Citizens Financial Group, Inc.

CFG-PE • Banks - Regional

$70.78

▼ -0.05 (-0.07%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$30.20B

Crecimiento

6.6%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 16.4%Crecimiento positivo de ingresos · 12.0%Flujo de caja libre positivo · 4.72Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 13.76

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$70.78

Change-0.07%

Shares Out426.68M

Market Cap$30.20B

Enterprise Value$33.79B

52W Range17.68 - 21.70

Beta1.01

P/E14.21

P/S2.63

P/B1.15

P/FCF21.73

EV/Sales2.95

Price$70.78

Change-0.07%

Shares Out426.68M

Market Cap$30.20B

Enterprise Value$33.79B

52W Range17.68 - 21.70

Beta1.01

P/E14.21

P/S2.63

P/B1.15

P/FCF21.73

EV/Sales2.95

EV/EBITDA11.94

EV/FCF24.31

Earnings Yield7.04%

FCF Yield4.60%

Dividend Yield2.26%

Gross Margin69.75%

Oper. Margin20.88%

Profit Margin16.42%

Debt/Eq0.43

Current Ratio1.04

Quick Ratio1.04

Revenue 5Y6.60%

FCF 5Y1.62%

Target$79.33

Target Upside12.08%

Target Median$80.00

Target Range70.00 - 90.00

Volume51.27K

Avg Volume57.10K

EPS Surprise0.03

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

72/100

Fortaleza financiera

Deuda, caja, estabilidad

56/100

Potencial de crecimiento

Ingresos y expansión

59/100

Atractivo del precio

Barata o cara hoy

87/100

Por qué este puntaje▼

Márgenes estables o en mejora · 16.4%Crecimiento positivo de ingresos · 12.0%Flujo de caja libre positivo · 4.72Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 13.76Nivel de deuda manejable · 0.43

Analyst view

Analyst sentiment and price target

CFG

Analyst sentiment

Based on 38 analyst votes · 2026-09-05

88/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-05

Bajo

$70.00

Promedio

$78.75

Mediana

$80.00

Alto

$90.00

Resumen de la compañía

IPO: 10/22/2019

Industria: Banks - Regional

P/B i: 1.15

Deuda / Patrimonio i: 0.43

Margen operativo: 20.88%

Margen neto: 16.42%

ROE i: -

ROIC: -

Salud financiera

Puntaje11 / 20

Deuda / Patrimonio: 0.43

Ratio corriente: 1.04

Ratio rápido: 1.04

Estado: Moderate

Transacciones internas

Actividad reciente de ejecutivos e insiders

VAN SAUN BRUCE

Transacción: 07/24/2026

VENTA

Cambio

-17,500

Precio

Not reported

Presentación

07/28/2026

Tipo

VENTA

Stein Richard L.

Transacción: 06/15/2026

VENTA

Cambio

-4,913

Precio

$67.65

Presentación

06/16/2026

Tipo

VENTA

KELLY EDWARD J III

Transacción: 05/14/2026

COMPRA

Cambio

—

Precio

Not reported

Presentación

05/15/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
VAN SAUN BRUCE	VENTA	-17,500	Not reported	07/24/2026	07/28/2026
Stein Richard L.	VENTA	-4,913	$67.65	06/15/2026	06/16/2026
KELLY EDWARD J III	COMPRA	—	Not reported	05/14/2026	05/15/2026
Atkinson Tracy A	COMPRA	—	Not reported	05/14/2026	05/15/2026
Wade Claude E.	COMPRA	—	Not reported	05/14/2026	05/15/2026
ZURAITIS MARITA	COMPRA	—	Not reported	05/14/2026	05/15/2026
Lillis Terrance	COMPRA	—	Not reported	05/14/2026	05/15/2026
Cummings Kevin	COMPRA	—	Not reported	05/14/2026	05/15/2026
Swift Christopher	COMPRA	—	Not reported	05/14/2026	05/15/2026
Cumming Christine M	COMPRA	—	Not reported	05/14/2026	05/15/2026
SIEKERKA MICHELE N	COMPRA	—	Not reported	05/14/2026	05/15/2026
Alexander Lee	COMPRA	—	Not reported	05/14/2026	05/15/2026
Leary Robert G	COMPRA	—	Not reported	05/14/2026	05/15/2026
Moosally Michelle	VENTA	-6,050	$62.16	05/12/2026	05/14/2026
ZURAITIS MARITA	COMPRA	+2,608	Not reported	04/23/2026	04/24/2026
KELLY EDWARD J III	COMPRA	+2,608	Not reported	04/23/2026	04/24/2026
Cumming Christine M	COMPRA	+2,608	Not reported	04/23/2026	04/24/2026
Alexander Lee	COMPRA	+2,608	Not reported	04/23/2026	04/24/2026
Swift Christopher	COMPRA	+2,608	Not reported	04/23/2026	04/24/2026
Atkinson Tracy A	COMPRA	+2,608	Not reported	04/23/2026	04/24/2026

Sobre la compañía

Citizens Financial Group, Inc.

Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.

Fuente - Link

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Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Citizens Financial Group Announces Redemption of All Outstanding Shares of its Series G Preferred Stock

Citizens Financial Group, Inc. (NYSE: CFG) today announced that it will redeem on October 6, 2026 (the âRedemption Dateâ) all outstanding shares of its 4.00

GuruFocus

Citizens Financial Group Announces Redemption of All Outstanding Shares of its Series G Preferred Stock

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced that it will redeem on October 6, 2026 (the “Redemption Date”) all outstanding shares of its 4.000% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series G (CUSIP: 174610BD6; ISIN: US174610BD66) (the “Series G Preferred Stock”). All 300,000 shares of the Series G Preferred Stock currently outstanding will be redeemed on the Redemption Date. On and after the Redemption Date, no shares of Ser.

Business Wire

Citizens Financial Group: Diversified Growth Supports Q2 2026 Earnings

Citizens Financial Group is rated BUY, targeting a 16–18% ROTCE, with 2Q26 ROTCE at 13.9%. CFG delivered robust 2Q26 results: 14% net interest income growth, 35% net income growth, and strong capital markets and private banking momentum. CFG trades at a 13% discount to sector median P/B, with forward ROE projected 486% above peers, supporting valuation upside.

Seeking Alpha

5 Top Goldman Sachs Stock Picks Pay Big Dividends (One Yields Over 6%)

Goldman Sachs builds its Conviction List by identifying stocks where analysts hold their highest confidence in outperformance, and this month's screen turned up five dividend payers with yields that income investors rarely find attached to names this established.

24/7 Wall Street

51,373 Shares in Citizens Financial Group, Inc. $CFG Purchased by Bank of Nova Scotia

Bank of Nova Scotia purchased a new stake in shares of Citizens Financial Group, Inc. (NYSE: CFG) during the quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund purchased 51,373 shares of the bank's stock, valued at approximately $3,600,000. Several other large investors have

Defense World

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-16	1.1	1.13	0.03
2026-01-21	1.1	1.13	0.03
2025-10-15	1.03	1.05	0.02
2025-07-17	0.883	0.92	0.037
2025-04-16	0.749	0.77	0.021
2025-01-17	0.83	0.85	0.02
2024-10-16	0.79	0.77	-0.02
2024-07-17	0.79	0.78	-0.01
2024-04-17	0.74	0.65	-0.09
2024-01-17	0.71	0.34	-0.37
2023-10-18	0.91	0.85	-0.06
2023-07-19	1.01	0.92	-0.09