Bar Harbor Bankshares

BHB • Banks - Regional

$38.11

— 0.00 (0.00%)

EarningsLatest report: Jun 30, 2026

FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.

Market Cap

$640.55M

Growth

7.9%

Cash Flow

5/5

Trend

Stable

Evidence

Stable or improving margins · 15.2%Positive revenue growth · 9.3%Positive free cash flow · 2.6Consistent free cash flow · 5/5Reasonable earnings multiple · 14.04

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 20, 2026, 12:18 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$38.11

Change0.00%

Shares Out16.81M

Market Cap$640.55M

Enterprise Value$273.67M

52W Range28.50 - 41.12

Beta0.62

P/E12.97

P/S2.80

P/B1.17

P/FCF11.06

EV/Sales1.20

Price$38.11

Change0.00%

Shares Out16.81M

Market Cap$640.55M

Enterprise Value$273.67M

52W Range28.50 - 41.12

Beta0.62

P/E12.97

P/S2.80

P/B1.17

P/FCF11.06

EV/Sales1.20

EV/EBITDA4.73

EV/FCF4.73

Earnings Yield7.71%

FCF Yield9.04%

Dividend Yield2.56%

Gross Margin67.40%

Oper. Margin19.05%

Profit Margin15.17%

Debt/Eq0.51

Current Ratio0.17

Quick Ratio0.17

Revenue 5Y7.85%

FCF 5Y3.19%

Target$46.00

Target Upside20.70%

Target Median$46.00

Target Range44.00 - 48.00

Volume70.62K

Avg Volume109.94K

EPS Surprise0.01

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

69/100

Financial Strength

Debt, cash, stability

36/100

Growth Potential

Revenue and expansion

56/100

Price Attractiveness

Cheap or expensive today

84/100

Why this score▼

Stable or improving margins · 15.2%Positive revenue growth · 9.3%Positive free cash flow · 2.6Consistent free cash flow · 5/5Reasonable earnings multiple · 14.04Manageable debt level · 0.51

Analyst view

Analyst sentiment and price target

BHB

Analyst sentiment

Based on 2 analyst votes · 2026-10-20

75/100

Bullish

Hold

Bearish

Price Target

2026-08-07

Low

$44.00

Mean

$44.00

Median

$44.00

High

$44.00

Company Overview

IPO: 9/23/1997

Industry: Banks - Regional

P/B i: 1.17

Debt / Equity i: 0.51

Operating Margin: 19.05%

Net Margin: 15.17%

ROE i: -

ROIC: -

Financial Health

Score7 / 20

Debt / Equity: 0.51

Current Ratio: 0.17

Quick Ratio: 0.17

Status: Weak

Warnings

Weak Liquidity
Weak quick ratio

Insider Transactions

Recent executive and insider activity

Simard Curtis C

Transaction: 06/18/2026

BUY

Change

—

Price

$36.25

Filing

06/23/2026

Type

BUY

Caras Matthew L

Transaction: 06/18/2026

BUY

Change

—

Price

$36.25

Filing

06/23/2026

Type

BUY

Colter David M

Transaction: 06/18/2026

BUY

Change

—

Price

$36.10

Filing

06/23/2026

Type

BUY

Insider	Type	Change	Price	Transaction	Filing
Simard Curtis C	BUY	—	$36.25	06/18/2026	06/23/2026
Caras Matthew L	BUY	—	$36.25	06/18/2026	06/23/2026
Colter David M	BUY	—	$36.10	06/18/2026	06/23/2026
Jones Heather D	BUY	—	$36.25	06/18/2026	06/23/2026
Shaw Brian D	BUY	—	$36.25	06/18/2026	06/23/2026
Williams John Mogan	BUY	—	$36.25	06/18/2026	06/23/2026
Scully Joseph Patrick	BUY	—	$36.25	06/18/2026	06/23/2026
Caras Matthew L	BUY	+760	$34.68	04/28/2026	04/28/2026
Simard Curtis C	SELL	-9,734	$34.38	04/23/2026	04/27/2026
Iannelli Josephine	SELL	-3,519	$34.38	04/23/2026	04/27/2026
Colombo Marion	SELL	-2,395	$34.38	04/23/2026	04/27/2026
Scully Joseph Patrick	SELL	-2,295	Not reported	04/23/2026	04/27/2026
Edgar Jason Paul	SELL	-2,044	$34.38	04/23/2026	04/27/2026
Mercier John M	SELL	-2,098	Not reported	04/23/2026	04/27/2026
Williams John Mogan	SELL	-1,811	$34.38	04/23/2026	04/27/2026
DiPaola Alison Noelle	SELL	-1,417	$34.38	04/23/2026	04/27/2026
Simard Curtis C	BUY	—	$31.33	03/20/2026	03/23/2026
Smith Kenneth Eugene	BUY	+13	$31.54	03/20/2026	03/23/2026
Caras Matthew L	BUY	—	$31.33	03/20/2026	03/23/2026
Colter David M	BUY	—	$31.50	03/20/2026	03/23/2026

About the Company

Bar Harbor Bankshares

Bar Harbor Bankshares acts as the parent organization for Bar Harbor Bank & Trust, which delivers a full spectrum of banking services covering commercial, retail, lending, and wealth management. The bank offers a variety of deposit products, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, time deposits, and certificates of deposit (CDs). Its lending activities cover multiple areas: commercial real estate, providing financing for multi-family dwellings, construction projects, land development, and other business properties; commercial and industrial loans extended to agricultural and various commercial entities, including those with tax-exempt status; residential real estate loans, primarily in the form of mortgages for 1-4 unit homes; and consumer loans, which include home equity loans and lines of credit, auto loans, and other installment financing. Beyond core banking, Bar Harbor Bank & Trust supplies life insurance, annuity, and retirement planning products, alongside general financial planning advice. It also assists clients with third-party investment and insurance solutions. Furthermore, the institution's wealth management division offers trust and estate administration, extensive wealth advisory, and investment management services designed for individuals, businesses, non-profit organizations, and local municipalities. These specialized services encompass 401K plan administration, detailed financial, estate, and charitable planning, family office support, municipal advisory, and tax services. The bank operates through a network of 53 branches situated across Maine, New Hampshire, and Vermont. Founded in 1887, its main office is located in Bar Harbor, Maine.

Source - link

Peers

ACNB ALRS AROW BWB CBNK FMNB MSBI NRIM PFIS TCBX

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

Connor Clark & Lunn Investment Management Ltd. Makes New $501,000 Investment in Bar Harbor Bankshares, Inc. $BHB

Connor Clark and Lunn Investment Management Ltd. bought a new position in shares of Bar Harbor Bankshares, Inc. (NYSEAMERICAN:BHB) in the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor bought 13,258 shares of the financial services provider's stock, valued at approximately

Defense World

New Strong Sell Stocks for August 20th

BHB, APTV and CVCO have been added to the Zacks Rank #5 (Strong Sell) List on August 20th, 2026.

Zacks Investment Research

Dividend Champion, Contender, And Challenger Highlights: Week August 16

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

Seeking Alpha

Bar Harbor Bankshares' Rise Was Well-Deserved And Not Over Yet

Bar Harbor Bankshares has outperformed the S&P 500, rising 21.6% since May and 29.2% since March last year. BHB's fundamentals continue to improve, with rising deposits, expanding net interest margin (3.61%), and robust net income growth to $15.2 million year-over-year. Valuation is slightly above the preferred P/E (10.9x), but BHB remains cheaper than peers and boasts superior asset (1.31% ROA) and credit quality (0.44% non-performing assets).

Seeking Alpha

Why Bar Harbor Bankshares (BHB) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bar Harbor (BHB) have what it takes?

Zacks Investment Research

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-21	0.87	0.88	0.01
2026-01-22	0.89	0.93	0.04
2025-10-21	0.83	0.95	0.12
2025-07-22	0.7	0.7	0
2025-04-17	0.675	0.68	0.005
2024-10-22	0.68	0.8	0.12
2024-07-18	0.65	0.67	0.02
2024-04-18	0.64	0.66	0.02
2023-10-17	0.67	0.73	0.06
2023-07-20	0.68	0.7	0.02
2023-04-20	0.8	0.86	0.06
2022-10-19	0.75	0.76	0.01