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Alerus Financial Corporation

ALRS • Banks - Regional
$33.79
▲ +0.42 (+1.26%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$858.20M
Growth
4.6%
Cash Flow
5/5
Trend
Stable
Evidence
Positive free cash flow · 2.32Consistent free cash flow · 5/5Manageable debt level · 0.78Weak liquidity · 0.29Negative growth trend
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$33.79
Change1.26%
Shares Out25.40M
Market Cap$858.20M
Enterprise Value$1.15B
52W Range20.31 - 34.40
Beta0.70
P/E30.97
P/S4.66
P/B1.47
P/FCF8.44
EV/Sales6.26

Investment DNA

How strong this company looks for long-term investors

50
out of 100
Business Quality
Margins, moat, returns
35/100
Financial Strength
Debt, cash, stability
34/100
Growth Potential
Revenue and expansion
20/100
Price Attractiveness
Cheap or expensive today
68/100
Why this score▼
Positive free cash flow · 2.32Consistent free cash flow · 5/5Manageable debt level · 0.78Weak liquidity · 0.29Negative growth trendWeak profitability

Analyst view

Analyst sentiment and price target

ALRS
Analyst sentiment
Based on 5 analyst votes · 2026-09-05
60/100
Neutral
Bullish
1
Hold
4
Bearish
0
Price Target
2026-08-05
Low
$36.00
Mean
$36.67
Median
$37.00
High
$37.00

Company Overview

IPO: 3/20/2003
Industry: Banks - Regional
P/B i: 1.47
Debt / Equity i: 0.78
Operating Margin: 6.89%
Net Margin: 5.32%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.78
Current Ratio: 0.29
Quick Ratio: 0.29
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Koob Kari
Transaction: 07/03/2026
SELL
Change
-102
Price
$31.11
Filing
07/06/2026
Type
SELL
Koob Kari
Transaction: 07/01/2026
SELL
Change
-140
Price
$31.10
Filing
07/01/2026
Type
SELL
Koob Kari
Transaction: 02/26/2026
BUY
Change
+1,298
Price
Not reported
Filing
06/29/2026
Type
BUY