University Bancorp, Inc.

UNIB • Banks - Regional

$22.00

▼ -0.02 (-0.09%)

Precio actual

ResultadosÚltimo reporte: 31 dic 2025

PERFIL DE MAYOR RIESGOPrecauciónConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Conviene actuar con cautela. Los ratios recientes muestran debilidades que pueden limitar el retorno si los fundamentales no mejoran.

Capitalización

$113.60M

Crecimiento

9.7%

Flujo de caja

4/5

Tendencia

Mostly stable

Evidencia

Flujo de caja libre consistente · 4/5Múltiplo de ganancias razonable · 11.12Nivel de deuda manejable · 0.88Liquidez saludable · 42.36Tendencia de crecimiento negativa

Datos financieros hasta: 31 dic 2025, 12:00 a.m. UTCÚltima actualización de earnings: 31 dic 2025, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$22.00

Change-0.09%

Shares Out5.16M

Market Cap$113.60M

Enterprise Value$187.29M

52W Range15.50 - 24.61

Beta0.34

P/E0.63

P/S0.54

P/B1.09

P/FCF-9.53

EV/Sales0.90

Price$22.00

Change-0.09%

Shares Out5.16M

Market Cap$113.60M

Enterprise Value$187.29M

52W Range15.50 - 24.61

Beta0.34

P/E0.63

P/S0.54

P/B1.09

P/FCF-9.53

EV/Sales0.90

EV/EBITDA1.03

EV/FCF-15.72

Earnings Yield158.07%

FCF Yield-10.49%

Dividend Yield0.80%

Gross Margin82.48%

Oper. Margin8.93%

Profit Margin6.56%

Debt/Eq0.88

Current Ratio42.36

Quick Ratio42.36

Revenue 5Y9.71%

Volume200.00

Avg Volume773.00

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

42/100

Fortaleza financiera

Deuda, caja, estabilidad

70/100

Potencial de crecimiento

Ingresos y expansión

20/100

Atractivo del precio

Barata o cara hoy

87/100

Por qué este puntaje▼

Flujo de caja libre consistente · 4/5Múltiplo de ganancias razonable · 11.12Nivel de deuda manejable · 0.88Liquidez saludable · 42.36Tendencia de crecimiento negativa

Analyst view

No analyst data available now.

Resumen de la compañía

IPO: 6/8/1987

Industria: Banks - Regional

P/B i: 1.09

Deuda / Patrimonio i: 0.88

Margen operativo: 8.93%

Margen neto: 6.56%

ROE i: -

ROIC: -

Salud financiera

Puntaje14 / 20

Deuda / Patrimonio: 0.88

Ratio corriente: 42.36

Ratio rápido: 42.36

Estado: Good

Transacciones internas

Actividad reciente de ejecutivos e insiders

FORTSON NICHOLAS K

Transacción: 03/11/2008

OTRO

Cambio

Precio

Not reported

Presentación

03/11/2008

Tipo

OTRO

FORTSON NICHOLAS K

Transacción: 01/11/2006

VENTA

Cambio

-2,380

Precio

$2.06

Presentación

01/26/2006

Tipo

VENTA

JOVE CORP

Transacción: 08/22/2005

VENTA

Cambio

-15,000

Precio

$2.00

Presentación

08/22/2005

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
FORTSON NICHOLAS K	OTRO	0	Not reported	03/11/2008	03/11/2008
FORTSON NICHOLAS K	VENTA	-2,380	$2.06	01/11/2006	01/26/2006
JOVE CORP	VENTA	-15,000	$2.00	08/22/2005	08/22/2005
JOVE CORP	VENTA	-20,000	$2.00	06/01/2005	06/01/2005
RANZINI JOSEPH LANGE	COMPRA	+4,422	$1.90	04/15/2005	04/15/2005
RANZINI JOSEPH LANGE	COMPRA	+300	$1.90	04/14/2005	04/15/2005
RANZINI JOSEPH LANGE	OTRO	0	Not reported	12/31/2005	04/14/2005
RANZINI JOSEPH LANGE	COMPRA	+200	$1.90	04/13/2005	04/14/2005
RANZINI JOSEPH LANGE	COMPRA	+700	$1.90	04/05/2005	04/14/2005
RANZINI JOSEPH LANGE	VENTA	-700	$1.90	04/05/2005	04/13/2005
RANZINI JOSEPH LANGE	COMPRA	+12,800	$1.90	02/22/2005	02/24/2005
FORTSON NICHOLAS K	VENTA	-7,620	$2.02	12/01/2004	12/02/2004
RANZINI MILDRED LANGE	COMPRA	+80,000	$1.00	08/16/2003	09/16/2003

Sobre la compañía

University Bancorp, Inc.

University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. It offers checking, NOW, savings, money market, time deposit, and certificate of deposit accounts. The company's consumer loans include home equity, short term, automobile, personal, and recreational vehicle loans, as well as home equity lines of credits; and commercial real estate, equipment, small business, and non-profit loans, as well as working capital lines of credit. In addition, the company offers foreign currency exchange; online banking and bill pay; online reorder checks; wire transfer; and courier services, as well as credit card and ATM services. Further, it provides life, health, property, and casualty insurance products, as well as investment products, including annuities. University Bancorp, Inc. was founded in 1890 and is based in Ann Arbor, Michigan.

Fuente - Link

Competidores

BEOB BKSC BYLB CCNB CNBB CYVF FCOB KTHN PPBN WBBW

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

University Bancorp 2Q2026 Net Income $2,350,713, $0.45 Per Share

ANN ARBOR, MI / ACCESS Newswire / September 3, 2026 / University Bancorp, Inc. (OTCQB:UNIB or "UNIB") announced that it had an unaudited net income attributable to University Bancorp, Inc. common stock shareholders in 2Q2026 of $2,350,713, $0.45 per share on average shares outstanding of 5,169,518 for the second quarter of 2026, compared to an unaudited net loss of $2,015,771, $0.39 per share on average shares outstanding of 5,169,518 for 2Q2025. On a fully diluted basis, net income per share in 2Q2026 was $0.36.

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