Northpointe Bancshares, Inc.

NPB • Banks - Regional

$17.28

▲ +0.07 (+0.41%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$610.66M

Crecimiento

86.8%

Flujo de caja

2/5

Tendencia

Volatile

Evidencia

Márgenes estables o en mejora · 17.7%Crecimiento positivo de ingresos · 371.4%Flujo de caja libre positivo · 2.86Múltiplo de ganancias razonable · 2.92Nivel de deuda alto · 2.7

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 14 ago 2026, 12:16 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$17.28

Change0.41%

Shares Out35.34M

Market Cap$610.66M

Enterprise Value$1.70B

52W Range15.42 - 19.71

Beta0.06

P/E6.81

P/S1.38

P/B1.00

P/FCF6.20

EV/Sales3.83

Price$17.28

Change0.41%

Shares Out35.34M

Market Cap$610.66M

Enterprise Value$1.70B

52W Range15.42 - 19.71

Beta0.06

P/E6.81

P/S1.38

P/B1.00

P/FCF6.20

EV/Sales3.83

EV/EBITDA27.41

EV/FCF17.22

Earnings Yield14.69%

FCF Yield16.14%

Dividend Yield2.42%

Gross Margin50.86%

Oper. Margin23.43%

Profit Margin17.70%

Debt/Eq2.70

Current Ratio0.10

Quick Ratio0.10

Revenue 5Y86.77%

FCF 5Y3.28%

Target$22.00

Target Upside27.31%

Target Median$22.00

Target Range22.00 - 22.00

Volume177.36K

Avg Volume171.70K

EPS Surprise-0.04

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

88/100

Fortaleza financiera

Deuda, caja, estabilidad

20/100

Potencial de crecimiento

Ingresos y expansión

95/100

Atractivo del precio

Barata o cara hoy

91/100

Por qué este puntaje▼

Márgenes estables o en mejora · 17.7%Crecimiento positivo de ingresos · 371.4%Flujo de caja libre positivo · 2.86Múltiplo de ganancias razonable · 2.92Nivel de deuda alto · 2.7Liquidez débil · 0.1

Analyst view

Analyst sentiment and price target

NPB

Analyst sentiment

Based on 2 analyst votes · 2026-09-05

100/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-14

Bajo

$22.00

Promedio

$22.00

Mediana

$22.00

Alto

$22.00

Resumen de la compañía

IPO: 2/18/2025

Industria: Banks - Regional

P/B i: 1.00

Deuda / Patrimonio i: 2.70

Margen operativo: 23.43%

Margen neto: 17.70%

ROE i: -

ROIC: -

Salud financiera

Puntaje4 / 20

Deuda / Patrimonio: 2.70

Ratio corriente: 0.10

Ratio rápido: 0.10

Estado: HighRisk

Advertencias

High debt level
Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Hooker David Stevens

Transacción: 08/04/2026

VENTA

Cambio

-210

Precio

$17.57

Presentación

08/05/2026

Tipo

VENTA

Hooker David Stevens

Transacción: 08/03/2026

VENTA

Cambio

-214

Precio

$17.59

Presentación

08/05/2026

Tipo

VENTA

Hooker David Stevens

Transacción: 07/01/2026

VENTA

Cambio

-500

Precio

$19.30

Presentación

07/02/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Hooker David Stevens	VENTA	-210	$17.57	08/04/2026	08/05/2026
Hooker David Stevens	VENTA	-214	$17.59	08/03/2026	08/05/2026
Hooker David Stevens	VENTA	-500	$19.30	07/01/2026	07/02/2026
Boer Carrie L	COMPRA	+2,606	Not reported	05/13/2026	06/17/2026
Chaudhary Rajeev Kumar	COMPRA	+2,606	Not reported	05/13/2026	06/17/2026
De Vlieger Robert W II	COMPRA	+2,606	Not reported	05/13/2026	06/17/2026
Hooker David Stevens	COMPRA	+2,606	Not reported	05/13/2026	06/17/2026
Lawrence David F.	COMPRA	+2,606	Not reported	05/13/2026	06/17/2026
Tuttle John Robert	COMPRA	+2,606	Not reported	05/13/2026	06/17/2026
Hood Rodney E.	COMPRA	+2,606	Not reported	05/13/2026	06/17/2026
Hood Rodney E.	OTRO	0	Not reported	02/27/2026	06/16/2026
Hooker David Stevens	VENTA	-157	$17.70	06/09/2026	06/12/2026
Hooker David Stevens	VENTA	-17	$17.53	06/08/2026	06/12/2026
Hooker David Stevens	VENTA	-51	$17.52	06/05/2026	06/12/2026
Howes Brad T	COMPRA	+21,000	Not reported	04/01/2026	06/05/2026
Comps Kevin J	COMPRA	+28,000	Not reported	04/01/2026	06/05/2026
Williams Charles Alan	COMPRA	+28,000	Not reported	04/01/2026	06/05/2026
Christel David J	COMPRA	+28,000	Not reported	04/01/2026	06/05/2026
Butler Amy M	COMPRA	+21,000	Not reported	04/01/2026	06/05/2026
Hooker David Stevens	VENTA	-275	$17.51	06/02/2026	06/04/2026

Sobre la compañía

Northpointe Bancshares, Inc.

Northpointe Bancshares, Inc. serves as the parent company for Northpointe Bank, offering a broad spectrum of financial products and banking services throughout the United States. The organization's activities are structured into two main divisions: its Mortgage Purchase Program and Retail Banking. Customers can access digital deposit solutions such as non-interest-bearing accounts, savings accounts, money market demand accounts, and certificates of deposit. Furthermore, the company extends services to individual and business clients, provides health savings accounts, facilitates home financing, manages a dedicated mortgage purchase program, engages in residential mortgage lending, and offers custodial deposit services. Founded in 1998, Northpointe Bancshares, Inc. is based in Grand Rapids, Michigan.

Fuente - Link

Competidores

ALXO BNR CCCC CGEM ERAS LEGN ZLAB

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Northpointe Bancshares, Inc. Strengthens Leadership Team with Appointment of Joseph (JB) Long as Chief Operating Officer and Chief Credit Officer

Northpointe Bancshares, Inc. (NYSE: NPB) (the âCompanyâ) and its wholly owned subsidiary, Northpointe Bank (the âBankâ), today announced that Joseph (JB

GuruFocus

Northpointe Bancshares, Inc. Strengthens Leadership Team with Appointment of Joseph (JB) Long as Chief Operating Officer and Chief Credit Officer

GRAND RAPIDS, Mich.--(BUSINESS WIRE)-- #NPB--Joseph (JB) Long to join Northpointe Bancshares, as Chief Operating Officer and Chief Credit Officer.

Business Wire

Northpointe Bancshares, Inc. (NPB) Q2 2026 Earnings Call Transcript

Seeking Alpha

Northpointe Bancshares Q2 Earnings Call Highlights

Northpointe Bancshares NYSE: NPB reported second-quarter 2026 net income to common stockholders of $21.3 million, or $0.60 per diluted share, as management pointed to continued growth in its Mortgage Purchase Program, stable credit quality and higher average earning assets.

MarketBeat

Northpointe Bancshares, Inc. (NPB) Q2 Earnings and Revenues Lag Estimates

Northpointe Bancshares, Inc. (NPB) came out with quarterly earnings of $0.6 per share, missing the Zacks Consensus Estimate of $0.68 per share. This compares to earnings of $0.51 per share a year ago.

Zacks Investment Research

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-21	0.66	0.62	-0.04
2026-01-20	0.6	0.52	-0.08
2025-10-21	0.56	0.57	0.01
2025-07-22	0.51	0.51	0
2025-04-22	0.48	0.49	0.01
2025-04-04	-0.06	-0.11	-0.05
2024-11-14	-0.16	-0.25	-0.09
2024-08-28	-0.51	-0.07	0.44
2024-03-29	-0.09581	-0.05588	0.03993
2023-08-17	-0.26	-4.71246	-4.45246
2023-03-31	-0.49	-29.62428	-29.13428
2022-08-30	-0.16006	-14.66151	-14.50145