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Heritage Financial Corporation

HFWA • Banks - Regional
$29.29
▲ +0.06 (+0.21%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$935.61M
Growth
4.4%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 20.1%Positive revenue growth · 9.3%Positive free cash flow · 2.52Consistent free cash flow · 5/5Reasonable earnings multiple · 11.89
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$29.29
Change0.21%
Market Cap$935.61M
52W Range21.32 - 29.29
Beta0.51
Gross Margin72.43%
Oper. Margin23.15%
Profit Margin20.10%
Debt/Eq0.05
Current Ratio1.18
Quick Ratio1.18
Revenue 5Y4.44%

Investment DNA

How strong this company looks for long-term investors

82
out of 100
Business Quality
Margins, moat, returns
75/100
Financial Strength
Debt, cash, stability
63/100
Growth Potential
Revenue and expansion
86/100
Price Attractiveness
Cheap or expensive today
88/100
Why this score▼
Stable or improving margins · 20.1%Positive revenue growth · 9.3%Positive free cash flow · 2.52Consistent free cash flow · 5/5Reasonable earnings multiple · 11.89Manageable debt level · 0.05

Analyst view

Analyst sentiment and price target

HFWA
Analyst sentiment
Based on 14 analyst votes · 2026-09-04
75/100
Bullish
Bullish
7
Hold
7
Bearish
0
Price Target
2026-06-18
Low
$30.00
Mean
$31.33
Median
$32.00
High
$32.00

Company Overview

IPO: 5/7/1998
Industry: Banks - Regional
P/B i: 0.87
Debt / Equity i: 0.05
Operating Margin: 23.15%
Net Margin: 20.10%
ROE i: -
ROIC: -

Financial Health

Score13 / 20
Debt / Equity: 0.05
Current Ratio: 1.18
Quick Ratio: 1.18
Status: Good

Insider Transactions

Recent executive and insider activity

VANCE BRIAN L
Transaction: 06/17/2026
BUY
Change
+1,999
Price
Not reported
Filing
06/17/2026
Type
BUY
CHARNESKI BRIAN
Transaction: 06/17/2026
BUY
Change
+1,999
Price
Not reported
Filing
06/17/2026
Type
BUY
Saunders Karen R
Transaction: 06/17/2026
BUY
Change
+1,999
Price
Not reported
Filing
06/17/2026
Type
BUY