U.S. Bancorp Depositary Shares,

USB-PS • Banks - Regional

$58.71

▼ -0.38 (-0.64%)

Precio actual

ResultadosÚltimo reporte: 30 sept 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$92.12B

Crecimiento

—

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 17.7%Crecimiento positivo de ingresos · 14.7%Flujo de caja libre positivo · 5.13Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 10.95

Datos financieros hasta: 30 sept 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 sept 2026, 12:00 a.m. UTCÚltima actualización del perfil: 16 oct 2026, 12:12 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$58.71

Change-0.64%

Shares Out1.56B

Market Cap$92.12B

Enterprise Value$-37.51B

52W Range15.54 - 19.79

Beta0.74

P/E11.00

P/S2.09

P/B1.39

P/FCF6.71

EV/Sales-0.85

Price$58.71

Change-0.64%

Shares Out1.56B

Market Cap$92.12B

Enterprise Value$-37.51B

52W Range15.54 - 19.79

Beta0.74

P/E11.00

P/S2.09

P/B1.39

P/FCF6.71

EV/Sales-0.85

EV/EBITDA-2.68

EV/FCF-2.73

Earnings Yield9.09%

FCF Yield14.90%

Dividend Yield3.72%

Gross Margin62.83%

Oper. Margin22.20%

Profit Margin17.68%

Debt/Eq1.20

Current Ratio0.26

Quick Ratio0.26

Target$69.53

Target Upside18.43%

Target Median$68.00

Target Range64.00 - 76.00

Volume84.35K

Avg Volume60.11K

EPS Surprise0.04

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

82/100

Fortaleza financiera

Deuda, caja, estabilidad

29/100

Potencial de crecimiento

Ingresos y expansión

58/100

Atractivo del precio

Barata o cara hoy

87/100

Por qué este puntaje▼

Márgenes estables o en mejora · 17.7%Crecimiento positivo de ingresos · 14.7%Flujo de caja libre positivo · 5.13Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 10.95Liquidez débil · 0.26

Analyst view

Analyst sentiment and price target

USB

Analyst sentiment

Based on 49 analyst votes · 2026-10-20

73/100

Bullish

Hold

Bearish

Precio objetivo

2026-10-16

Bajo

$64.00

Promedio

$69.94

Mediana

$68.00

Alto

$76.00

Resumen de la compañía

IPO: 2/3/2022

Industria: Banks - Regional

P/B i: 1.39

Deuda / Patrimonio i: 1.20

Margen operativo: 22.20%

Margen neto: 17.68%

ROE i: -

ROIC: -

Salud financiera

Puntaje6 / 20

Deuda / Patrimonio: 1.20

Ratio corriente: 0.26

Ratio rápido: 0.26

Estado: Weak

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Kedia Gunjan

Transacción: 08/28/2026

VENTA

Cambio

-27,267

Precio

$55.01

Presentación

08/31/2026

Tipo

VENTA

Kedia Gunjan

Transacción: 08/28/2026

VENTA

Cambio

-27,267

Precio

$62.37

Presentación

08/31/2026

Tipo

VENTA

CHOSY JAMES L

Transacción: 07/23/2026

VENTA

Cambio

-24,711

Precio

$55.01

Presentación

07/24/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Kedia Gunjan	VENTA	-27,267	$55.01	08/28/2026	08/31/2026
Kedia Gunjan	VENTA	-27,267	$62.37	08/28/2026	08/31/2026
CHOSY JAMES L	VENTA	-24,711	$55.01	07/23/2026	07/24/2026
CHOSY JAMES L	VENTA	-22,968	$63.28	07/23/2026	07/24/2026
CHOSY JAMES L	VENTA	-3,969	Not reported	07/21/2026	07/22/2026
Philipson Stephen L	VENTA	-36,906	$63.08	07/20/2026	07/22/2026
Dilip Venkatachari	VENTA	-34,522	$55.52	05/05/2026	05/06/2026
BAXTER WARNER L	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Bridges Dorothy J	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Buse Elizabeth	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Colberg Alan B.	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Ellison-Taylor Kimberly N	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Gillani Aleem	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Mehdi Yusuf I	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
Reynolds Loretta E	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
WIEHOFF JOHN	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
HERNANDEZ ROLAND A	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
HERNANDEZ ROLAND A	COMPRA	+3,885	Not reported	04/23/2026	04/27/2026
McKenney Richard P	COMPRA	+3,355	Not reported	04/23/2026	04/27/2026
McKenney Richard P	COMPRA	+2,560	Not reported	04/23/2026	04/27/2026

Sobre la compañía

U.S. Bancorp

U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.

Fuente - Link

Competidores

CFG FITB HBAN KEY MTB PNC TFC WAL WFC ZION

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

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U.S. Bancorp: Solid Results, But Risks May Lurk Beneath The Surface

U.S. Bancorp delivered solid third-quarter results, with net interest income up 5.6% and diluted EPS increasing 9.8% year over year. Management expects continued growth, supported by higher fee revenue, capital markets, and the BTIG acquisition. Credit quality remains manageable, but rising credit-loss provisions and broader economic vulnerabilities warrant caution.

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U.S. Bancorp | BTIG Adds Bhavesh Lodaya as Chemicals Research Analyst

NEW YORK--(BUSINESS WIRE)--BTIG, a U.S. Bancorp company, announced today that Bhavesh Lodaya has joined the firm as a Director and Chemicals Analyst. “We see chemicals as an important growth area for our research franchise, and I am excited to welcome Bhavesh as the analyst who will help establish our coverage in this sector,” said Ryan Serwin, CFA, Director of Research at U.S. Bancorp | BTIG. “His industry knowledge, investment perspective, and client focus will be instrumental as we expand ou.

Business Wire

First Bank & Trust Buys 40,208 Shares of U.S. Bancorp $USB

First Bank and Trust grew its stake in U.S. Bancorp (NYSE: USB) by 43.0% in the third quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 133,794 shares of the financial services provider's stock after buying an additional 40,208 shares

Defense World

PNC Financial Vs. U.S. Bancorp: The $560 Million Difference

I'm maintaining Buy on PNC Financial Services and Hold on U.S. Bancorp for new money after solid Q3 results from both. PNC repurchased ~$560M of stock in Q3. USB bought none because it is rebuilding its capital ratio as it prepares for stricter Category II rules. PNC's loan growth is mostly organic and its ROTCE rose, though loans are growing faster than deposits. USB's margin is widening but its BTIG acquisition has added little so far.

Seeking Alpha

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-16	1.14	1.18	0.04
2026-01-20	1.19	1.26	0.07
2025-10-16	1.13	1.22	0.09
2025-07-17	1.07	1.11	0.04
2025-04-16	0.979	1.03	0.051
2025-01-16	1.04	1.07	0.03
2024-10-16	0.99	1.03	0.04
2024-07-17	0.94	0.98	0.04
2024-04-17	0.88	0.9	0.02
2024-01-17	0.99	0.99	0
2023-10-18	1.02	1.05	0.03
2023-07-19	1.13	1.12	-0.01