First United Corporation

FUNC • Banks - Regional

$44.35

▲ +0.41 (+0.94%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$286.58M

Crecimiento

3.0%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 20.6%Crecimiento positivo de ingresos · 11.9%Flujo de caja libre positivo · 2.37Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 9.91

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 7 ago 2026, 1:33 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$44.36

Change0.94%

Shares Out6.46M

Market Cap$286.58M

Enterprise Value$23.24M

52W Range32.00 - 46.30

Beta0.51

P/E11.44

P/S2.33

P/B1.35

P/FCF7.29

EV/Sales0.19

Price$44.36

Change0.94%

Shares Out6.46M

Market Cap$286.58M

Enterprise Value$23.24M

52W Range32.00 - 46.30

Beta0.51

P/E11.44

P/S2.33

P/B1.35

P/FCF7.29

EV/Sales0.19

EV/EBITDA0.69

EV/FCF0.59

Earnings Yield8.74%

FCF Yield13.71%

Dividend Yield2.84%

Gross Margin70.23%

Oper. Margin27.30%

Profit Margin20.57%

Debt/Eq0.56

Current Ratio0.09

Quick Ratio0.09

Revenue 5Y3.01%

FCF 5Y2.08%

Target$49.50

Target Upside11.60%

Target Median$49.50

Target Range49.00 - 50.00

Volume161.00

Avg Volume22.51K

EPS Surprise0.10

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

85/100

Fortaleza financiera

Deuda, caja, estabilidad

36/100

Potencial de crecimiento

Ingresos y expansión

58/100

Atractivo del precio

Barata o cara hoy

89/100

Por qué este puntaje▼

Márgenes estables o en mejora · 20.6%Crecimiento positivo de ingresos · 11.9%Flujo de caja libre positivo · 2.37Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 9.91Nivel de deuda manejable · 0.56

Analyst view

Analyst sentiment and price target

FUNC

Analyst sentiment

Based on 1 analyst votes · 2026-09-05

100/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-07

Bajo

$49.00

Promedio

$49.50

Mediana

$49.50

Alto

$50.00

Resumen de la compañía

IPO: 9/3/1992

Industria: Banks - Regional

P/B i: 1.35

Deuda / Patrimonio i: 0.56

Margen operativo: 27.30%

Margen neto: 20.57%

ROE i: -

ROIC: -

Salud financiera

Puntaje7 / 20

Deuda / Patrimonio: 0.56

Ratio corriente: 0.09

Ratio rápido: 0.09

Estado: Weak

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Boal Brian R.

Transacción: 08/03/2026

COMPRA

Cambio

—

Precio

$45.84

Presentación

08/05/2026

Tipo

COMPRA

Sturm Tonya K.

Transacción: 08/03/2026

COMPRA

Cambio

—

Precio

$45.84

Presentación

08/05/2026

Tipo

COMPRA

Rush Jason Barry

Transacción: 08/03/2026

COMPRA

Cambio

—

Precio

$45.84

Presentación

08/05/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Boal Brian R.	COMPRA	—	$45.84	08/03/2026	08/05/2026
Sturm Tonya K.	COMPRA	—	$45.84	08/03/2026	08/05/2026
Rush Jason Barry	COMPRA	—	$45.84	08/03/2026	08/05/2026
Rodeheaver Carissa Lynn	COMPRA	—	$45.32	08/03/2026	08/05/2026
Fisher Robert L. II	VENTA	-5,250	$45.29	07/28/2026	07/29/2026
RUDY IRVIN ROBERT	VENTA	-1,000	$44.58	07/24/2026	07/28/2026
Sanders Keith	VENTA	-5,000	$43.68	07/23/2026	07/27/2026
Rodeheaver Carissa Lynn	VENTA	-2,638	$37.54	05/07/2026	06/30/2026
Boal Brian R.	COMPRA	+1,395	Not reported	05/27/2026	05/29/2026
Moran Beth	COMPRA	+1,000	Not reported	05/27/2026	05/29/2026
RUDY IRVIN ROBERT	COMPRA	+1,000	Not reported	05/27/2026	05/29/2026
Walls H Andrew III	COMPRA	+1,000	Not reported	05/27/2026	05/29/2026
Chadha Sanu	COMPRA	+1,263	Not reported	05/27/2026	05/29/2026
DiPietro Christy	COMPRA	+1,395	Not reported	05/27/2026	05/29/2026
Hessler Kevin	COMPRA	+1,395	Not reported	05/27/2026	05/29/2026
Milon Patricia	COMPRA	+1,000	Not reported	05/27/2026	05/29/2026
Barr John F.	COMPRA	+1,000	Not reported	05/27/2026	05/29/2026
Fisher Robert L. II	VENTA	-146	$36.88	05/20/2026	05/21/2026
Sanders Keith	VENTA	-120	$36.88	05/20/2026	05/21/2026
Sturm Tonya K.	VENTA	-133	$36.88	05/20/2026	05/21/2026

Sobre la compañía

First United Corporation

First United Corporation acts as the holding company for First United Bank & Trust, which delivers a wide array of retail and commercial banking solutions to both businesses and individual customers. The bank offers a diverse portfolio of deposit accounts, encompassing standard checking, savings, and money market options, in addition to specialized choices like regular and Individual Retirement Account (IRA) certificates of deposit, Christmas savings, college savings, and health savings accounts. It also provides advanced cash management programs, such as the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS), available to governmental entities, businesses, and consumers. For its business clientele, First United extends comprehensive packages that feature treasury management, cash sweeping services, and various checking account opportunities. Regarding lending, the corporation provides an extensive range of loan products. These include commercial loans collateralized by real estate, equipment, vehicles, or other business assets. It also offers commercial real estate financing for residential and commercial developments, agricultural properties, and service industry buildings. Individual customers can access residential mortgage loans, home equity lines of credit, and residential real estate construction loans. Furthermore, the bank issues direct and indirect auto loans, student loans, and a variety of secured and unsecured term loans and lines of credit. Beyond traditional banking, the company furnishes a comprehensive suite of trust services, including personal and charitable trusts, investment agency accounts, and full-service retirement planning solutions (such as IRA rollovers, 401(k) accounts, and defined benefit plans), alongside estate administration and planning expertise. Supplementary services offered include insurance products, brokerage facilities, and practical amenities like safe deposit boxes and night depository facilities. First United Corporation's operational network consists of 26 banking branches, a dedicated customer care center, and 34 automated teller machines. This presence extends across Allegany, Frederick, Garrett, and Washington counties in Maryland, as well as Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. Established in 1900, the company's headquarters are situated in Oakland, Maryland.

Fuente - Link

Competidores

BPRN CFFI FSFG FVCB HWBK ISTR LCNB OVLY PVBC VABK

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

First United Corporation (FUNC) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First United (FUNC) have what it takes?

Zacks Investment Research

This is Why First United Corporation (FUNC) is a Great Dividend Stock

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First United (FUNC) have what it takes?

Zacks Investment Research

First United Corporation (FUNC) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First United (FUNC) have what it takes?

Zacks Investment Research

First United (FUNC) Upgraded to Buy: What Does It Mean for the Stock?

First United (FUNC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Zacks Investment Research

First United Corporation (FUNC) Q2 Earnings and Revenues Surpass Estimates

First United Corporation (FUNC) came out with quarterly earnings of $1.13 per share, beating the Zacks Consensus Estimate of $1.05 per share. This compares to earnings of $0.92 per share a year ago.

Zacks Investment Research

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-20	0.92	1.02	0.1
2026-02-04	0.96	1.1	0.14
2025-10-21	0.888	1.07	0.182
2025-07-21	0.84	0.92	0.08
2025-04-21	0.8	0.89	0.09
2024-10-21	0.79	0.89	0.1
2024-07-22	0.66	0.75	0.09
2024-04-23	0.56	0.56	0
2023-10-23	0.63	0.67	0.04
2023-07-24	0.72	0.66	-0.06
2023-04-24	0.87	0.65	-0.22
2022-10-20	0.96	1.04	0.08