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Orrstown Financial Services, Inc.

ORRF • Banks - Regional
$42.11
▲ +0.01 (+0.02%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$818.28M
Growth
11.2%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 22.8%Positive revenue growth · 17.7%Positive free cash flow · 4.24Consistent free cash flow · 5/5Reasonable earnings multiple · 7.29
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 20, 2026, 12:18 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$42.11
Change0.02%
Shares Out19.43M
Market Cap$818.28M
Enterprise Value$93.04M
52W Range32.50 - 43.81
Beta0.68
P/E9.48
P/S2.28
P/B1.32
P/FCF7.32
EV/Sales0.26

Investment DNA

How strong this company looks for long-term investors

85
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
58/100
Growth Potential
Revenue and expansion
79/100
Price Attractiveness
Cheap or expensive today
93/100
Why this score▼
Stable or improving margins · 22.8%Positive revenue growth · 17.7%Positive free cash flow · 4.24Consistent free cash flow · 5/5Reasonable earnings multiple · 7.29Manageable debt level · 0.57

Analyst view

Analyst sentiment and price target

ORRF
Analyst sentiment
Based on 7 analyst votes · 2026-10-20
64/100
Neutral
Bullish
2
Hold
5
Bearish
0
Price Target
2026-10-20
Low
$41.00
Mean
$41.00
Median
$41.00
High
$41.00

Company Overview

IPO: 5/13/1999
Industry: Banks - Regional
P/B i: 1.32
Debt / Equity i: 0.57
Operating Margin: 29.03%
Net Margin: 22.85%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 0.57
Current Ratio: 1.13
Quick Ratio: 1.13
Status: Good

Insider Transactions

Recent executive and insider activity

Rice Michael John
Transaction: 08/06/2026
SELL
Change
-2,530
Price
$43.16
Filing
08/07/2026
Type
SELL
ZULLINGER JOEL R
Transaction: 07/30/2026
SELL
Change
-120
Price
$43.49
Filing
08/03/2026
Type
SELL
DOLL AMY
Transaction: 07/27/2026
SELL
Change
-3,002
Price
$41.61
Filing
07/28/2026
Type
SELL