizations. As of December 31, 2021, RBB Bancorp maintained a network of 23 branch locations, situated in the Western region across Los Angeles, Orange, and Ventura Counties in California, Clark County in Nevada, and Honolulu, Hawaii, as well as in the Eastern region, including Manhattan, Brooklyn, and Queens in New York, Chicago, Illinois, and Edison, New Jersey.

Source - link

Peers

BCML BWFG CZNC FMAO MVBF OBT PBFS PCB PDLB USCB

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

BlackRock Inc. Purchases Shares of 1,292,135 RBB Bancorp $RBB

BlackRock Inc. acquired a new position in shares of RBB Bancorp (NASDAQ: RBB) during the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor acquired 1,292,135 shares of the company's stock, valued at approximately $35,424,000. BlackRock Inc. owned approximately 7.63% of RBB

Defense World

RBB Bancorp: Strong Projected Growth

RBB Bancorp is rated Buy, supported by robust loan growth, Northern California expansion, and an attractive valuation at an 11% forward P/E discount. 2Q26 results showed stable core banking, with net interest income slightly down due to debt repricing, but new loan originations up 21% quarter-over-quarter. RBB's CET1 ratio stands at 18%, well above regulatory requirements, and a new 1 million share buyback plus a 2.4% dividend yield enhance shareholder returns.

Seeking Alpha

Are You Looking for a Top Momentum Pick? Why RBB (RBB) is a Great Choice

Does RBB (RBB) have what it takes to be a top stock pick for momentum investors? Let's find out.

Zacks Investment Research

RBB Bancorp (RBB) Q2 2026 Earnings Call Transcript

Seeking Alpha

RBB Bancorp Q2 Earnings Call Highlights

RBB Bancorp NASDAQ: RBB reported second-quarter 2026 net income of $10.1 million, or $0.59 per diluted share, as management highlighted improved credit quality, deposit growth and new lending initiatives in Northern California.

MarketBeat

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-20	0.45	0.66	0.21
2026-01-26	0.49	0.59	0.1
2025-10-20	0.41	0.59	0.18
2025-07-21	0.36	0.52	0.16
2025-04-28	0.38	0.13	-0.25
2025-02-03	0.36	0.25	-0.11
2024-10-21	0.38	0.39	0.01
2024-07-22	0.34	0.39	0.05
2024-04-22	0.34	0.43	0.09
2024-01-22	0.35	0.43	0.08
2023-10-23	0.49	0.61	0.12
2023-07-24	0.57	0.58	0.01