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HarborOne Bancorp, Inc.

HONEBanks - Regional
$12.10
-0.22 (-1.79%)
Current price
EarningsLatest report: Jun 30, 2025
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$522.22M
Growth
19.4%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Positive revenue growth · 10.7%Positive free cash flow · 0.06Consistent free cash flow · 4/5Reasonable earnings multiple · 17.79Manageable debt level · 0.9
Financial data as of: Jun 30, 2025, 12:00 AM UTCLast earnings update: Jul 24, 2025, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$12.10
Change-1.79%
Market Cap$522.22M
52W Range8.89 - 14.29
Beta0.70
Gross Margin50.90%
Oper. Margin10.92%
Profit Margin8.74%
Debt/Eq0.90
Current Ratio0.11
Quick Ratio0.11
Revenue 5Y19.42%

Investment DNA

How strong this company looks for long-term investors

53
out of 100
Business Quality
Margins, moat, returns
50/100
Financial Strength
Debt, cash, stability
33/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
65/100
Why this score
Positive revenue growth · 10.7%Positive free cash flow · 0.06Consistent free cash flow · 4/5Reasonable earnings multiple · 17.79Manageable debt level · 0.9Weak liquidity · 0.11

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-06
Low
$14.00
Mean
$14.00
Median
$14.00
High
$14.00

Company Overview

IPO: 6/30/2016
Industry: Banks - Regional
P/B i: 0.85
Debt / Equity i: 0.90
Operating Margin: 10.92%
Net Margin: 8.74%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.90
Current Ratio: 0.11
Quick Ratio: 0.11
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Wilmot Damian W.
Transaction: 11/01/2025
SELL
Change
-27,450
Price
$12.00
Filing
11/03/2025
Type
SELL
Stewart Susan Bugnacki
Transaction: 11/01/2025
SELL
Change
-16,556
Price
Not reported
Filing
11/03/2025
Type
SELL
Tryder David E.
Transaction: 11/01/2025
SELL
Change
-49,840
Price
$10.23
Filing
11/03/2025
Type
SELL