UMB Financial Corporation

UMBF • Banks - Regional

$133.09

— 0.00 (0.00%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$10.17B

Crecimiento

—

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 15.8%Crecimiento positivo de ingresos · 22.8%Flujo de caja libre positivo · 12.88Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 12.43

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$133.09

Change0.00%

Shares Out76.39M

Market Cap$10.17B

Enterprise Value$12.95B

52W Range103.38 - 149.98

Beta0.78

P/E10.79

P/S2.23

P/B1.27

P/FCF9.56

EV/Sales2.84

Price$133.09

Change0.00%

Shares Out76.39M

Market Cap$10.17B

Enterprise Value$12.95B

52W Range103.38 - 149.98

Beta0.78

P/E10.79

P/S2.23

P/B1.27

P/FCF9.56

EV/Sales2.84

EV/EBITDA11.51

EV/FCF12.18

Earnings Yield9.27%

FCF Yield10.46%

Dividend Yield1.12%

Gross Margin54.41%

Oper. Margin20.25%

Profit Margin15.81%

Debt/Eq0.49

Current Ratio0.01

Quick Ratio0.01

Target$166.20

Target Upside24.88%

Target Median$167.50

Target Range147.00 - 182.00

Volume734.80K

Avg Volume693.34K

EPS Surprise0.59

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

70/100

Fortaleza financiera

Deuda, caja, estabilidad

36/100

Potencial de crecimiento

Ingresos y expansión

84/100

Atractivo del precio

Barata o cara hoy

88/100

Por qué este puntaje▼

Márgenes estables o en mejora · 15.8%Crecimiento positivo de ingresos · 22.8%Flujo de caja libre positivo · 12.88Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 12.43Nivel de deuda manejable · 0.49

Analyst view

Analyst sentiment and price target

UMBF

Analyst sentiment

Based on 19 analyst votes · 2026-10-20

79/100

Bullish

Hold

Bearish

Precio objetivo

2026-07-31

Bajo

$139.00

Promedio

$162.38

Mediana

$164.00

Alto

$181.00

Resumen de la compañía

IPO: 3/17/1980

Industria: Banks - Regional

P/B i: 1.27

Deuda / Patrimonio i: 0.49

Margen operativo: 20.25%

Margen neto: 15.81%

ROE i: -

ROIC: -

Salud financiera

Puntaje7 / 20

Deuda / Patrimonio: 0.49

Ratio corriente: 0.01

Ratio rápido: 0.01

Estado: Weak

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Wilson Uma

Transacción: 06/10/2026

VENTA

Cambio

-922

Precio

$75.25

Presentación

06/10/2026

Tipo

VENTA

Wilson Uma

Transacción: 06/10/2026

VENTA

Cambio

-922

Precio

$133.05

Presentación

06/10/2026

Tipo

VENTA

Gallagher Kevin Charles

Transacción: 06/10/2026

VENTA

Cambio

-381

Precio

$132.88

Presentación

06/10/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Wilson Uma	VENTA	-922	$75.25	06/10/2026	06/10/2026
Wilson Uma	VENTA	-922	$133.05	06/10/2026	06/10/2026
Gallagher Kevin Charles	VENTA	-381	$132.88	06/10/2026	06/10/2026
Rine James D	VENTA	-1,074	$133.22	06/09/2026	06/10/2026
Murphy Timothy R.	COMPRA	+116	$129.24	05/01/2026	05/05/2026
BEERY ROBIN C	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Davidson Janine	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Gallagher Kevin Charles	COMPRA	+116	$129.24	05/01/2026	05/04/2026
GRAVES GREG M	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Henderson Brad J.	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Hopkins Jennifer K	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Gordon Lansford E.	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Lazo Margaret	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Murphy Susan G	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Peterman Tamara	COMPRA	+116	$129.24	05/01/2026	05/04/2026
ROBBINS KRIS A	COMPRA	+116	$129.24	05/01/2026	05/04/2026
SOSLAND L JOSHUA	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Williams Leroy James Jr	COMPRA	+116	$129.24	05/01/2026	05/04/2026
SCHMIDT JOHN K	COMPRA	+116	$129.24	05/01/2026	05/04/2026
Beaird Robert Brian	VENTA	-70	$132.16	02/11/2026	02/13/2026

Sobre la compañía

UMB Financial Corporation

UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.

Fuente - Link

Competidores

BOKF BPOP CBSH CFG CFR ONB SSB WAL WTFC ZION

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

UMB Financial (UMBF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

UMB (UMBF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research

Should Value Investors Buy UMB Financial (UMBF) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research

Down 9.2% in 4 Weeks, Here's Why UMB (UMBF) Looks Ripe for a Turnaround

The heavy selling pressure might have exhausted for UMB (UMBF) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal.

Zacks Investment Research

UMB Announces Conference Call to Discuss Third Quarter 2026 Results

KANSAS CITY, Mo.--(BUSINESS WIRE)--UMB Financial Corporation will release earnings results for the third quarter 2026 after market hours on Tuesday, October 27, 2026.

Business Wire

Why UMB Financial (UMBF) is a Top Value Stock for the Long-Term

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Zacks Investment Research

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-28	2.82	3.41	0.59
2026-01-27	2.71	3.08	0.37
2025-10-28	2.5	2.7	0.2
2025-07-29	2.37	2.96	0.59
2025-04-29	2.19	2.58	0.39
2025-01-28	2.25	2.49	0.24
2024-10-29	2.2	2.19	-0.01
2024-07-30	2.01	2.07	0.06
2024-04-29	1.76	2.25	0.49
2024-01-30	1.76	2.29	0.53
2023-10-24	1.77	1.98	0.21
2023-07-25	1.93	1.85	-0.08