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SmartFinancial, Inc.

SMBK • Banks - Regional
$51.87
▲ +0.03 (+0.06%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$888.09M
Growth
-8.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 15.9%Positive revenue growth · 18.4%Positive free cash flow · 3.53Consistent free cash flow · 5/5Reasonable earnings multiple · 12.33
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:14 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$51.87
Change0.06%
Market Cap$888.09M
52W Range33.01 - 54.14
Beta0.69
Gross Margin60.97%
Oper. Margin19.44%
Profit Margin15.91%
Debt/Eq0.18
Current Ratio0.22
Quick Ratio0.22
Revenue 5Y-8.54%

Investment DNA

How strong this company looks for long-term investors

80
out of 100
Business Quality
Margins, moat, returns
78/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
84/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Stable or improving margins · 15.9%Positive revenue growth · 18.4%Positive free cash flow · 3.53Consistent free cash flow · 5/5Reasonable earnings multiple · 12.33Manageable debt level · 0.18

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-12
Low
$47.00
Mean
$53.00
Median
$54.00
High
$58.00

Company Overview

IPO: 10/7/2003
Industry: Banks - Regional
P/B i: 1.12
Debt / Equity i: 0.18
Operating Margin: 19.44%
Net Margin: 15.91%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.18
Current Ratio: 0.22
Quick Ratio: 0.22
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Jordan Rhett D.
Transaction: 08/04/2026
SELL
Change
-430
Price
$52.75
Filing
08/04/2026
Type
SELL
Jordan Rhett D.
Transaction: 06/12/2026
SELL
Change
-400
Price
$45.00
Filing
06/12/2026
Type
SELL
Barrett Victor Lynn
Transaction: 06/10/2026
BUY
Change
+3,000
Price
$43.78
Filing
06/10/2026
Type
BUY