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Arrow Financial Corporation

AROW • Banks - Regional
$39.57
▲ +0.12 (+0.30%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$650.45M
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 18.1%Positive revenue growth · 14.0%Positive free cash flow · 2.19Consistent free cash flow · 5/5Reasonable earnings multiple · 11.79
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:19 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$39.57
Change0.30%
Shares Out16.44M
Market Cap$650.45M
Enterprise Value$949.76M
52W Range25.88 - 42.70
Beta0.74
P/E12.68
P/S3.07
P/B1.46
P/FCF11.53
EV/Sales4.48

Investment DNA

How strong this company looks for long-term investors

73
out of 100
Business Quality
Margins, moat, returns
75/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score▼
Stable or improving margins · 18.1%Positive revenue growth · 14.0%Positive free cash flow · 2.19Consistent free cash flow · 5/5Reasonable earnings multiple · 11.79Manageable debt level · 0.07

Analyst view

Analyst sentiment and price target

AROW
Analyst sentiment
Based on 1 analyst votes · 2026-09-05
100/100
Bullish
Bullish
1
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$46.00
Mean
$46.00
Median
$46.00
High
$46.00

Company Overview

IPO: 9/18/1980
Industry: Banks - Regional
P/B i: 1.46
Debt / Equity i: 0.07
Operating Margin: 22.83%
Net Margin: 18.12%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.07
Current Ratio: 0.04
Quick Ratio: 0.04
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Behan Mark
Transaction: 08/04/2026
SELL
Change
-1,160
Price
$27.35
Filing
08/06/2026
Type
SELL
Behan Mark
Transaction: 08/04/2026
SELL
Change
-804
Price
$40.79
Filing
08/06/2026
Type
SELL
O'Conor Raymond F
Transaction: 08/04/2026
SELL
Change
-1,061
Price
$33.78
Filing
08/06/2026
Type
SELL