First Financial Bankshares, Inc.

FFIN • Banks - Regional

$30.19

— 0.00 (0.00%)

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$4.34B

Crecimiento

12.3%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 30.7%Crecimiento positivo de ingresos · 12.9%Flujo de caja libre positivo · 2.15Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 16.86

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 16 oct 2026, 12:16 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$30.19

Change0.00%

Shares Out143.70M

Market Cap$4.34B

Enterprise Value$4.13B

52W Range28.12 - 36.52

Beta0.83

P/E16.13

P/S5.03

P/B2.17

P/FCF12.95

EV/Sales4.78

Price$30.19

Change0.00%

Shares Out143.70M

Market Cap$4.34B

Enterprise Value$4.13B

52W Range28.12 - 36.52

Beta0.83

P/E16.13

P/S5.03

P/B2.17

P/FCF12.95

EV/Sales4.78

EV/EBITDA12.44

EV/FCF12.33

Earnings Yield6.20%

FCF Yield7.72%

Dividend Yield1.89%

Gross Margin71.82%

Oper. Margin37.49%

Profit Margin30.71%

Debt/Eq0.01

Current Ratio0.68

Quick Ratio0.68

Revenue 5Y12.32%

FCF 5Y13.78%

Target$34.33

Target Upside13.71%

Target Median$34.00

Target Range33.00 - 36.00

Volume802.48K

Avg Volume860.34K

EPS Surprise0.03

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

85/100

Fortaleza financiera

Deuda, caja, estabilidad

41/100

Potencial de crecimiento

Ingresos y expansión

58/100

Atractivo del precio

Barata o cara hoy

77/100

Por qué este puntaje▼

Márgenes estables o en mejora · 30.7%Crecimiento positivo de ingresos · 12.9%Flujo de caja libre positivo · 2.15Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 16.86Nivel de deuda manejable · 0.01

Analyst view

Analyst sentiment and price target

FFIN

Analyst sentiment

Based on 17 analyst votes · 2026-10-20

44/100

Bearish

Bullish

Hold

Bearish

Precio objetivo

2026-10-16

Bajo

$34.00

Promedio

$35.00

Mediana

$35.00

Alto

$36.00

Resumen de la compañía

IPO: 11/1/1993

Industria: Banks - Regional

P/B i: 2.17

Deuda / Patrimonio i: 0.01

Margen operativo: 37.49%

Margen neto: 30.71%

ROE i: -

ROIC: -

Salud financiera

Puntaje8 / 20

Deuda / Patrimonio: 0.01

Ratio corriente: 0.68

Ratio rápido: 0.68

Estado: Moderate

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Longhofer T. Luke

Transacción: 09/09/2026

VENTA

Cambio

-950

Precio

Not reported

Presentación

09/10/2026

Tipo

VENTA

Longhofer T. Luke

Transacción: 09/08/2026

VENTA

Cambio

-1,500

Precio

$21.18

Presentación

09/10/2026

Tipo

VENTA

Longhofer T. Luke

Transacción: 09/08/2026

COMPRA

Cambio

+1,500

Precio

$21.18

Presentación

09/10/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Longhofer T. Luke	VENTA	-950	Not reported	09/09/2026	09/10/2026
Longhofer T. Luke	VENTA	-1,500	$21.18	09/08/2026	09/10/2026
Longhofer T. Luke	COMPRA	+1,500	$21.18	09/08/2026	09/10/2026
Denny Michael B.	COMPRA	+3,000	$34.66	08/18/2026	08/20/2026
Butler Ronald David II	VENTA	-5,000	$21.18	08/17/2026	08/18/2026
Butler Ronald David II	VENTA	-15,000	$34.95	08/17/2026	08/18/2026
Biebighauser Lon A.	VENTA	-570	Not reported	08/17/2026	08/18/2026
Ruzicka John James Jr	COMPRA	+526	Not reported	08/16/2026	08/18/2026
Ruzicka John James Jr	VENTA	-526	Not reported	08/16/2026	08/18/2026
Hickox Michelle S	VENTA	-1,354	Not reported	08/16/2026	08/18/2026
Hickox Michelle S	COMPRA	+1,354	Not reported	08/16/2026	08/18/2026
Butler Ronald David II	COMPRA	+1,354	Not reported	08/16/2026	08/18/2026
Butler Ronald David II	VENTA	-1,354	Not reported	08/16/2026	08/18/2026
Roewe Randall Allen	COMPRA	+564	Not reported	08/16/2026	08/18/2026
Roewe Randall Allen	VENTA	-564	Not reported	08/16/2026	08/18/2026
McVey J. Kyle	VENTA	-120	$35.28	08/16/2026	08/18/2026
Bailey David William	COMPRA	+639	Not reported	08/16/2026	08/18/2026
Bailey David William	VENTA	-639	Not reported	08/16/2026	08/18/2026
Longhofer T. Luke	COMPRA	+714	Not reported	08/16/2026	08/18/2026
Longhofer T. Luke	VENTA	-714	Not reported	08/16/2026	08/18/2026

Sobre la compañía

First Financial Bankshares, Inc.

First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit capture, payroll cards, and funds transfer capabilities. Traditional amenities such as drive-in and night deposit services, automated teller machines (ATMs), and secure safe deposit facilities are also part of its comprehensive service suite. Beyond conventional banking, First Financial Bankshares offers robust personal trust services. These encompass wealth management, estate administration, and the management of various trust structures, including testamentary, revocable, irrevocable, and agency accounts. Additionally, the company provides securities brokerage and manages a range of retirement and employee benefit plans, such as 401(k) profit-sharing plans and Individual Retirement Accounts (IRAs). Its service portfolio is further enhanced by asset management and technology services. As of December 31, 2021, FFIN operated 78 financial centers strategically located across Texas. The company, established in 1890, maintains its corporate headquarters in Abilene, Texas.

Fuente - Link

Competidores

AUB BANF FBNC FFBC FULT GBCI IBOC SFBS TCBI UCB

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Compared to Estimates, First Financial (FFIN) Q3 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for First Financial (FFIN) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Investment Research

First Financial Bankshares (FFIN) Meets Q3 Earnings Estimates

First Financial Bankshares (FFIN) came out with quarterly earnings of $0.52 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.36 per share a year ago.

Zacks Investment Research

FIRST FINANCIAL BANKSHARES ANNOUNCES THIRD QUARTER 2026 EARNINGS

ABILENE, Texas, Oct. 15, 2026 /PRNewswire/ -- First Financial Bankshares, Inc. (the "Company," "we," "us" or "our") (NASDAQ: FFIN) today reported earnings of $74.31 million for the third quarter of 2026 compared to earnings of $52.27 million for the same quarter a year ago and $71.89 million for the quarter ended June 30, 2026. Diluted earnings per share were $0.52 for the third quarter of 2026 compared with $0.36 for the third quarter of 2025 and $0.50 for the linked quarter.

PRNewsWire

First Financial Bankshares (FFIN) Earnings Expected to Grow: What to Know Ahead of Q3 Release

First Financial (FFIN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research

FIRST FINANCIAL BANK TO PARTICIPATE IN STATEWIDE DAY OF SERVICE

ABILENE, Texas, Oct. 8, 2026 /PRNewswire/ -- First Financial Bank employees across the State of Texas will come together for the Bank's 11th annual Day of Service on October 12, 2026. For the second consecutive year, the Bank will also join the Texas Bankers Association (TBA) for the Texas Banks Community Day of Service, a statewide initiative that brings Texas financial institutions together to serve and support their local communities.

PRNewsWire

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-16	0.47	0.5	0.03
2026-01-22	0.48	0.51	0.03
2025-10-23	0.428	0.36	-0.068
2025-07-17	0.45	0.47	0.02
2025-04-17	0.4275	0.43	0.0025
2025-01-23	0.4	0.43	0.03
2024-10-17	0.39	0.39	0
2024-07-18	0.36	0.37	0.01
2024-04-18	0.35	0.37	0.02
2024-01-25	0.34	0.32	-0.02
2023-10-19	0.36	0.35	-0.01
2023-07-20	0.36	0.36	0