United Bancorp, Inc.

UBCP • Banks - Regional

$15.88

▲ +0.12 (+0.73%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL EQUILIBRADONeutralConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Perfil mixto. La empresa no es necesariamente mala, pero la valoración, el crecimiento o el balance todavía no justifican una señal más fuerte.

Capitalización

$86.92M

Crecimiento

3.4%

Flujo de caja

3/5

Tendencia

Mostly stable

Evidencia

Márgenes estables o en mejora · 16.3%Crecimiento positivo de ingresos · 11.7%Múltiplo de ganancias razonable · 10.17Liquidez débil · 0.25

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 14 ago 2026, 12:26 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$15.88

Change0.73%

Shares Out5.47M

Market Cap$86.92M

Enterprise Value$149.26M

52W Range12.47 - 17.34

Beta0.35

P/E10.90

P/S1.80

P/B1.29

P/FCF104.59

EV/Sales3.10

Price$15.88

Change0.73%

Shares Out5.47M

Market Cap$86.92M

Enterprise Value$149.26M

52W Range12.47 - 17.34

Beta0.35

P/E10.90

P/S1.80

P/B1.29

P/FCF104.59

EV/Sales3.10

EV/EBITDA16.95

EV/FCF179.61

Earnings Yield9.17%

FCF Yield0.96%

Dividend Yield5.02%

Gross Margin67.36%

Oper. Margin17.41%

Profit Margin16.32%

Debt/Eq1.86

Current Ratio0.25

Quick Ratio0.25

Revenue 5Y3.39%

Volume5.30K

Avg Volume8.85K

EPS Surprise0.00

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

69/100

Fortaleza financiera

Deuda, caja, estabilidad

22/100

Potencial de crecimiento

Ingresos y expansión

85/100

Atractivo del precio

Barata o cara hoy

83/100

Por qué este puntaje▼

Márgenes estables o en mejora · 16.3%Crecimiento positivo de ingresos · 11.7%Múltiplo de ganancias razonable · 10.17Liquidez débil · 0.25

Analyst view

No analyst data available now.

Resumen de la compañía

IPO: 3/2/1993

Industria: Banks - Regional

P/B i: 1.29

Deuda / Patrimonio i: 1.86

Margen operativo: 17.41%

Margen neto: 16.32%

ROE i: -

ROIC: -

Salud financiera

Puntaje4 / 20

Deuda / Patrimonio: 1.86

Ratio corriente: 0.25

Ratio rápido: 0.25

Estado: HighRisk

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Schunn Bethany E

Transacción: 05/28/2026

COMPRA

Cambio

+1,175

Precio

$14.93

Presentación

05/28/2026

Tipo

COMPRA

Glessner Gary W

Transacción: 05/27/2026

COMPRA

Cambio

+3,527

Precio

$14.93

Presentación

05/28/2026

Tipo

COMPRA

EVERSON SCOTT A

Transacción: 05/27/2026

COMPRA

Cambio

+2,213

Precio

$14.93

Presentación

05/28/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Schunn Bethany E	COMPRA	+1,175	$14.93	05/28/2026	05/28/2026
Glessner Gary W	COMPRA	+3,527	$14.93	05/27/2026	05/28/2026
EVERSON SCOTT A	COMPRA	+2,213	$14.93	05/27/2026	05/28/2026
Branstetter Matthew Fredrick	COMPRA	+380	$14.93	05/27/2026	05/28/2026
HOOPINGARNER JOHN M	COMPRA	+931	$14.93	05/27/2026	05/28/2026
Clark Jonathan CHASE	COMPRA	+1,511	$14.93	05/27/2026	05/28/2026
Ball Erin S	COMPRA	+632	$14.93	05/27/2026	05/28/2026
GREENWOOD RANDALL M	COMPRA	+1,034	$14.93	05/27/2026	05/28/2026
Clark Jonathan CHASE	OTRO	0	Not reported	04/22/2026	05/07/2026
Ball Erin S	OTRO	0	Not reported	04/22/2026	04/29/2026
Schunn Bethany E	COMPRA	+836	$13.62	05/22/2025	05/23/2025
GREENWOOD RANDALL M	COMPRA	+1,006	$13.62	05/22/2025	05/23/2025
Glessner Gary W	COMPRA	+3,497	$13.62	05/22/2025	05/23/2025
Hendershot Brian M	COMPRA	+2,207	$13.62	05/22/2025	05/23/2025
EVERSON SCOTT A	COMPRA	+2,197	$13.62	05/22/2025	05/23/2025
HOOPINGARNER JOHN M	COMPRA	+927	$13.62	05/22/2025	05/23/2025
Branstetter Matthew Fredrick	COMPRA	+339	$13.62	05/22/2025	05/23/2025
GREENWOOD RANDALL M	COMPRA	+1,050	$12.33	06/21/2024	06/24/2024
HOOPINGARNER JOHN M	COMPRA	+872	$12.33	06/21/2024	06/24/2024
EVERSON SCOTT A	COMPRA	+2,092	$12.33	06/21/2024	06/24/2024

Sobre la compañía

United Bancorp, Inc.

United Bancorp, Inc. acts as the parent organization for Unified Bank, which delivers a comprehensive range of commercial and individual banking solutions, with a primary focus on Ohio. The bank facilitates various deposit options, including checking, savings, and certificates of deposit, and extends credit for business ventures, residential and commercial property acquisitions, and personal needs. As of December 31, 2021, its operational reach included a network of branch offices across Ohio's Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties, as well as Marshall and Ohio Counties in West Virginia and adjacent territories. A dedicated loan origination office was also present in Wheeling, West Virginia. Founded in 1902, United Bancorp, Inc. is headquartered in Martins Ferry, Ohio.

Fuente - Link

Competidores

ASRV AUBN BOTJ CASH FDSB FNWB FUSB HNNA IROQ SSBI

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

UBCP Upgraded to Outperform on Deposit Growth, Strong Margins

United Bancorp's improving earnings, margin expansion, deposit growth and higher dividends support the upgrade.

Zacks Investment Research

United Bancorp, Inc. Increases its Third Quarter Cash Dividend Payment to $0.1975 per Share, Which Produces a Forward Yield of 5.0%

MARTINS FERRY, OH / ACCESS Newswire / August 20, 2026 / On August 19, 2026, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1975 per share for shareholders of record on September 10, 2026 with a payment date of September 18, 2026. This is an increase of $0.01, or 5.3%, over the regular cash dividend paid in the third quarter of the previous year.

Accesswire

UBCP's Q2 Earnings Rise Y/Y on Margin Expansion, Deposit Growth

United Bancorp reports a year-over-year increase in Q2 earnings per share as stronger net interest income and deposit growth support performance despite ongoing infrastructure spending.

Zacks Investment Research

United Bancorp, Inc. Reports Increases For 2026 Second Quarter and Six-Month Earnings Performance

MARTINS FERRY, OH / ACCESS Newswire / July 23, 2026 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.36 and net income of $2,095,000 for the three months ended June 30, 2026. For the first six months of the current year, UBCP reported diluted earnings per share of $0.69 and net income of $4,006,000.

Accesswire

OVBC vs. UBCP: Which Community Bank Stock Offers More Upside Now?

Ohio Valley Banc and United Bancorp differ in footprint, service mix and valuation, but which community bank offers more upside now? Let's dive in.

Zacks Investment Research

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-05-07	0.33	0.33	0
2021-11-15	0.26	0.5	0.24
2020-10-20	0.29	0.36	0.07
2020-05-01	0.3	0.28	-0.02
2005-10-26	0.2	0.18	-0.02
2005-07-21	0.19	0.19	0
2005-04-20	0.17	0.18	0.01
2004-11-05	0.2	0.2	0
2004-07-22	0.19	0.19	0
2004-04-21	0.2	0.18	-0.02
2003-10-23	0.18	0.19	0.01
2003-07-24	0.18	0.18	0