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Ponce Financial Group, Inc.

PDLB • Banks - Regional
$20.72
▲ +0.22 (+1.07%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$487.09M
Growth
7.2%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 14.8%Positive revenue growth · 16.4%Positive free cash flow · 2.39Consistent free cash flow · 5/5Reasonable earnings multiple · 13.01
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:25 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$20.72
Change1.07%
Shares Out23.51M
Market Cap$487.09M
Enterprise Value$629.54M
52W Range13.91 - 20.79
Beta0.53
P/E14.43
P/S2.38
P/B0.87
P/FCF6.72
EV/Sales3.08

Investment DNA

How strong this company looks for long-term investors

79
out of 100
Business Quality
Margins, moat, returns
78/100
Financial Strength
Debt, cash, stability
30/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
81/100
Why this score▼
Stable or improving margins · 14.8%Positive revenue growth · 16.4%Positive free cash flow · 2.39Consistent free cash flow · 5/5Reasonable earnings multiple · 13.01Weak liquidity · 0.12

Analyst view

Analyst sentiment and price target

PDLB
Analyst sentiment
Based on 2 analyst votes · 2026-09-05
50/100
Neutral
Bullish
1
Hold
0
Bearish
1
Price Target
2026-08-07
Low
$24.00
Mean
$24.00
Median
$24.00
High
$24.00

Company Overview

IPO: 10/2/2017
Industry: Banks - Regional
P/B i: 0.87
Debt / Equity i: 1.15
Operating Margin: 20.33%
Net Margin: 14.77%
ROE i: -
ROIC: -

Financial Health

Score6 / 20
Debt / Equity: 1.15
Current Ratio: 0.12
Quick Ratio: 0.12
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Cintron Marlene
Transaction: 03/26/2026
OTHER
Change
0
Price
Not reported
Filing
03/31/2026
Type
OTHER
Cintron Marlene
Transaction: 10/23/2030
OTHER
Change
+3,000
Price
$16.98
Filing
03/30/2026
Type
OTHER
Cintron Marlene
Transaction: 10/23/2029
OTHER
Change
+3,000
Price
$16.69
Filing
03/30/2026
Type
OTHER