Oportun Financial Corporation

OPRT • Financial - Credit Services

$9.15

— 0.00 (0.00%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL EQUILIBRADONeutralConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Perfil mixto. La empresa no es necesariamente mala, pero la valoración, el crecimiento o el balance todavía no justifican una señal más fuerte.

Capitalización

$447.89M

Crecimiento

6.3%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Flujo de caja libre positivo · 8.13Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 10.03Liquidez saludable · 9.17Nivel de deuda alto · 7.21

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$9.15

Change0.00%

Shares Out48.95M

Market Cap$447.89M

Enterprise Value$320.29M

52W Range4.03 - 7.96

Beta1.25

P/E22.97

P/S0.65

P/B1.10

P/FCF1.08

EV/Sales0.47

Price$9.15

Change0.00%

Shares Out48.95M

Market Cap$447.89M

Enterprise Value$320.29M

52W Range4.03 - 7.96

Beta1.25

P/E22.97

P/S0.65

P/B1.10

P/FCF1.08

EV/Sales0.47

EV/EBITDA3.15

EV/FCF0.77

Earnings Yield4.35%

FCF Yield92.62%

Dividend Yield0.00%

Gross Margin63.68%

Oper. Margin6.92%

Profit Margin3.96%

Debt/Eq7.21

Current Ratio9.17

Quick Ratio9.17

Revenue 5Y6.26%

FCF 5Y14.53%

Target$8.50

Target Upside-7.10%

Target Median$8.50

Target Range8.00 - 9.00

Volume379.71K

Avg Volume495.85K

EPS Surprise0.00

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

40/100

Fortaleza financiera

Deuda, caja, estabilidad

58/100

Potencial de crecimiento

Ingresos y expansión

58/100

Atractivo del precio

Barata o cara hoy

79/100

Por qué este puntaje▼

Flujo de caja libre positivo · 8.13Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 10.03Liquidez saludable · 9.17Nivel de deuda alto · 7.21

Analyst view

Analyst sentiment and price target

OPRT

Analyst sentiment

Based on 9 analyst votes · 2026-10-20

72/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-07

Bajo

$8.00

Promedio

$8.00

Mediana

$8.00

Alto

$8.00

Resumen de la compañía

IPO: 9/26/2019

Industria: Financial - Credit Services

P/B i: 1.10

Deuda / Patrimonio i: 7.21

Margen operativo: 6.92%

Margen neto: 3.96%

ROE i: -

ROIC: -

Salud financiera

Puntaje12 / 20

Deuda / Patrimonio: 7.21

Ratio corriente: 9.17

Ratio rápido: 9.17

Estado: Good

Advertencias

High debt level

Transacciones internas

Actividad reciente de ejecutivos e insiders

Tambor Richard N.

Transacción: 06/15/2026

VENTA

Cambio

-36,127

Precio

Not reported

Presentación

06/29/2026

Tipo

VENTA

Rowles Sean A

Transacción: 06/17/2026

OTRO

Cambio

Precio

Not reported

Presentación

06/22/2026

Tipo

OTRO

Bland Douglas K

Transacción: 06/10/2026

COMPRA

Cambio

+463,822

Precio

Not reported

Presentación

06/11/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Tambor Richard N.	VENTA	-36,127	Not reported	06/15/2026	06/29/2026
Rowles Sean A	OTRO	0	Not reported	06/17/2026	06/22/2026
Bland Douglas K	COMPRA	+463,822	Not reported	06/10/2026	06/11/2026
Bland Douglas K	COMPRA	+463,822	Not reported	06/10/2026	06/11/2026
Bland Douglas K	OTRO	0	Not reported	04/20/2026	04/21/2026
Rana Gaurav	OTRO	+17,529	$13.26	04/04/2026	04/10/2026
Rana Gaurav	OTRO	0	Not reported	04/04/2026	04/10/2026
Layton Kathleen I.	COMPRA	+35,179	Not reported	03/10/2026	03/12/2026
Layton Kathleen I.	VENTA	-12,401	$4.90	03/10/2026	03/12/2026
Vazquez Raul	VENTA	-32,787	Not reported	03/10/2026	03/12/2026
Kirscht Patrick	COMPRA	+37,524	Not reported	03/10/2026	03/12/2026
Kirscht Patrick	VENTA	-19,362	$4.90	03/10/2026	03/12/2026
Layton Kathleen I.	COMPRA	+86,043	Not reported	12/31/2025	01/05/2026
Kirscht Patrick	COMPRA	+95,603	Not reported	12/31/2025	01/05/2026
Schueller Joseph Andrew	COMPRA	+45,890	Not reported	12/31/2025	01/05/2026
Layton Kathleen I.	VENTA	-4,214	$6.64	09/10/2025	09/11/2025
Schueller Joseph Andrew	COMPRA	+28,090	Not reported	09/10/2025	09/11/2025
Miramontes Louis	COMPRA	+3,644	Not reported	08/21/2025	08/21/2025
WILCOX WARREN	COMPRA	+18,041	Not reported	08/19/2025	08/21/2025
Schueller Joseph Andrew	OTRO	0	Not reported	07/22/2025	08/06/2025

Sobre la compañía

Oportun Financial Corporation

This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations. The company's operations span 24 states across the United States, with its footprint reaching areas such as Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Founded in 2005, its corporate headquarters are located in San Carlos, California.

Fuente - Link

Competidores

ANTA CPSS FOA ISTR JRVR LPRO MFIN PMTS SUIG YRD

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Oportun to Report Third Quarter 2026 Financial Results Tuesday, November 3, 2026

SAN CARLOS, Calif., Oct. 20, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its third quarter 2026 on Tuesday, November 3, 2026, after market close.

GlobeNewsWire

Oportun Financial (NASDAQ:OPRT) vs. Bread Financial (NYSE:BFH) Critical Analysis

Oportun Financial (NASDAQ: OPRT - Get Free Report) and Bread Financial (NYSE: BFH - Get Free Report) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, valuation, earnings, profitability and analyst recommendations. Institutional and Insider Ownership 82.7% of Oportun Financial

Defense World

Fast-paced Momentum Stock Oportun Financial (OPRT) Is Still Trading at a Bargain

Oportun Financial (OPRT) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.

Zacks Investment Research

Oportun Financial Eyes Stronger 2026 as Credit Quality, Profits Improve

Oportun Financial (NASDAQ: OPRT) said it has built a more resilient earnings platform through sustained profitability, improving credit performance, lower funding costs and stronger liquidity, while shifting its focus toward durable risk-adjusted growth. Speaking at the Sidoti September Small-Cap Virtual Conference, Senior Vice President of Investor Relations Dorian Hare said the consumer lender has posted seven

Defense World

Oportun Financial Eyes Stronger 2026 as Credit Quality, Profits Improve

Oportun Financial NASDAQ: OPRT said it has built a more resilient earnings platform through sustained profitability, improving credit performance, lower funding costs and stronger liquidity, while shifting its focus toward durable risk-adjusted growth.

MarketBeat

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-05-07	0.21	0.21	0
2026-02-26	0.26	0.27	0.01
2025-11-04	0.26	0.39	0.13
2025-08-06	0.22	0.31	0.09
2025-05-08	0.09	0.4	0.31
2025-02-12	0.12	0.49	0.37
2024-11-12	0.04	0.02	-0.02
2024-08-08	-0.18	0.08	0.26
2024-05-09	-0.12	0.09	0.21
2024-03-12	-0.49	-0.54	-0.05
2023-11-06	0.28	-0.46	-0.74
2023-08-08	-0.21	0.06	0.27