United Community Banks, Inc.

UCB • Banks - Regional

$35.64

▲ +0.25 (+0.71%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$4.29B

Crecimiento

0.9%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 21.4%Crecimiento positivo de ingresos · 11.6%Flujo de caja libre positivo · 3.35Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 11.58

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 7 ago 2026, 12:46 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$35.64

Change0.71%

Shares Out120.44M

Market Cap$4.29B

Enterprise Value$437.68M

52W Range28.65 - 37.18

Beta0.83

P/E11.36

P/S2.76

P/B1.15

P/FCF9.04

EV/Sales0.28

Price$35.64

Change0.71%

Shares Out120.44M

Market Cap$4.29B

Enterprise Value$437.68M

52W Range28.65 - 37.18

Beta0.83

P/E11.36

P/S2.76

P/B1.15

P/FCF9.04

EV/Sales0.28

EV/EBITDA0.90

EV/FCF0.92

Earnings Yield8.80%

FCF Yield11.06%

Dividend Yield3.56%

Gross Margin66.00%

Oper. Margin27.48%

Profit Margin21.35%

Debt/Eq0.06

Current Ratio0.17

Quick Ratio0.17

Revenue 5Y0.85%

FCF 5Y-0.30%

Target$39.00

Target Upside9.43%

Target Median$40.00

Target Range37.00 - 40.00

Volume650.11K

Avg Volume915.33K

EPS Surprise-0.01

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

85/100

Fortaleza financiera

Deuda, caja, estabilidad

39/100

Potencial de crecimiento

Ingresos y expansión

58/100

Atractivo del precio

Barata o cara hoy

89/100

Por qué este puntaje▼

Márgenes estables o en mejora · 21.4%Crecimiento positivo de ingresos · 11.6%Flujo de caja libre positivo · 3.35Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 11.58Nivel de deuda manejable · 0.06

Analyst view

Analyst sentiment and price target

UCB

Analyst sentiment

Based on 7 analyst votes · 2026-09-05

71/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-07

Bajo

$37.00

Promedio

$39.00

Mediana

$40.00

Alto

$40.00

Resumen de la compañía

IPO: 3/18/2002

Industria: Banks - Regional

P/B i: 1.15

Deuda / Patrimonio i: 0.06

Margen operativo: 27.48%

Margen neto: 21.35%

ROE i: -

ROIC: -

Salud financiera

Puntaje8 / 20

Deuda / Patrimonio: 0.06

Ratio corriente: 0.17

Ratio rápido: 0.17

Estado: Moderate

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Carande Carl Steven

Transacción: 08/01/2026

OTRO

Cambio

Precio

Not reported

Presentación

08/03/2026

Tipo

OTRO

EDWARDS ROBERT A.

Transacción: 07/29/2026

VENTA

Cambio

-1,500

Precio

Not reported

Presentación

07/30/2026

Tipo

VENTA

HARRALSON JEFFERSON L

Transacción: 07/28/2026

VENTA

Cambio

-25,000

Precio

$35.41

Presentación

07/28/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Carande Carl Steven	OTRO	0	Not reported	08/01/2026	08/03/2026
EDWARDS ROBERT A.	VENTA	-1,500	Not reported	07/29/2026	07/30/2026
HARRALSON JEFFERSON L	VENTA	-25,000	$35.41	07/28/2026	07/28/2026
JAMES JOHN MARC	VENTA	-2,526	Not reported	07/24/2026	07/28/2026
RICHLOVSKY THOMAS A	VENTA	-2,526	Not reported	07/24/2026	07/28/2026
Bazante Jennifer M.	VENTA	-2,526	Not reported	07/24/2026	07/28/2026
DANIELS KENNETH L	VENTA	-2,526	Not reported	07/24/2026	07/28/2026
BRADSHAW RICHARD	VENTA	-2	$35.15	07/27/2026	07/27/2026
KUMLER ALAN H	VENTA	-113	$32.06	05/15/2026	05/19/2026
RICHLOVSKY THOMAS A	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
WILKINS DAVID H	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
JAMES JOHN MARC	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
WALLIS TIM	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
Mann Jennifer	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
Drummond Lance F.	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
Davis Sally Pope	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
CLEMENTS JAMES P	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
BELL GEORGE B.	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
Bazante Jennifer M.	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026
DANIELS KENNETH L	COMPRA	+2,330	Not reported	05/13/2026	05/14/2026

Sobre la compañía

United Community Banks, Inc.

United Community Banks, Inc. functions as the parent entity for United Community Bank, through which it delivers a comprehensive array of financial solutions. These offerings cater to a diverse clientele, encompassing commercial enterprises, individual consumers, governmental bodies, educational institutions, and entities within the energy, healthcare, and real estate industries. Its core banking activities include accepting various deposit accounts, such as checking, savings, and money market options. The institution extends a broad spectrum of lending products, including real estate, consumer, and commercial loans. These are provided to individuals, small and mid-sized businesses, and non-profit organizations, encompassing both secured and unsecured options, as well as specialized mortgage financing. Furthermore, it originates loans partially backed by government initiatives like the Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) programs. Beyond traditional banking, United Community Banks offers robust wealth management services, covering financial planning, bespoke portfolio management, and expert investment guidance. This is complemented by trust services for fiduciary asset administration, non-deposit investment alternatives, and a suite of insurance products, including life, long-term care, and tax-deferred annuities. The company also strategically invests its own capital in a range of securities, including residential and commercial mortgage-backed securities, asset-backed securities, U.S. Treasury and agency obligations, and municipal bonds. Additionally, the firm provides an extensive suite of supplementary financial tools, such as treasury management, credit and debit card services, diverse payment and commerce solutions, equipment financing, and dedicated investment advisory and brokerage services. It also facilitates reinsurance for property contracts, operates as an insurance agency, and offers specialized services like payment processing, merchant services, wire transfers, and private banking. Established in 1950, United Community Banks, Inc. maintains its corporate headquarters in Blairsville, Georgia.

Fuente - Link

Competidores

ASB BANF CADE FULT INTR MTB RNST SNV TBBK WBS

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

United Community Banks, Inc. Announces Completion of Sale of Navitas Equipment Finance Business to Funds Managed by Wafra Inc.

GREENVILLE, S.C., Sept. 01, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) today announced the completion of the previously announced sale of its equipment finance business, consisting of Navitas Credit Corp. and NLFC Reinsurance Corp. (collectively, “Navitas”), to funds managed by Wafra Inc., acting through Navitas TopCo LLC (“Wafra”) for approximately $2.0 billion in cash1 (the “Transaction”).

GlobeNewsWire

United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

Zacks Investment Research

United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets

United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets PR Newswire GREENV

GuruFocus

United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets

GREENVILLE, S.C., Aug. 25, 2026 /PRNewswire/ -- United Community has named Jeff Beisler-Snell head of International Banking and Capital Markets, expanding the bank's ability to help customers conduct business around the world.

PRNewsWire

Leadership Investment: Director Carande Acquires 2,101 Shares of United Community Banks

Carl Steven Carande acquired 2,101 shares of common stock on Aug. 10, 2026. The purchase significantly increased the director's direct equity holdings.

The Motley Fool

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-21	0.71	0.7	-0.01
2026-01-14	0.73	0.71	-0.02
2025-10-22	0.696	0.75	0.054
2025-07-23	0.62	0.66	0.04
2025-04-22	0.56	0.59	0.03
2025-01-22	0.55	0.63	0.08
2024-10-23	0.578	0.57	-0.008
2024-07-24	0.51	0.58	0.07
2024-04-24	0.4962	0.523	0.0268
2024-01-24	0.524	0.53	0.006
2023-10-18	0.44	0.45	0.01
2023-07-18	0.625	0.55	-0.075