Waterstone Financial, Inc.

WSBF • Banks - Regional

$19.84

— 0.00 (0.00%)

ResultadosÚltimo reporte: 30 jun 2026

PERFIL EQUILIBRADONeutralConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Perfil mixto. La empresa no es necesariamente mala, pero la valoración, el crecimiento o el balance todavía no justifican una señal más fuerte.

Capitalización

$343.39M

Crecimiento

8.7%

Flujo de caja

4/5

Tendencia

Mostly stable

Evidencia

Márgenes estables o en mejora · 13.1%Flujo de caja libre positivo · 1Flujo de caja libre consistente · 4/5Múltiplo de ganancias razonable · 11.18Liquidez débil · 0.14

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$19.84

Change0.00%

Shares Out17.31M

Market Cap$343.39M

Enterprise Value$479.84M

52W Range13.08 - 19.76

Beta0.74

P/E11.41

P/S2.12

P/B0.98

P/FCF8.35

EV/Sales2.96

Price$19.84

Change0.00%

Shares Out17.31M

Market Cap$343.39M

Enterprise Value$479.84M

52W Range13.08 - 19.76

Beta0.74

P/E11.41

P/S2.12

P/B0.98

P/FCF8.35

EV/Sales2.96

EV/EBITDA27.10

EV/FCF11.66

Earnings Yield8.76%

FCF Yield11.98%

Dividend Yield3.86%

Gross Margin71.24%

Oper. Margin16.59%

Profit Margin13.10%

Debt/Eq1.18

Current Ratio0.14

Quick Ratio0.14

Revenue 5Y8.72%

Volume57.26K

Avg Volume63.56K

EPS Surprise-0.32

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

73/100

Fortaleza financiera

Deuda, caja, estabilidad

29/100

Potencial de crecimiento

Ingresos y expansión

20/100

Atractivo del precio

Barata o cara hoy

81/100

Por qué este puntaje▼

Márgenes estables o en mejora · 13.1%Flujo de caja libre positivo · 1Flujo de caja libre consistente · 4/5Múltiplo de ganancias razonable · 11.18Liquidez débil · 0.14Tendencia de crecimiento negativa

Analyst view

Analyst sentiment and price target

WSBF

Analyst sentiment

Based on 2 analyst votes · 2026-10-20

50/100

Neutral

Bullish

Hold

Bearish

Resumen de la compañía

IPO: 10/5/2005

Industria: Banks - Regional

P/B i: 0.98

Deuda / Patrimonio i: 1.18

Margen operativo: 16.59%

Margen neto: 13.10%

ROE i: -

ROIC: -

Salud financiera

Puntaje6 / 20

Deuda / Patrimonio: 1.18

Ratio corriente: 0.14

Ratio rápido: 0.14

Estado: Weak

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

⚠ 1 venta interna de alto volumen detectada

Gerke Mark Raymond

Transacción: 05/21/2026

VENTA

Cambio

-10,000

Precio

$14.98

Presentación

05/22/2026

Tipo

VENTA

Gerke Mark Raymond

Transacción: 05/21/2026

VENTA

Cambio

-10,000

Precio

$18.34

Presentación

05/22/2026

Tipo

VENTA

Gordon Douglas S

Transacción: 02/18/2026

VENTA

Cambio

-2,880

Precio

$18.11

Presentación

02/20/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Gerke Mark Raymond	VENTA	-10,000	$14.98	05/21/2026	05/22/2026
Gerke Mark Raymond	VENTA	-10,000	$18.34	05/21/2026	05/22/2026
Gordon Douglas S	VENTA	-2,880	$18.11	02/18/2026	02/20/2026
Gordon Douglas S	VENTA	-6,765	$18.27	02/06/2026	02/10/2026
Gordon Douglas S	VENTA	-18,716	$18.25	02/05/2026	02/06/2026
Gordon Douglas S	VENTA	-15,000	$18.55	02/04/2026	02/06/2026
Lawton Patrick S	VENTA	-19,255	$18.64	02/04/2026	02/05/2026
Lawton Patrick S	VENTA	-30,000	$18.53	02/03/2026	02/05/2026
Glynn Julie Ann	VENTA	-20,000	$17.35	02/02/2026	02/04/2026
Glynn Julie Ann	VENTA	-929	$18.69	02/02/2026	02/04/2026
Hansen Michael L	VENTA	-79,872	$15.16	10/27/2025	10/28/2025
Mulroy Molly A	OTRO	0	Not reported	07/22/2025	10/02/2025
Piotrowski Laura Ellen	OTRO	0	Not reported	07/22/2025	10/02/2025
Hansen Michael L	VENTA	-109,527	$14.05	08/13/2025	08/14/2025
Hansen Michael L	VENTA	-35,290	$13.92	08/12/2025	08/14/2025
Hansen Michael L	VENTA	-2,757	$13.80	08/11/2025	08/12/2025
Hansen Michael L	VENTA	-100	$13.82	07/25/2025	07/28/2025
Hansen Michael L	VENTA	-36,465	$13.83	07/24/2025	07/28/2025
Lawton Patrick S	VENTA	-37,500	$12.75	02/28/2025	03/03/2025
Lawton Patrick S	VENTA	-37,500	$14.03	02/28/2025	03/03/2025

Sobre la compañía

Waterstone Financial, Inc.

Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking. The Community Banking division caters to both individual and commercial clients with a suite of banking solutions. This encompasses diverse deposit and transactional offerings, such as checking accounts, digital banking and bill payment facilities, funds transfer services, and various credit, debit, and prepaid card options. Furthermore, it provides savings and investment vehicles, including savings accounts, money market deposits, individual retirement accounts, and certificates of deposit. Its lending portfolio extends to residential mortgages, home equity loans and lines of credit, personal and installment credit, real estate financing, and commercial loans and lines of credit. Additionally, the segment offers fixed and variable annuities, insurance policies, and trust and investment management accounts. Its deposit types span interest-bearing and non-interest-bearing transaction accounts, demand accounts, and time deposits. Beyond this, loan products encompass secured and unsecured lines of credit, commercial real estate construction financing, term loans for operational capital and inventory, and personal term loans, complemented by various investment services. The Mortgage Banking division focuses on originating residential mortgage loans, predominantly for sale within the secondary market. The company also maintains an investment portfolio containing a mix of securities, such as mortgage-backed securities, bonds from government-sponsored and private enterprises, collateralized mortgage and municipal obligations, and other debt instruments. Its operational footprint includes 14 full-service banking offices, a single drive-through facility, and 14 automated teller machines, strategically placed across Milwaukee, Washington, and Waukesha Counties in Wisconsin. Founded in 1921 and headquartered in Wauwatosa, Wisconsin, the firm was formerly known as Wauwatosa Holdings, Inc., adopting its current name, Waterstone Financial, Inc., in August 2008.

Fuente - Link

Competidores

BCML CBAN CZNC FNLC FSBW ISBA JMSB MBCN PCB PLBC

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

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Critical Contrast: Waterstone Financial (NASDAQ:WSBF) & Colony Bankcorp (NYSE:CBAN)

Waterstone Financial (NASDAQ: WSBF - Get Free Report) and Colony Bankcorp (NYSE: CBAN - Get Free Report) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, valuation, risk, institutional ownership, dividends, profitability and analyst recommendations. Profitability This table compares Waterstone Financial and

Defense World

Waterstone Financial, Inc. (WSBF) To Go Ex-Dividend on October 8th

Waterstone Financial, Inc. (NASDAQ: WSBF - Get Free Report) announced a quarterly dividend on Tuesday, September 22nd. Stockholders of record on Thursday, October 8th will be paid a dividend of $0.17 per share by the savings and loans company on Monday, November 2nd. This represents a $0.68 dividend on an annualized basis and a dividend yield

Defense World

WSBF vs. TSBK: Which Community Lender is the Better Buy?

The U.S. savings and loan industry is navigating a mixed operating backdrop. Interest rates remain elevated after the Federal Reserve's September 2026 rate hike, but loan demand is expected to stay resilient, supported by steady economic growth, low unemployment and improving mortgage activity.

Zacks Investment Research

Waterstone Financial Declares Regular Quarterly Cash Dividend

WAUWATOSA, Wis., Sept. 22, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of Waterstone Financial, Inc. (NASDAQ: WSBF) declared a regular quarterly cash dividend of $0.17 per common share.

GlobeNewsWire

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-23	0.66	0.34	-0.32
2026-01-28	0.33	0.44	0.11
2025-01-28	0.33	0.28	-0.05
2024-10-22	0.3	0.26	-0.04
2024-07-25	0.26	0.31	0.05
2024-04-30	0.13	0.2	0.07
2023-10-24	0.23	0.16	-0.07
2023-07-25	0.27	0.2	-0.07
2023-04-25	0.07	0.1	0.03
2023-01-26	0.15	0.04	-0.11
2022-10-26	0.29	0.25	-0.04
2022-07-21	0.37	0.36	-0.01