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Orange County Bancorp, Inc.

OBT • Banks - Regional
$38.72
▲ +0.32 (+0.83%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$516.98M
Growth
3.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 26.3%Positive revenue growth · 13.4%Positive free cash flow · 3.3Consistent free cash flow · 5/5Reasonable earnings multiple · 8.58
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 28, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$38.72
Change0.83%
Shares Out13.35M
Market Cap$516.98M
Enterprise Value$135.05M
52W Range22.98 - 40.10
Beta0.43
P/E11.70
P/S3.31
P/B1.77
P/FCF11.08
EV/Sales0.86

Investment DNA

How strong this company looks for long-term investors

84
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
92/100
Why this score▼
Stable or improving margins · 26.3%Positive revenue growth · 13.4%Positive free cash flow · 3.3Consistent free cash flow · 5/5Reasonable earnings multiple · 8.58Manageable debt level · 0.12

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-26
Low
$36.00
Mean
$36.00
Median
$36.00
High
$36.00

Company Overview

IPO: 10/15/2003
Industry: Banks - Regional
P/B i: 1.77
Debt / Equity i: 0.12
Operating Margin: 32.60%
Net Margin: 26.32%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.12
Current Ratio: 0.16
Quick Ratio: 0.16
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Sousa Gregory
Transaction: 06/15/2026
BUY
Change
0
Price
Not reported
Filing
06/17/2026
Type
BUY
Schiller Jon
Transaction: 06/15/2026
BUY
Change
0
Price
Not reported
Filing
06/17/2026
Type
BUY
Rowley Richard B
Transaction: 06/15/2026
BUY
Change
0
Price
Not reported
Filing
06/17/2026
Type
BUY