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Heritage Commerce Corp

HTBK • Banks - Regional
$0.00
— 0.00 (0.00%)
EarningsLatest report: Dec 31, 2025
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$828.43M
Growth
7.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 18.0%Positive revenue growth · 12.5%Positive free cash flow · 0.99Consistent free cash flow · 5/5Reasonable earnings multiple · 15.39
Financial data as of: Dec 31, 2025, 12:00 AM UTCLast earnings update: Jan 22, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.00
Change0.00%
Market Cap$828.43M
52W Range8.56 - 13.83
Beta0.68
Gross Margin72.63%
Oper. Margin25.44%
Profit Margin17.97%
Debt/Eq0.06
Current Ratio0.27
Quick Ratio0.27
Revenue 5Y7.54%

Investment DNA

How strong this company looks for long-term investors

74
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
69/100
Price Attractiveness
Cheap or expensive today
84/100
Why this score▼
Stable or improving margins · 18.0%Positive revenue growth · 12.5%Positive free cash flow · 0.99Consistent free cash flow · 5/5Reasonable earnings multiple · 15.39Manageable debt level · 0.06

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-06
Low
$14.50
Mean
$14.50
Median
$14.50
High
$14.50

Company Overview

IPO: 7/20/1998
Industry: Banks - Regional
P/B i: 1.04
Debt / Equity i: 0.06
Operating Margin: 25.44%
Net Margin: 17.97%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.06
Current Ratio: 0.27
Quick Ratio: 0.27
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

⚠ 5 high-volume insider sells detected
Abate Christopher J
Transaction: 04/17/2026
SELL
Change
-6,980
Price
Not reported
Filing
04/17/2026
Type
SELL
CABRAL BRUCE H
Transaction: 04/17/2026
SELL
Change
-2,470
Price
$10.31
Filing
04/17/2026
Type
SELL
CABRAL BRUCE H
Transaction: 04/17/2026
SELL
Change
-127,325
Price
Not reported
Filing
04/17/2026
Type
SELL