nCino, Inc.

NCNO • Software - Application

$21.60

— 0.00 (0.00%)

ResultadosÚltimo reporte: 31 jul 2026

PERFIL EQUILIBRADONeutralConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Perfil mixto. La empresa no es necesariamente mala, pero la valoración, el crecimiento o el balance todavía no justifican una señal más fuerte.

Capitalización

$2.27B

Crecimiento

29.9%

Flujo de caja

3/5

Tendencia

Mostly stable

Evidencia

Crecimiento positivo de ingresos · 16.8%Flujo de caja libre positivo · 0.73Nivel de deuda manejable · 0.26Múltiplo de ganancias caro · 465.26Liquidez débil · 1

Datos financieros hasta: 31 jul 2026, 12:00 a.m. UTCÚltima actualización de earnings: 31 jul 2026, 12:00 a.m. UTCÚltima actualización del perfil: 27 ago 2026, 12:12 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$21.60

Change0.00%

Shares Out105.07M

Market Cap$2.27B

Enterprise Value$2.21B

52W Range13.80 - 33.44

Beta0.66

P/E67.55

P/S3.65

P/B2.44

P/FCF17.17

EV/Sales3.55

Price$21.60

Change0.00%

Shares Out105.07M

Market Cap$2.27B

Enterprise Value$2.21B

52W Range13.80 - 33.44

Beta0.66

P/E67.55

P/S3.65

P/B2.44

P/FCF17.17

EV/Sales3.55

EV/EBITDA31.13

EV/FCF16.71

Earnings Yield1.48%

FCF Yield5.82%

Dividend Yield0.00%

Gross Margin60.55%

Oper. Margin0.63%

Profit Margin0.87%

Debt/Eq0.26

Current Ratio1.00

Quick Ratio1.00

Revenue 5Y29.93%

Target$23.43

Target Upside8.47%

Target Median$25.00

Target Range20.00 - 25.00

Volume5.75M

Avg Volume3.19M

EPS Surprise0.05

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

40/100

Fortaleza financiera

Deuda, caja, estabilidad

56/100

Potencial de crecimiento

Ingresos y expansión

95/100

Atractivo del precio

Barata o cara hoy

50/100

Por qué este puntaje▼

Crecimiento positivo de ingresos · 16.8%Flujo de caja libre positivo · 0.73Nivel de deuda manejable · 0.26Múltiplo de ganancias caro · 465.26Liquidez débil · 1

Analyst view

Analyst sentiment and price target

NCNO

Analyst sentiment

Based on 24 analyst votes · 2026-10-20

81/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-27

Bajo

$20.00

Promedio

$23.43

Mediana

$25.00

Alto

$25.00

Resumen de la compañía

IPO: 7/14/2020

Industria: Software - Application

P/B i: 2.44

Deuda / Patrimonio i: 0.26

Margen operativo: 0.63%

Margen neto: 0.87%

ROE i: -

ROIC: -

Salud financiera

Puntaje11 / 20

Deuda / Patrimonio: 0.26

Ratio corriente: 1.00

Ratio rápido: 1.00

Estado: Moderate

Advertencias

Weak Liquidity

Transacciones internas

Actividad reciente de ejecutivos e insiders

Desmond Sean

Transacción: 08/05/2026

VENTA

Cambio

-8,064

Precio

$4.98

Presentación

08/06/2026

Tipo

VENTA

Desmond Sean

Transacción: 08/05/2026

VENTA

Cambio

-11,815

Precio

$19.53

Presentación

08/06/2026

Tipo

VENTA

Sellers Jeanette

Transacción: 08/05/2026

VENTA

Cambio

-1,536

Precio

$19.53

Presentación

08/06/2026

Tipo

VENTA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Desmond Sean	VENTA	-8,064	$4.98	08/05/2026	08/06/2026
Desmond Sean	VENTA	-11,815	$19.53	08/05/2026	08/06/2026
Sellers Jeanette	VENTA	-1,536	$19.53	08/05/2026	08/06/2026
Desmond Sean	VENTA	-28,675	$19.22	08/04/2026	08/06/2026
Naude Pierre	VENTA	-4,677	$19.22	08/04/2026	08/06/2026
Orenstein Gregory	VENTA	-11,780	$19.22	08/04/2026	08/06/2026
Rieger April	VENTA	-7,852	$19.22	08/04/2026	08/06/2026
Sellers Jeanette	VENTA	-887	$19.22	08/04/2026	08/06/2026
Desmond Sean	VENTA	-8,064	$4.98	07/06/2026	07/08/2026
Desmond Sean	VENTA	-8,064	$17.47	07/06/2026	07/08/2026
Doyle Jonathan J	COMPRA	+12,911	Not reported	06/18/2026	06/23/2026
Kilday Pamela	COMPRA	+12,911	Not reported	06/18/2026	06/23/2026
Spruill William R	COMPRA	+12,911	Not reported	06/18/2026	06/23/2026
RUH WILLIAM J	COMPRA	+12,911	Not reported	06/18/2026	06/23/2026
Nyweide Justin C.	COMPRA	+12,911	Not reported	06/18/2026	06/23/2026
Naude Pierre	COMPRA	+12,911	Not reported	06/18/2026	06/23/2026
Dugatkin Diego German	COMPRA	+12,911	Not reported	06/18/2026	06/23/2026
Yasutake Andrew Hideki	COMPRA	+12,911	Not reported	06/18/2026	06/23/2026
Desmond Sean	VENTA	-8,064	$4.98	06/03/2026	06/05/2026
Desmond Sean	VENTA	-8,064	$16.26	06/03/2026	06/05/2026

Sobre la compañía

nCino, Inc.

nCino, Inc. operates as a software-as-a-service (SaaS) provider, delivering cloud-based applications to financial organizations both within the United States and internationally. Its core product, the nCino Bank Operating System, is a multi-tenant cloud platform. This system is engineered to digitalize, automate, and streamline complex operational processes and workflows. By harnessing data analytics, artificial intelligence, and machine learning (AI/ML), it empowers banks and credit unions to efficiently manage new client onboarding, originate and oversee the complete loan lifecycle, facilitate the opening of various accounts (including deposits), and ensure regulatory adherence. Another key offering is nCino IQ, an application suite that utilizes data analytics and AI/ML to provide customers with both automation and valuable operational insights. This includes tools for assessing, quantifying, and managing credit risk, alongside enhancing their capabilities to meet regulatory obligations. The company also provides SimpleNexus, a suite of products designed to allow various participants—such as loan officers, prospective borrowers, real estate agents, and settlement agents—to engage with the homeownership process from any internet-connected device. nCino caters to a broad range of financial institution clients, including global corporations, large enterprise banks, regional and community banks, credit unions, emerging market entrants, and independent mortgage banks. Its solutions are distributed via a specialized sales team, which includes business development representatives, account executives, field sales engineers, and customer success managers. Founded in 2011, nCino, Inc. is headquartered in Wilmington, North Carolina.

Fuente - Link

Competidores

ASAN BLKB BRZE DAVE FRSH INTA KC PTRN VERX YOU

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

nCino Partners with Parlay to Power AI-Native SBA Lending Nationwide

ALEXANDRIA, Va. & WILMINGTON, N.C.--(BUSINESS WIRE)--nCino partners with Parlay to power AI-native SBA lending, integrating Parlay's Loan Intelligence System for faster small business loan intake.

Business Wire

nCino: Healthy Renewals And Modest Valuation

nCino offers defensive exposure in a high-yield environment, with a resilient business model focused on the banking sector. NCNO remains less than 3% penetrated into its $19.5B SAM, supporting a long-term growth runway despite recent stock underperformance. International markets are driving low-teens growth, offsetting slower domestic momentum and providing a new leg for expansion.

Seeking Alpha

Insider Selling: nCino (NASDAQ:NCNO) Insider Sells $134,034.04 in Stock

nCino Inc. (NASDAQ: NCNO - Get Free Report) insider April Rieger sold 6,098 shares of the firm's stock in a transaction that occurred on Tuesday, September 15th. The stock was sold at an average price of $21.98, for a total transaction of $134,034.04. Following the sale, the insider owned 369,651 shares of the company's stock, valued

Defense World

27,800 Shares in nCino Inc. $NCNO Acquired by VIRGINIA RETIREMENT SYSTEMS ET Al

VIRGINIA RETIREMENT SYSTEMS ET Al acquired a new position in shares of nCino Inc. (NASDAQ: NCNO) during the quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The institutional investor acquired 27,800 shares of the company's stock, valued at approximately $455,000. A number of other

Defense World

nCino's 2026 Outlook: AI-Driven Agentic Workflows Drive Sustainable Profitability

The company achieved its first year of GAAP profitability in 2026. Revenue growth has decelerated to 10% as the mortgage market faces headwinds.

The Motley Fool

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-05-27	0.28	0.33	0.05
2026-03-31	0.21	0.37	0.16
2025-12-03	0.2066	0.31	0.1034
2025-08-26	0.14	0.22	0.08
2025-05-28	0.16	0.16	0
2025-04-01	0.18	0.12	-0.06
2024-12-04	0.16	0.21	0.05
2024-08-27	0.13	0.14	0.01
2024-05-29	0.1353	0.19	0.0547
2024-03-26	0.12	0.21	0.09
2023-11-29	0.11	0.14	0.03
2023-08-29	0.07	0.09	0.02