Velocity Financial, Inc.

VEL • Financial - Mortgages

$14.81

— 0.00 (0.00%)

ResultadosÚltimo reporte: 30 jun 2026

PERFIL EQUILIBRADONeutralConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Perfil mixto. La empresa no es necesariamente mala, pero la valoración, el crecimiento o el balance todavía no justifican una señal más fuerte.

Capitalización

$582.09M

Crecimiento

27.7%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 14.7%Crecimiento positivo de ingresos · 25.0%Flujo de caja libre positivo · 0.49Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 7.28

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 7 ago 2026, 1:19 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$14.81

Change0.00%

Shares Out39.30M

Market Cap$582.09M

Enterprise Value$823.06M

52W Range16.27 - 21.39

Beta0.70

P/E5.42

P/S1.11

P/B0.81

P/FCF25.84

EV/Sales1.58

Price$14.81

Change0.00%

Shares Out39.30M

Market Cap$582.09M

Enterprise Value$823.06M

52W Range16.27 - 21.39

Beta0.70

P/E5.42

P/S1.11

P/B0.81

P/FCF25.84

EV/Sales1.58

EV/EBITDA2.20

EV/FCF36.54

Earnings Yield18.44%

FCF Yield3.87%

Dividend Yield0.00%

Gross Margin95.32%

Oper. Margin71.56%

Profit Margin14.70%

Debt/Eq9.72

Current Ratio0.63

Quick Ratio0.63

Revenue 5Y27.68%

Target$20.00

Target Upside35.04%

Target Median$20.00

Target Range20.00 - 20.00

Volume149.27K

Avg Volume90.67K

EPS Surprise0.04

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

73/100

Fortaleza financiera

Deuda, caja, estabilidad

21/100

Potencial de crecimiento

Ingresos y expansión

58/100

Atractivo del precio

Barata o cara hoy

76/100

Por qué este puntaje▼

Márgenes estables o en mejora · 14.7%Crecimiento positivo de ingresos · 25.0%Flujo de caja libre positivo · 0.49Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 7.28Nivel de deuda alto · 9.72

Analyst view

Analyst sentiment and price target

VEL

Analyst sentiment

Based on 7 analyst votes · 2026-10-20

79/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-07

Bajo

$22.00

Promedio

$22.00

Mediana

$22.00

Alto

$22.00

Resumen de la compañía

IPO: 1/17/2020

Industria: Financial - Mortgages

P/B i: 0.81

Deuda / Patrimonio i: 9.72

Margen operativo: 71.56%

Margen neto: 14.70%

ROE i: -

ROIC: -

Salud financiera

Puntaje4 / 20

Deuda / Patrimonio: 9.72

Ratio corriente: 0.63

Ratio rápido: 0.63

Estado: HighRisk

Advertencias

High debt level
Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Szczepaniak Mark R

Transacción: 07/28/2026

VENTA

Cambio

-400

Precio

$18.00

Presentación

07/28/2026

Tipo

VENTA

Taylor Jeffrey T.

Transacción: 07/07/2026

VENTA

Cambio

-2,165

Precio

$19.00

Presentación

07/09/2026

Tipo

VENTA

Tam Fiona

Transacción: 07/07/2026

VENTA

Cambio

-68

Precio

$19.00

Presentación

07/09/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Szczepaniak Mark R	VENTA	-400	$18.00	07/28/2026	07/28/2026
Taylor Jeffrey T.	VENTA	-2,165	$19.00	07/07/2026	07/09/2026
Tam Fiona	VENTA	-68	$19.00	07/07/2026	07/09/2026
Kelly Roland Thomas	VENTA	-1,600	$18.57	07/01/2026	07/06/2026
Farrar Christopher D.	COMPRA	+1,272	$18.46	06/30/2026	06/30/2026
Kelly Roland Thomas	COMPRA	+858	$18.46	06/30/2026	06/30/2026
Szczepaniak Mark R	VENTA	-1,573	$18.07	06/26/2026	06/29/2026
Schaefer Joy L.	VENTA	-3,603	$17.17	05/26/2026	05/27/2026
Pitstick John	VENTA	-3,603	$17.17	05/26/2026	05/27/2026
Pitstick John	COMPRA	+5,413	$17.55	05/21/2026	05/22/2026
Schaefer Joy L.	COMPRA	+5,413	$17.55	05/21/2026	05/22/2026
Beckett Dorika M	COMPRA	+5,413	$17.55	05/21/2026	05/22/2026
Szczepaniak Mark R	VENTA	-1,573	$19.30	05/01/2026	05/04/2026
Taylor Jeffrey T.	VENTA	-2,130	$20.00	04/17/2026	04/17/2026
Szczepaniak Mark R	VENTA	-1,573	$18.13	04/01/2026	04/01/2026
Kelly Roland Thomas	VENTA	-814	$18.22	03/31/2026	03/31/2026
Kelly Roland Thomas	VENTA	-14,026	$18.03	03/30/2026	03/31/2026
Kelly Roland Thomas	VENTA	-5,160	$18.06	03/17/2026	03/18/2026
Szczepaniak Mark R	VENTA	-1,573	$18.32	03/02/2026	03/02/2026
Szczepaniak Mark R	VENTA	-1,573	$20.53	02/02/2026	02/02/2026

Sobre la compañía

Velocity Financial, Inc.

Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.

Fuente - Link

Competidores

AMTB BFST CCNE FDUS HRTG MBWM NBN NCDL OPY

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Velocity Financial, Inc. (VEL) M&A Call Prepared Remarks Transcript

Seeking Alpha

Velocity Enters into Agreements to Acquire Toorak's Operating Platform and Manage Toorak's $3 Billion Business-Purpose Loan Portfolio

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL; “Velocity” or the “Company”) today announced a definitive agreement to acquire the operating platform of Toorak Capital LLC (“Toorak”), a business-purpose lending and asset management platform which is majority owned by funds advised by affiliates of KKR, a leading global investment firm. Toorak has also entered into separate agreements with a third-party investment firm for the purchase of Toorak's existing portfol.

Business Wire

Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcript

Seeking Alpha

Velocity Financial, Inc. Reports Second Quarter 2026 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $25.2 million and core net income of $27.9 million for 2Q26, compared to $26.0 million and $27.5 million, respectively, for 2Q25. Earnings and core earnings per diluted share were $0.64 and $0.71 for 2Q26, compared to $0.69 and $0.73, respectively, for 2Q25. “Velocity continued to deliver impressive earnings in the second quarter o.

Business Wire

Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its second quarter 2026 results after the market close on Wednesday, August 5, 2026. Velocity's executive management team will host a conference call and webcast to review its financial results at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time on the same day. Webcast Information The conference call will be webcast live in listen-only mo.

Business Wire

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-05-06	0.64	0.68	0.04
2026-03-11	0.67	0.93	0.26
2025-11-06	0.67	0.69	0.02
2025-08-07	0.543	0.73	0.187
2025-05-01	0.52	0.55	0.03
2025-03-06	0.48	0.6	0.12
2024-11-07	0.48	0.47	-0.01
2024-08-01	0.41	0.45	0.04
2024-05-02	0.39	0.51	0.12
2024-03-07	0.38	0.46	0.08
2023-11-02	0.35	0.37	0.02
2023-08-03	0.33	0.38	0.05