Five Star Bancorp

FSBC • Banks - Regional

$46.96

▲ +0.55 (+1.19%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$999.73M

Crecimiento

14.2%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 24.1%Crecimiento positivo de ingresos · 19.7%Flujo de caja libre positivo · 3.36Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 12.33

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 7 ago 2026, 1:15 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$46.96

Change1.19%

Shares Out21.29M

Market Cap$999.73M

Enterprise Value$937.30M

52W Range28.99 - 50.26

Beta0.51

P/E13.88

P/S3.59

P/B2.11

P/FCF9.99

EV/Sales3.37

Price$46.96

Change1.19%

Shares Out21.29M

Market Cap$999.73M

Enterprise Value$937.30M

52W Range28.99 - 50.26

Beta0.51

P/E13.88

P/S3.59

P/B2.11

P/FCF9.99

EV/Sales3.37

EV/EBITDA9.77

EV/FCF9.37

Earnings Yield7.20%

FCF Yield10.01%

Dividend Yield2.46%

Gross Margin58.22%

Oper. Margin32.78%

Profit Margin24.11%

Debt/Eq0.19

Current Ratio0.14

Quick Ratio0.14

Revenue 5Y14.25%

Target$53.00

Target Upside12.86%

Target Median$53.00

Target Range51.00 - 55.00

Volume147.26K

Avg Volume149.41K

EPS Surprise0.07

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

77/100

Fortaleza financiera

Deuda, caja, estabilidad

39/100

Potencial de crecimiento

Ingresos y expansión

95/100

Atractivo del precio

Barata o cara hoy

87/100

Por qué este puntaje▼

Márgenes estables o en mejora · 24.1%Crecimiento positivo de ingresos · 19.7%Flujo de caja libre positivo · 3.36Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 12.33Nivel de deuda manejable · 0.19

Analyst view

Analyst sentiment and price target

FSBC

Analyst sentiment

Based on 4 analyst votes · 2026-09-05

75/100

Bullish

Hold

Bearish

Precio objetivo

2026-08-07

Bajo

$51.00

Promedio

$53.00

Mediana

$53.00

Alto

$55.00

Resumen de la compañía

IPO: 5/4/2021

Industria: Banks - Regional

P/B i: 2.11

Deuda / Patrimonio i: 0.19

Margen operativo: 32.78%

Margen neto: 24.11%

ROE i: -

ROIC: -

Salud financiera

Puntaje8 / 20

Deuda / Patrimonio: 0.19

Ratio corriente: 0.14

Ratio rápido: 0.14

Estado: Moderate

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

⚠ 1 venta interna de alto volumen detectada

Allbaugh Larry Eugene

Transacción: 08/04/2026

VENTA

Cambio

-50,000

Precio

Not reported

Presentación

08/06/2026

Tipo

VENTA

Ramos Kevin Francis

Transacción: 07/22/2026

COMPRA

Cambio

+5,682

Precio

$44.00

Presentación

07/24/2026

Tipo

COMPRA

Riggs Judson Teichert

Transacción: 07/22/2026

COMPRA

Cambio

+2,273

Precio

$44.00

Presentación

07/24/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Allbaugh Larry Eugene	VENTA	-50,000	Not reported	08/04/2026	08/06/2026
Ramos Kevin Francis	COMPRA	+5,682	$44.00	07/22/2026	07/24/2026
Riggs Judson Teichert	COMPRA	+2,273	$44.00	07/22/2026	07/24/2026
Lucas Donna	COMPRA	+1,136	$44.00	07/22/2026	07/24/2026
Deary-Bell Shannon	COMPRA	+5,682	$44.00	07/22/2026	07/24/2026
Perry-Smith Robert Truxtun	COMPRA	+31,363	$44.00	07/22/2026	07/24/2026
Allbaugh Larry Eugene	COMPRA	+5,682	$44.00	07/22/2026	07/24/2026
Deary-Bell Shannon	VENTA	-3,900	Not reported	05/09/2025	07/24/2026
Cooper Clifford Aaron	OTRO	0	Not reported	06/10/2026	06/16/2026
Allbaugh Larry Eugene	VENTA	-150,000	Not reported	05/29/2026	06/02/2026
Wait Brett Levi	VENTA	-1,640	$42.27	05/26/2026	05/27/2026
Dalton John William	COMPRA	+905	Not reported	05/21/2026	05/26/2026
Kurtze Don Justin	COMPRA	+2,715	Not reported	05/21/2026	05/26/2026
Lee Michael Eugene	VENTA	-867	$41.23	05/21/2026	05/26/2026
Luck Heather Christina	COMPRA	+2,715	Not reported	05/21/2026	05/26/2026
Ramirez-Medina Lydia Ann	COMPRA	+2,715	Not reported	05/21/2026	05/26/2026
Rizzo Michael Anthony	COMPRA	+2,715	Not reported	05/21/2026	05/26/2026
Wait Brett Levi	COMPRA	+905	Not reported	05/21/2026	05/26/2026
Wetton Shelley Ronan	COMPRA	+905	Not reported	05/21/2026	05/26/2026
Beckwith James Eugene	VENTA	-2,428	$41.34	05/20/2026	05/22/2026

Sobre la compañía

Five Star Bancorp

Five Star Bancorp serves as the holding company for Five Star Bank, delivering a full spectrum of banking products and services. The institution caters to a diverse clientele, including small and medium-sized businesses, professionals, and individual customers. Clients can access various deposit options, such as money market accounts, both interest-bearing and non-interest-bearing checking accounts, savings accounts, and time deposits. The bank's lending portfolio encompasses commercial and residential real estate loans, general commercial financing, commercial land loans, agricultural land loans, and construction loans for both commercial and residential projects, alongside consumer and other credit facilities. Additionally, it provides debit cards, remote check deposit capabilities, online and mobile banking services, and direct deposit options. Operating in Northern California, Five Star Bancorp maintains seven branch locations and two dedicated loan production offices. The company was established in 1999 and its headquarters are located in Rancho Cordova, California.

Fuente - Link

Competidores

BFST CCNE CFFN CPF EFSC HAFC HBNC HBT HFWA MOFG

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Connor Clark & Lunn Investment Management Ltd. Makes New Investment in Five Star Bancorp $FSBC

Connor Clark and Lunn Investment Management Ltd. acquired a new stake in shares of Five Star Bancorp (NASDAQ: FSBC) in the quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The institutional investor acquired 16,338 shares of the company's stock, valued at approximately $795,000. Connor Clark and

Defense World

Regional Bank Director Purchases 31,363 Shares for $1.4 Million, According to Recent SEC Filing

Perry-Smith's indirect equity position now stands at ~$12.52 million following the July 22 transaction, reflecting confidence in the regional bank after a 59% stock surge over the past year.

Fool - Investing News

Five Star Bancorp Director Larry Allbaugh Buys $4.3 Million in Shares. What Does This Mean for Investors?

Larry Eugene Allbaugh acquired 96,591 shares for ~$4.3 million on July 22, 2026. Participation was conducted through multiple entities, including the Larry and Laura Allbaugh Living Trust, the Oates Administrative Trust, and the Buzz Oates Group of Companies.

The Motley Fool

Five Star Bancorp Announces the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering

RANCHO CORDOVA, Calif., July 27, 2026 (GLOBE NEWSWIRE) -- Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), announced today the full exercise and closing of the sale of 408,750 shares of Company common stock to the underwriters in its previously announced underwritten public offering, pursuant to the underwriters' option to purchase additional shares. When combined with the shares sold in the closing that occurred on July 24, 2026, the Company sold 3,133,750 shares of its common stock at a public offering price of $44.00 per share. The proceeds to the Company, after deducting underwriting discounts and commissions but before deducting offering expenses payable by the Company, were approximately $130.6 million. The Company intends to use the net proceeds of the offering for general corporate purposes and to support its continued growth, including through investments in the Bank to pursue growth opportunities, and for working capital.

GlobeNewsWire

Five Star Bancorp (FSBC) Q2 2026 Earnings Call Prepared Remarks Transcript

Seeking Alpha

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-27	0.8	0.87	0.07
2026-01-26	0.77	0.83	0.06
2025-10-27	0.71	0.77	0.06
2025-07-23	0.65	0.68	0.03
2025-04-28	0.61	0.62	0.01
2025-01-27	0.59	0.63	0.04
2024-10-28	0.53	0.52	-0.01
2024-07-24	0.49	0.51	0.02
2024-04-29	0.53	0.62	0.09
2024-01-29	0.59	0.63	0.04
2023-10-30	0.6	0.64	0.04
2023-07-24	0.66	0.74	0.08