Atlanticus Holdings Corporation 9.25% Senior Notes due 2029

ATLCZ • Financial - Credit Services

$93.13

▼ -3.58 (-3.70%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$1.79B

Crecimiento

12.9%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 17.3%Crecimiento positivo de ingresos · 11.5%Flujo de caja libre positivo · 41.85Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 8.29

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 9 ago 2026, 12:08 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$93.13

Change-3.70%

Shares Out19.19M

Market Cap$1.79B

Enterprise Value$6.74B

52W Range24.72 - 25.89

Beta0.14

P/E11.78

P/S0.97

P/B2.55

P/FCF1.46

EV/Sales3.64

Price$93.13

Change-3.70%

Shares Out19.19M

Market Cap$1.79B

Enterprise Value$6.74B

52W Range24.72 - 25.89

Beta0.14

P/E11.78

P/S0.97

P/B2.55

P/FCF1.46

EV/Sales3.64

EV/EBITDA38.63

EV/FCF5.52

Earnings Yield8.49%

FCF Yield68.42%

Dividend Yield0.49%

Gross Margin56.26%

Oper. Margin22.67%

Profit Margin17.35%

Debt/Eq10.75

Current Ratio1.76

Quick Ratio1.76

Revenue 5Y12.88%

FCF 5Y19.87%

Target$136.40

Target Upside46.46%

Target Median$144.00

Target Range100.00 - 179.00

Volume12.86K

Avg Volume16.18K

EPS Surprise0.54

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

74/100

Fortaleza financiera

Deuda, caja, estabilidad

55/100

Potencial de crecimiento

Ingresos y expansión

95/100

Atractivo del precio

Barata o cara hoy

78/100

Por qué este puntaje▼

Márgenes estables o en mejora · 17.3%Crecimiento positivo de ingresos · 11.5%Flujo de caja libre positivo · 41.85Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 8.29Liquidez saludable · 1.76

Analyst view

Analyst sentiment and price target

ATLC

Analyst sentiment

Based on 7 analyst votes · 2026-09-05

93/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-09

Bajo

$100.00

Promedio

$136.40

Mediana

$144.00

Alto

$179.00

Resumen de la compañía

IPO: 1/31/2024

Industria: Financial - Credit Services

P/B i: 2.55

Deuda / Patrimonio i: 10.75

Margen operativo: 22.67%

Margen neto: 17.35%

ROE i: -

ROIC: -

Salud financiera

Puntaje11 / 20

Deuda / Patrimonio: 10.75

Ratio corriente: 1.76

Ratio rápido: 1.76

Estado: Moderate

Advertencias

High debt level

Transacciones internas

Actividad reciente de ejecutivos e insiders

⚠ 2 venta interna de alto volumens detectadas

Paulson Blake

Transacción: 05/18/2026

COMPRA

Cambio

+1,050

Precio

Not reported

Presentación

07/08/2026

Tipo

COMPRA

Dickerson William Brinkley

Transacción: 05/18/2026

COMPRA

Cambio

+1,050

Precio

Not reported

Presentación

07/07/2026

Tipo

COMPRA

Howard Jeffrey A.

Transacción: 06/30/2026

VENTA

Cambio

-10,000

Precio

$103.01

Presentación

07/02/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Paulson Blake	COMPRA	+1,050	Not reported	05/18/2026	07/08/2026
Dickerson William Brinkley	COMPRA	+1,050	Not reported	05/18/2026	07/07/2026
Howard Jeffrey A.	VENTA	-10,000	$103.01	06/30/2026	07/02/2026
McCamey William	VENTA	-10,000	$103.01	06/30/2026	07/02/2026
HANNA DAVID G	VENTA	-15,676	$104.26	07/01/2026	07/01/2026
HANNA FRANK J III	VENTA	-15,676	$104.26	07/01/2026	07/01/2026
HANNA DAVID G	VENTA	-8,319	$103.08	06/30/2026	07/01/2026
HANNA FRANK J III	VENTA	-8,319	$103.08	06/30/2026	07/01/2026
Saunders Mitchell	VENTA	-10,000	$102.20	06/29/2026	07/01/2026
HANNA DAVID G	VENTA	-1,005	$105.00	06/29/2026	07/01/2026
HANNA FRANK J III	VENTA	-1,005	$105.00	06/29/2026	07/01/2026
Howard Jeffrey A.	VENTA	-10,000	$109.45	06/26/2026	06/26/2026
McCamey William	VENTA	-10,000	$109.45	06/26/2026	06/26/2026
HANNA FRANK J III	VENTA	-100,000	Not reported	06/12/2026	06/16/2026
HANNA DAVID G	VENTA	-100,000	Not reported	06/12/2026	06/16/2026
Paulson Blake	OTRO	0	Not reported	05/07/2026	05/08/2026
Dickerson William Brinkley	OTRO	0	Not reported	05/07/2026	05/07/2026
McCamey William	VENTA	-330	$54.67	03/20/2026	03/23/2026
Howard Jeffrey A.	VENTA	-474	$54.67	03/20/2026	03/23/2026
Saunders Mitchell	VENTA	-70	$54.67	03/20/2026	03/23/2026

Sobre la compañía

Atlanticus Holdings Corporation

Atlanticus Holdings Corporation, operating under the ticker ATLC, is a financial services enterprise providing a spectrum of credit and related financial solutions to consumers throughout the United States. The company's operations are structured into two principal divisions: Credit as a Service and Auto Finance. The Credit as a Service segment is dedicated to the origination and facilitation of various consumer loan products. This includes both private label credit cards, often associated with specific retailers or healthcare providers, and general purpose credit cards. These cards are issued by lenders and disseminated through multiple avenues, such as retail and healthcare partnerships, targeted direct mail campaigns, digital marketing initiatives, and collaborations with external organizations. This segment empowers customers to finance acquisitions of diverse goods and services, ranging from consumer electronics and furniture to elective medical procedures, general healthcare, educational offerings, and home renovation projects. Beyond loan origination, it also offers comprehensive loan servicing, encompassing risk management and outsourced customer support for third parties, while concurrently engaging in research and development, and making strategic investments in nascent consumer finance technology platforms. The Auto Finance segment is focused on the purchase and servicing of loans collateralized by automobiles. These activities are performed for or on behalf of a carefully selected network of independent automotive dealerships and specialized finance companies, particularly those operating within the "buy-here, pay-here" and used car markets. This segment also extends its financial offerings to include inventory financing, commonly known as floor plan financing, and various installment lending products. Furthermore, Atlanticus Holdings Corporation strategically invests in and actively manages portfolios comprised of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

Fuente - Link

Competidores

BBDC EIG FMBH LX NRDS QD SBSI SLRC UVSP WRLD

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Is Atlanticus (ATLC) Stock Undervalued Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research

Atlanticus Holdings Corporation (NASDAQ:ATLC) Receives Average Recommendation of “Moderate Buy” from Analysts

Atlanticus Holdings Corporation (NASDAQ: ATLC - Get Free Report) has received an average rating of "Moderate Buy" from the eight ratings firms that are currently covering the firm, MarketBeat reports. Two investment analysts have rated the stock with a hold rating, five have issued a buy rating and one has assigned a strong buy rating to

Defense World

Atlanticus to Participate in B. Riley Securities Consumer & TMT Conference

ATLANTA, Sept. 01, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that Jeff Howard, President and Chief Executive Officer, and Bill McCamey, Chief Financial Officer, will participate in the B. Riley Securities Consumer & TMT Conference in New York, NY on September 10, 2026.

GlobeNewsWire

Denali Advisors LLC Buys New Shares in Atlanticus Holdings Corporation $ATLC

Denali Advisors LLC purchased a new position in Atlanticus Holdings Corporation (NASDAQ: ATLC) in the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The institutional investor purchased 19,871 shares of the credit services provider's stock, valued at approximately $2,032,000. Denali Advisors LLC

Defense World

Atlanticus Announces Approval of Quarterly Preferred Stock Dividend

ATLANTA, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that its Board of Directors approved a quarterly dividend of $0.476563 per share to Series B Cumulative Perpetual Preferred shareholders. The cash dividend will be paid on or about September 15, 2026 to holders of record of Atlanticus' Series B Cumulative Perpetual Preferred Stock on the close of business on September 1, 2026.

GlobeNewsWire

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-05-07	1.69	2.23	0.54
2026-03-12	1.59	1.75	0.16
2025-11-10	1.34	1.48	0.14
2025-08-07	1.3	1.51	0.21
2025-05-08	1.33	1.49	0.16
2025-03-13	1.21	1.42	0.21
2024-11-07	1.23	1.27	0.04
2024-08-08	0.91	0.99	0.08
2024-05-10	1.01	1.09	0.08
2024-03-04	0.96	1.06	0.1
2023-11-08	1.01	1.03	0.02
2023-08-08	0.82	1.02	0.2