U.S. Bancorp

USB-PH • Banks - Diversified

$63.37

▼ -0.16 (-0.25%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$98.54B

Crecimiento

—

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 17.7%Crecimiento positivo de ingresos · 14.7%Flujo de caja libre positivo · 5.13Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 10.95

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 7 ago 2026, 12:12 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$63.37

Change-0.25%

Shares Out1.55B

Market Cap$98.54B

Enterprise Value$128.06B

52W Range17.71 - 20.79

Beta0.98

P/E12.06

P/S2.25

P/B1.46

P/FCF7.18

EV/Sales2.93

Price$63.37

Change-0.25%

Shares Out1.55B

Market Cap$98.54B

Enterprise Value$128.06B

52W Range17.71 - 20.79

Beta0.98

P/E12.06

P/S2.25

P/B1.46

P/FCF7.18

EV/Sales2.93

EV/EBITDA12.01

EV/FCF9.33

Earnings Yield8.30%

FCF Yield13.93%

Dividend Yield4.34%

Gross Margin62.83%

Oper. Margin22.20%

Profit Margin17.68%

Debt/Eq1.20

Current Ratio0.26

Quick Ratio0.26

Target$69.80

Target Upside10.15%

Target Median$68.00

Target Range66.00 - 75.00

Volume78.95K

Avg Volume58.45K

EPS Surprise0.04

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

82/100

Fortaleza financiera

Deuda, caja, estabilidad

29/100

Potencial de crecimiento

Ingresos y expansión

58/100

Atractivo del precio

Barata o cara hoy

87/100

Por qué este puntaje▼

Márgenes estables o en mejora · 17.7%Crecimiento positivo de ingresos · 14.7%Flujo de caja libre positivo · 5.13Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 10.95Liquidez débil · 0.26

Analyst view

Analyst sentiment and price target

USB

Analyst sentiment

Based on 49 analyst votes · 2026-09-05

73/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-07

Bajo

$61.00

Promedio

$69.33

Mediana

$68.00

Alto

$75.00

Resumen de la compañía

IPO: 3/31/2006

Industria: Banks - Diversified

P/B i: 1.46

Deuda / Patrimonio i: 1.20

Margen operativo: 22.20%

Margen neto: 17.68%

ROE i: -

ROIC: -

Salud financiera

Puntaje6 / 20

Deuda / Patrimonio: 1.20

Ratio corriente: 0.26

Ratio rápido: 0.26

Estado: Weak

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

CHOSY JAMES L

Transacción: 07/23/2026

VENTA

Cambio

-24,711

Precio

$55.01

Presentación

07/24/2026

Tipo

VENTA

CHOSY JAMES L

Transacción: 07/23/2026

VENTA

Cambio

-22,968

Precio

$63.28

Presentación

07/24/2026

Tipo

VENTA

CHOSY JAMES L

Transacción: 07/21/2026

VENTA

Cambio

-3,969

Precio

Not reported

Presentación

07/22/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
CHOSY JAMES L	VENTA	-24,711	$55.01	07/23/2026	07/24/2026
CHOSY JAMES L	VENTA	-22,968	$63.28	07/23/2026	07/24/2026
CHOSY JAMES L	VENTA	-3,969	Not reported	07/21/2026	07/22/2026
Philipson Stephen L	VENTA	-36,906	$63.08	07/20/2026	07/22/2026
Dilip Venkatachari	VENTA	-34,522	$55.52	05/05/2026	05/06/2026
BAXTER WARNER L	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Bridges Dorothy J	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Buse Elizabeth	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Colberg Alan B.	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Ellison-Taylor Kimberly N	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Gillani Aleem	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Mehdi Yusuf I	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Reynolds Loretta E	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
WIEHOFF JOHN	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
HERNANDEZ ROLAND A	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
HERNANDEZ ROLAND A	COMPRA	+3,885	Not reported	04/23/2026	04/27/2026
McKenney Richard P	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
McKenney Richard P	COMPRA	+2,560	Not reported	04/23/2026	04/27/2026
Richard Jodi L	VENTA	-40,000	$57.00	04/21/2026	04/22/2026
Roy Arijit	COMPRA	+2,175	Not reported	03/06/2026	03/09/2026

Sobre la compañía

U.S. Bancorp

U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.

Fuente - Link

Competidores

BCS CM DB HDB ING ITUB LYG MFG PNC TFC

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

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Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-16	1.14	1.18	0.04
2026-01-20	1.19	1.26	0.07
2025-10-16	1.13	1.22	0.09
2025-07-17	1.07	1.11	0.04
2025-04-16	0.979	1.03	0.051
2025-01-16	1.04	1.07	0.03
2024-10-16	0.99	1.03	0.04
2024-07-17	0.94	0.98	0.04
2024-04-17	0.88	0.9	0.02
2024-01-17	0.99	0.99	0
2023-10-18	1.02	1.05	0.03
2023-07-19	1.13	1.12	-0.01