Finzati - Logo
THFF logo

First Financial Corporation

THFFBanks - Regional
$79.34
+0.64 (+0.81%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$920.91M
Growth
3.7%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 24.3%Positive revenue growth · 16.9%Positive free cash flow · 7.29Consistent free cash flow · 5/5Reasonable earnings multiple · 9.04
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$79.34
Change0.81%
Market Cap$920.91M
52W Range51.21 - 78.36
Beta0.43
Gross Margin77.68%
Oper. Margin30.44%
Profit Margin24.26%
Debt/Eq0.74
Current Ratio0.18
Quick Ratio0.18
Revenue 5Y3.68%

Investment DNA

How strong this company looks for long-term investors

84
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
34/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score
Stable or improving margins · 24.3%Positive revenue growth · 16.9%Positive free cash flow · 7.29Consistent free cash flow · 5/5Reasonable earnings multiple · 9.04Manageable debt level · 0.74

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$50.00
Mean
$50.00
Median
$50.00
High
$50.00

Company Overview

IPO: 3/2/1992
Industry: Banks - Regional
P/B i: 1.10
Debt / Equity i: 0.74
Operating Margin: 30.44%
Net Margin: 24.26%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.74
Current Ratio: 0.18
Quick Ratio: 0.18
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

McDonald James O
Transaction: 07/16/2026
BUY
Change
Price
$75.00
Filing
07/17/2026
Type
BUY
Franklin Mark Allen
Transaction: 03/02/2026
SELL
Change
-2,209
Price
$64.60
Filing
03/02/2026
Type
SELL
Lowery Norman D
Transaction: 02/09/2026
BUY
Change
+9,414
Price
Not reported
Filing
02/10/2026
Type
BUY