Norwood Financial Corp.

NWFL • Banks - Regional

$33.91

— 0.00 (0.00%)

ResultadosÚltimo reporte: 31 mar 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$310.72M

Crecimiento

7.2%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 20.4%Crecimiento positivo de ingresos · 11.2%Flujo de caja libre positivo · 3.19Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 9.26

Datos financieros hasta: 31 mar 2026, 12:00 a.m. UTCÚltima actualización de earnings: 27 abr 2026, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$33.91

Change0.00%

Shares Out9.16M

Market Cap$310.72M

Enterprise Value$170.24M

52W Range23.70 - 32.36

Beta0.55

P/E12.08

P/S2.30

P/B1.09

P/FCF11.04

EV/Sales1.26

Price$33.91

Change0.00%

Shares Out9.16M

Market Cap$310.72M

Enterprise Value$170.24M

52W Range23.70 - 32.36

Beta0.55

P/E12.08

P/S2.30

P/B1.09

P/FCF11.04

EV/Sales1.26

EV/EBITDA5.04

EV/FCF6.05

Earnings Yield8.27%

FCF Yield9.06%

Dividend Yield3.90%

Gross Margin63.63%

Oper. Margin26.07%

Profit Margin20.39%

Debt/Eq0.31

Current Ratio0.16

Quick Ratio0.16

Revenue 5Y7.19%

FCF 5Y2.40%

Target$35.00

Target Upside3.21%

Target Median$35.00

Target Range35.00 - 35.00

Volume47.66K

Avg Volume21.49K

EPS Surprise-0.09

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

85/100

Fortaleza financiera

Deuda, caja, estabilidad

38/100

Potencial de crecimiento

Ingresos y expansión

59/100

Atractivo del precio

Barata o cara hoy

91/100

Por qué este puntaje▼

Márgenes estables o en mejora · 20.4%Crecimiento positivo de ingresos · 11.2%Flujo de caja libre positivo · 3.19Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 9.26Nivel de deuda manejable · 0.31

Analyst view

Analyst sentiment and price target

NWFL

Analyst sentiment

Based on 1 analyst votes · 2026-10-21

50/100

Neutral

Bullish

Hold

Bearish

Precio objetivo

2026-06-19

Bajo

$33.00

Promedio

$33.00

Mediana

$33.00

Alto

$33.00

Resumen de la compañía

IPO: 3/4/1998

Industria: Banks - Regional

P/B i: 1.09

Deuda / Patrimonio i: 0.31

Margen operativo: 26.07%

Margen neto: 20.39%

ROE i: -

ROIC: -

Salud financiera

Puntaje8 / 20

Deuda / Patrimonio: 0.31

Ratio corriente: 0.16

Ratio rápido: 0.16

Estado: Moderate

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Andress Spencer J

Transacción: 06/10/2026

COMPRA

Cambio

+45

Precio

$30.19

Presentación

06/12/2026

Tipo

COMPRA

Carroll Joseph W

Transacción: 06/10/2026

COMPRA

Cambio

+45

Precio

$30.19

Presentación

06/12/2026

Tipo

COMPRA

FORTE ANDREW

Transacción: 06/10/2026

COMPRA

Cambio

+55

Precio

$30.19

Presentación

06/12/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Andress Spencer J	COMPRA	+45	$30.19	06/10/2026	06/12/2026
Carroll Joseph W	COMPRA	+45	$30.19	06/10/2026	06/12/2026
FORTE ANDREW	COMPRA	+55	$30.19	06/10/2026	06/12/2026
Gifford Jeffrey S	COMPRA	+45	$30.19	06/10/2026	06/12/2026
Hungerford Meg L	COMPRA	+45	$30.19	06/10/2026	06/12/2026
LAMONT KEVIN M	COMPRA	+45	$30.19	06/10/2026	06/12/2026
Schmalzle Ronald R	COMPRA	+45	$30.19	06/10/2026	06/12/2026
Matergia Ralph A	COMPRA	+45	$30.19	06/10/2026	06/12/2026
Nacinovich Marissa S	COMPRA	+45	$30.19	06/10/2026	06/12/2026
Nolan Alexandra K	COMPRA	+45	$30.19	06/10/2026	06/12/2026
PHILLIPS KENNETH A	COMPRA	+45	$30.19	06/10/2026	06/12/2026
Shook James	COMPRA	+45	$30.19	06/10/2026	06/12/2026
Schmalzle Ronald R	COMPRA	+600	$24.35	08/05/2025	06/11/2026
Schmalzle Ronald R	COMPRA	+700	$30.19	05/26/2026	05/27/2026
Schmalzle Ronald R	COMPRA	+700	$30.19	05/26/2026	05/26/2026
FORTE ANDREW	COMPRA	+270	$29.58	05/12/2026	05/13/2026
Hungerford Meg L	COMPRA	+45	$30.20	05/11/2026	05/13/2026
Gifford Jeffrey S	COMPRA	+45	$30.20	05/11/2026	05/13/2026
FORTE ANDREW	COMPRA	+55	$30.20	05/11/2026	05/13/2026
Carroll Joseph W	COMPRA	+45	$30.20	05/11/2026	05/13/2026

Sobre la compañía

Norwood Financial Corp.

Norwood Financial Corp. functions as the holding entity for Wayne Bank, delivering a comprehensive suite of financial products and services. The institution facilitates a broad array of deposit options, encompassing both interest-bearing and non-interest-bearing checking accounts, alongside statement savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, featuring commercial loans such as credit lines, revolving credit facilities, term loans, business mortgages, secured lending products, and letters of credit. Norwood also extends financing for municipal projects, construction loans for both commercial developments and single-family homes, and land acquisition loans. Consumer credit and residential mortgage financing for primary and secondary residences are also key offerings. Furthermore, the company engages in indirect dealer financing for automobiles, boats, and recreational vehicles through dealerships. Beyond traditional banking, Norwood provides investment securities services, trust management, and a variety of contemporary cash management solutions. These include direct deposit, remote and mobile deposit capture, mobile payment processing, automated clearing house (ACH) transactions, real estate settlement support, and robust internet and mobile banking platforms. The corporation also diversifies its revenue through the sale of annuities and mutual funds, discount brokerage services, and an insurance agency operation. Catering to a wide client base, Norwood serves individual consumers, corporate entities, non-profit organizations, and local governments. Its operational footprint includes fourteen branch locations throughout Northeastern Pennsylvania and sixteen branches spanning Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York, supported by thirty-one automated teller machines. Established in 1870, Norwood Financial Corp. maintains its corporate headquarters in Honesdale, Pennsylvania.

Fuente - Link

Competidores

CHMG CZFS FDBC FINW FRST FUNC ISTR OVLY TSBK WNEB

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Norwood Financial Corp. (NWFL) Reports Next Week: Wall Street Expects Earnings Growth

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Why Norwood Financial Corp. (NWFL) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Norwood Financial (NWFL) have what it takes?

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Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-27	0.81	0.72	-0.09
2026-01-22	0.85	0.84	-0.01
2025-10-22	0.705	0.94	0.235
2025-07-22	0.655	0.67	0.015
2025-04-17	0.56	0.63	0.07
2006-11-14	0.32	0.32	0
2006-07-25	0.3	0.32	0.02
2006-04-25	0.32	0.28	-0.04
2005-10-20	0.29	0.31	0.02
2005-07-19	0.27	0.28	0.01
2005-04-22	0.29	0.27	-0.02
2004-10-21	0.27	0.28	0.01