FinWise Bancorp

FINW • Banks - Regional

$13.98

▼ -0.02 (-0.11%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL EQUILIBRADONeutralConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Perfil mixto. La empresa no es necesariamente mala, pero la valoración, el crecimiento o el balance todavía no justifican una señal más fuerte.

Capitalización

$191.22M

Crecimiento

26.4%

Flujo de caja

2/5

Tendencia

Volatile

Evidencia

Márgenes estables o en mejora · 10.7%Crecimiento positivo de ingresos · 5.9%Múltiplo de ganancias razonable · 14.35Nivel de deuda manejable · 0.02Liquidez débil · 0.22

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 14 ago 2026, 12:20 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$13.99

Change-0.11%

Shares Out13.67M

Market Cap$191.22M

Enterprise Value$157.56M

52W Range12.82 - 22.49

Beta0.71

P/E13.99

P/S1.08

P/B0.96

P/FCF6.01

EV/Sales0.89

Price$13.99

Change-0.11%

Shares Out13.67M

Market Cap$191.22M

Enterprise Value$157.56M

52W Range12.82 - 22.49

Beta0.71

P/E13.99

P/S1.08

P/B0.96

P/FCF6.01

EV/Sales0.89

EV/EBITDA8.21

EV/FCF4.95

Earnings Yield7.15%

FCF Yield16.63%

Dividend Yield0.00%

Gross Margin61.00%

Oper. Margin14.41%

Profit Margin10.66%

Debt/Eq0.02

Current Ratio0.22

Quick Ratio0.22

Revenue 5Y26.44%

Target$16.00

Target Upside14.41%

Target Median$16.00

Target Range16.00 - 16.00

Volume34.04K

Avg Volume26.31K

EPS Surprise-0.13

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

60/100

Fortaleza financiera

Deuda, caja, estabilidad

39/100

Potencial de crecimiento

Ingresos y expansión

47/100

Atractivo del precio

Barata o cara hoy

90/100

Por qué este puntaje▼

Márgenes estables o en mejora · 10.7%Crecimiento positivo de ingresos · 5.9%Múltiplo de ganancias razonable · 14.35Nivel de deuda manejable · 0.02Liquidez débil · 0.22

Analyst view

Analyst sentiment and price target

FINW

Analyst sentiment

Based on 2 analyst votes · 2026-09-05

100/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-14

Bajo

$16.00

Promedio

$16.00

Mediana

$16.00

Alto

$16.00

Resumen de la compañía

IPO: 11/19/2021

Industria: Banks - Regional

P/B i: 0.96

Deuda / Patrimonio i: 0.02

Margen operativo: 14.41%

Margen neto: 10.66%

ROE i: -

ROIC: -

Salud financiera

Puntaje8 / 20

Deuda / Patrimonio: 0.02

Ratio corriente: 0.22

Ratio rápido: 0.22

Estado: Moderate

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Brosnan Timothy Stephen

Transacción: 07/28/2026

COMPRA

Cambio

+14,345

Precio

$13.96

Presentación

07/29/2026

Tipo

COMPRA

Arias Juan Carlos

Transacción: 07/28/2026

COMPRA

Cambio

+15,033

Precio

$13.96

Presentación

07/29/2026

Tipo

COMPRA

Grotta Sarah Elizabeth

Transacción: 07/28/2026

COMPRA

Cambio

+19,072

Precio

$13.96

Presentación

07/29/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Brosnan Timothy Stephen	COMPRA	+14,345	$13.96	07/28/2026	07/29/2026
Arias Juan Carlos	COMPRA	+15,033	$13.96	07/28/2026	07/29/2026
Grotta Sarah Elizabeth	COMPRA	+19,072	$13.96	07/28/2026	07/29/2026
Clayton Natasha Laurette	COMPRA	+15,715	$13.96	07/28/2026	07/29/2026
Landvatter Kent	COMPRA	+56,476	$13.96	07/28/2026	07/29/2026
Thiessens Richard	COMPRA	+17,389	$13.96	07/28/2026	07/29/2026
OBrien Michael Christopher	COMPRA	+17,880	$13.96	07/28/2026	07/29/2026
Noone James	COMPRA	+56,476	$13.96	07/28/2026	07/29/2026
Wahlman Robert E.	COMPRA	+26,192	$13.96	07/28/2026	07/29/2026
Wahlman Robert E.	VENTA	-3,067	$14.24	05/28/2026	06/01/2026
Thiessens Richard	VENTA	-1,759	$14.24	05/28/2026	06/01/2026
Clayton Natasha Laurette	VENTA	-1,728	$14.24	05/28/2026	06/01/2026
Arias Juan Carlos	VENTA	-285	$14.24	05/28/2026	06/01/2026
Thiessens Richard	VENTA	-1,995	$14.00	05/27/2026	05/28/2026
Clayton Natasha Laurette	VENTA	-1,961	$14.00	05/27/2026	05/28/2026
Arias Juan Carlos	VENTA	-348	$14.00	05/27/2026	05/28/2026
Wahlman Robert E.	VENTA	-3,918	$14.00	05/27/2026	05/28/2026
Reynolds Howard I	OTRO	0	Not reported	03/31/2026	05/21/2026
Arias Juan Carlos	OTRO	+1,200	$10.30	03/31/2026	04/08/2026
Arias Juan Carlos	OTRO	0	Not reported	03/31/2026	04/08/2026

Sobre la compañía

FinWise Bancorp

FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit. The institution also extends a variety of lending products, encompassing Small Business Administration (SBA) loans, financing for residential and commercial real estate, consumer loans, and other commercial credit facilities. Beyond traditional banking, FinWise provides modern conveniences such as debit cards, remote check deposit, digital and mobile banking platforms, direct deposit capabilities, alongside specialized cash management and treasury services. Operationally, the company maintains a single full-service branch in Sandy, Utah, complemented by a loan origination office situated in Rockville Centre, New York. Established in 1999, FinWise Bancorp's corporate headquarters are located in Murray, Utah.

Fuente - Link

Competidores

CHMG COSO CZFS FRST JMSB LNKB MBCN NECB PKBK TSBK

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

FinWise Bancorp (FINW) Q2 2026 Earnings Call Transcript

Seeking Alpha

FinWise Bancorp (FINW) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for FinWise Bancorp (FINW) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research

FinWise Bancorp (FINW) Lags Q2 Earnings Estimates

FinWise Bancorp (FINW) came out with quarterly earnings of $0.15 per share, missing the Zacks Consensus Estimate of $0.24 per share. This compares to earnings of $0.29 per share a year ago.

Zacks Investment Research

FinWise Bancorp Q2 Earnings Call Highlights

FinWise Bancorp NASDAQ: FINW reported second-quarter 2026 net income of $2.1 million, or $0.15 per diluted share, as higher loan originations and net interest income were partly offset by increased provisions for credit losses in its traditional banking portfolio.

MarketBeat

FinWise Bancorp Reports Second Quarter 2026 Results

- Loan Originations of $1.6 Billion - - Net Income of $2.1 Million - - Diluted Earnings Per Share of $0.15 - MURRAY, Utah, July 29, 2026 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise”, the “Company”, “we”, “our”, or “us”), parent company of FinWise Bank (the “Bank”), today announced results for the quarter ended June 30, 2026. Second Quarter 2026 Highlights Loan originations totaled $1.6 billion, compared to $1.7 billion for the quarter ended March 31, 2026, and $1.5 billion for the second quarter of the prior year Net interest income was $28.7 million, compared to $28.1 million for the quarter ended March 31, 2026, and $14.7 million for the second quarter of the prior year Net income was $2.1 million, compared to $2.7 million for the quarter ended March 31, 2026, and $4.1 million for the second quarter of the prior year Diluted earnings per share (“EPS”) were $0.15 for the quarter, compared to $0.20 for the quarter ended March 31, 2026, and $0.29 for the second quarter of the prior year Efficiency ratio1 was 53.1%, compared to 66.3% for the quarter ended March 31, 2026, and 59.5% for the second quarter of the prior year Nonperforming loan balances were $37.7 million as of June 30, 2026, compared to $49.8 million as of March 31, 2026, and $39.7 million as of June 30, 2025.

GlobeNewsWire

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-30	0.33	0.2	-0.13
2026-01-29	0.35	0.27	-0.08
2025-10-29	0.2967	0.34	0.0433
2025-07-24	0.2292	0.29	0.0608
2025-04-30	0.255	0.23	-0.025
2025-01-30	0.2	0.2	0
2024-10-24	0.21	0.25	0.04
2024-07-25	0.19	0.24	0.05
2024-04-29	0.23	0.25	0.02
2024-01-29	0.3	0.32	0.02
2023-10-26	0.24	0.37	0.13
2023-07-27	0.18	0.36	0.18