Community Bank System, Inc.

CBU • Banks - Regional

$63.85

▲ +0.36 (+0.57%)

Precio actual

ResultadosÚltimo reporte: 31 mar 2026

PERFIL MUY FAVORABLEExcelenteConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$3.38B

Crecimiento

—

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 20.8%Crecimiento positivo de ingresos · 13.1%Flujo de caja libre positivo · 4.43Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 14.38

Datos financieros hasta: 31 mar 2026, 12:00 a.m. UTCÚltima actualización de earnings: 29 abr 2026, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$63.85

Change0.57%

Shares Out52.97M

Market Cap$3.38B

Enterprise Value$3.46B

52W Range51.12 - 68.58

Beta0.80

P/E15.51

P/S3.30

P/B1.67

P/FCF14.95

EV/Sales3.37

Price$63.85

Change0.57%

Shares Out52.97M

Market Cap$3.38B

Enterprise Value$3.46B

52W Range51.12 - 68.58

Beta0.80

P/E15.51

P/S3.30

P/B1.67

P/FCF14.95

EV/Sales3.37

EV/EBITDA11.20

EV/FCF15.28

Earnings Yield6.45%

FCF Yield6.69%

Dividend Yield2.90%

Gross Margin78.83%

Oper. Margin27.24%

Profit Margin20.82%

Debt/Eq0.37

Current Ratio1.49

Quick Ratio1.49

Target$73.00

Target Upside14.33%

Target Median$73.00

Target Range71.00 - 75.00

Volume385.50K

Avg Volume279.18K

EPS Surprise-0.01

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

85/100

Fortaleza financiera

Deuda, caja, estabilidad

70/100

Potencial de crecimiento

Ingresos y expansión

84/100

Atractivo del precio

Barata o cara hoy

83/100

Por qué este puntaje▼

Márgenes estables o en mejora · 20.8%Crecimiento positivo de ingresos · 13.1%Flujo de caja libre positivo · 4.43Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 14.38Nivel de deuda manejable · 0.37

Analyst view

Analyst sentiment and price target

CBU

Analyst sentiment

Based on 12 analyst votes · 2026-09-05

54/100

Neutral

Bullish

Hold

Bearish

Precio objetivo

2026-06-30

Bajo

$75.00

Promedio

$75.00

Mediana

$75.00

Alto

$75.00

Resumen de la compañía

IPO: 11/26/1985

Industria: Banks - Regional

P/B i: 1.67

Deuda / Patrimonio i: 0.37

Margen operativo: 27.24%

Margen neto: 20.82%

ROE i: -

ROIC: -

Salud financiera

Puntaje14 / 20

Deuda / Patrimonio: 0.37

Ratio corriente: 1.49

Ratio rápido: 1.49

Estado: Good

Transacciones internas

Actividad reciente de ejecutivos e insiders

Bolus Mark J.

Transacción: 06/25/2026

VENTA

Cambio

—

Precio

$67.00

Presentación

06/29/2026

Tipo

VENTA

Vaccaro John A

Transacción: 06/18/2026

COMPRA

Cambio

—

Precio

Not reported

Presentación

06/18/2026

Tipo

COMPRA

Sullivan Michele

Transacción: 06/18/2026

COMPRA

Cambio

—

Precio

Not reported

Presentación

06/18/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Bolus Mark J.	VENTA	—	$67.00	06/25/2026	06/29/2026
Vaccaro John A	COMPRA	—	Not reported	06/18/2026	06/18/2026
Sullivan Michele	COMPRA	—	Not reported	06/18/2026	06/18/2026
Durkee Deresa Fischer	VENTA	-427	$51.64	06/10/2026	06/11/2026
Durkee Deresa Fischer	VENTA	-1,326	$64.77	06/10/2026	06/11/2026
STICKELS ERIC	VENTA	-2,000	$63.98	06/08/2026	06/10/2026
Wlos Marya Burgio	VENTA	-273	$63.62	05/04/2026	05/05/2026
Knauss Jeffery J	VENTA	-9	Not reported	04/29/2026	05/01/2026
Knauss Jeffery J	COMPRA	+9	$63.17	04/29/2026	05/01/2026
Parente John	VENTA	-9	Not reported	04/29/2026	05/01/2026
Parente John	COMPRA	+9	$63.17	04/29/2026	05/01/2026
Pecor Raymond C III	VENTA	-9	Not reported	04/29/2026	05/01/2026
Pecor Raymond C III	COMPRA	+9	$63.17	04/29/2026	05/01/2026
STEELE SALLY A	VENTA	-9	Not reported	04/29/2026	05/01/2026
STEELE SALLY A	COMPRA	+9	$63.17	04/29/2026	05/01/2026
Parente John	VENTA	-1,254	Not reported	03/19/2026	03/23/2026
Parente John	COMPRA	+1,254	$55.61	03/19/2026	03/23/2026
Knauss Jeffery J	VENTA	-1,254	Not reported	03/19/2026	03/23/2026
Knauss Jeffery J	COMPRA	+1,254	$55.61	03/19/2026	03/23/2026
STEELE SALLY A	VENTA	-1,254	Not reported	03/19/2026	03/23/2026

Sobre la compañía

Community Bank System, Inc.

Community Bank System, Inc. (CBU) serves as the parent company for Community Bank, N.A., providing a broad array of banking and financial services to a diverse clientele including individual consumers, businesses, and local government entities. Its operations are structured into three primary divisions: Banking, Employee Benefit Services, and a residual "All Other" category. The company offers a comprehensive suite of deposit products, such as checking, savings, and money market accounts, alongside certificates of deposit. Its lending portfolio is equally varied, extending to consumer mortgages, personal installment loans, and lines of credit for individuals, as well as home equity products. For commercial clients, Community Bank System provides general purpose commercial and industrial loans, mortgages on commercial properties, and historically, Paycheck Protection Program loans. Additionally, it facilitates specialized installment loans for vehicles like automobiles, boats, and other recreational vehicles through partnerships with selected dealerships. Beyond traditional banking, the institution delivers broker-dealer and investment advisory services, along with extensive cash management, treasury, and asset management solutions. It also operates a full-service insurance agency, offering personal and commercial lines of insurance and various risk management products. The Employee Benefit Services segment provides a robust offering, including administration for contribution plans, employee benefit trusts, and collective investment funds. This segment also handles retirement plan administration, fund administration, transfer agency functions, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting. Furthermore, Community Bank System provides comprehensive wealth management services, covering retirement, higher education, and personal financial planning. It offers fiduciary and trust services, risk management advice, and access to diverse investment alternatives such as stocks, bonds, mutual funds, and advisory products, alongside master recordkeeping services. As of January 24, 2022, the company operated approximately 215 customer facilities geographically spread across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. Community Bank System, Inc. was founded in 1866 and maintains its corporate headquarters in DeWitt, New York.

Fuente - Link

Competidores

BKU CATY FBK FHB FULT RNST TBBK WSBC WSFS

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

7,556,770 Shares in Community Financial System, Inc. $CBU Purchased by BlackRock Inc.

BlackRock Inc. bought a new position in Community Financial System, Inc. (NYSE: CBU) in the second quarter, according to the company in its most recent Form 13F filing with the SEC. The fund bought 7,556,770 shares of the bank's stock, valued at approximately $507,210,000. BlackRock Inc. owned about 14.38% of Community Financial System

Defense World

Business Rewards Platform PayRewards Launches in U.S.: NYSE Content Update

NYSE issues a pre-market daily advisory direct from the trading floor. NEW YORK, Aug. 24, 2026 /PRNewswire/ -- The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NYSE Trading Floor.

PRNewsWire

Bank of America Corp DE Purchases 19,433 Shares of Community Financial System, Inc. $CBU

Bank of America Corp DE raised its position in Community Financial System, Inc. (NYSE: CBU) by 3.4% during the quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 598,786 shares of the bank's stock after buying an additional 19,433 shares during

Defense World

Community Financial System: Margin Expansion Still Underappreciated By The Market

Fixed-asset repricing continues to power healthy margin expansion for Community Financial System (CBU), even as broader interest rates have fallen. CBU's bond portfolio still only yields around 2.2%. With new loans hitting the book at roughly 6%, repricing dynamics will remain attractive for the foreseeable future. Meanwhile, CBU's non-interest revenue, much of which is asset based, is being supported by strong financial markets.

Seeking Alpha

Dimensional Fund Advisors LP Raises Stake in Community Financial System, Inc. $CBU

Dimensional Fund Advisors LP boosted its stake in Community Financial System, Inc. (NYSE: CBU) by 1.1% in the quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 1,818,395 shares of the bank's stock after purchasing an additional 20,428 shares during the

Defense World

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-29	1.1	1.09	-0.01
2026-01-27	1.13	1.07	-0.06
2025-10-21	1.05	1.04	-0.01
2025-07-22	1.03	0.97	-0.06
2025-04-29	0.91	0.93	0.02
2025-01-21	0.88	0.94	0.06
2024-10-22	0.88	0.83	-0.05
2024-07-23	0.81	0.91	0.1
2024-04-23	0.78	0.76	-0.02
2024-01-23	0.84	0.76	-0.08
2023-10-24	0.88	0.82	-0.06
2023-07-31	0.85	0.91	0.06