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Midland States Bancorp, Inc.

MSBI • Banks - Regional
$0.00
— 0.00 (0.00%)
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$650.29M
Growth
16.1%
Cash Flow
5/5
Trend
Stable
Evidence
Positive revenue growth · 11.3%Positive free cash flow · 5.51Consistent free cash flow · 5/5Manageable debt level · 0.67Weak liquidity · 0.26
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.00
Change0.00%
Market Cap$650.29M
52W Range14.24 - 31.68
Beta0.67
Gross Margin57.38%
Oper. Margin-22.08%
Profit Margin-26.58%
Debt/Eq0.67
Current Ratio0.26
Quick Ratio0.26
Revenue 5Y16.14%

Investment DNA

How strong this company looks for long-term investors

61
out of 100
Business Quality
Margins, moat, returns
27/100
Financial Strength
Debt, cash, stability
35/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
95/100
Why this score▼
Positive revenue growth · 11.3%Positive free cash flow · 5.51Consistent free cash flow · 5/5Manageable debt level · 0.67Weak liquidity · 0.26Weak profitability

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-07-02
Low
$25.50
Mean
$27.83
Median
$26.00
High
$32.00

Company Overview

IPO: 5/24/2016
Industry: Banks - Regional
P/B i: 0.82
Debt / Equity i: 0.67
Operating Margin: -22.08%
Net Margin: -26.58%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.67
Current Ratio: 0.26
Quick Ratio: 0.26
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Schultz Robert F.
Transaction: 06/30/2026
BUY
Change
—
Price
Not reported
Filing
07/01/2026
Type
BUY
Ramos Richard T
Transaction: 06/30/2026
BUY
Change
+1,445
Price
$31.14
Filing
07/01/2026
Type
BUY
Ramos Richard T
Transaction: 06/30/2026
BUY
Change
—
Price
Not reported
Filing
07/01/2026
Type
BUY