Banco Santander-Chile

BSAC • Banks - Regional

$35.67

▼ -0.19 (-0.53%)

Precio actual

ResultadosÚltimo reporte: 30 jun 2026

PERFIL FAVORABLEAtractivaConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$16.31B

Crecimiento

4.9%

Flujo de caja

2/5

Tendencia

Volatile

Evidencia

Márgenes estables o en mejora · 21.9%Crecimiento positivo de ingresos · 8.4%Flujo de caja libre positivo · 1325.38Múltiplo de ganancias razonable · 12.97Nivel de deuda alto · 2.83

Datos financieros hasta: 30 jun 2026, 12:00 a.m. UTCÚltima actualización de earnings: 30 jun 2026, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$35.67

Change-0.53%

Market Cap$16.31B

52W Range23.11 - 37.72

Beta0.24

Gross Margin48.84%

Oper. Margin26.73%

Profit Margin21.92%

Debt/Eq2.83

Current Ratio0.21

Quick Ratio0.21

Revenue 5Y4.85%

Price$35.67

Change-0.53%

Market Cap$16.31B

52W Range23.11 - 37.72

Beta0.24

Gross Margin48.84%

Oper. Margin26.73%

Profit Margin21.92%

Debt/Eq2.83

Current Ratio0.21

Quick Ratio0.21

Revenue 5Y4.85%

FCF 5Y3.03%

Target$34.50

Target Upside-3.28%

Target Median$34.50

Target Range31.00 - 38.00

Volume213.24K

Avg Volume391.55K

EPS Surprise0.01

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

85/100

Fortaleza financiera

Deuda, caja, estabilidad

20/100

Potencial de crecimiento

Ingresos y expansión

91/100

Atractivo del precio

Barata o cara hoy

75/100

Por qué este puntaje▼

Márgenes estables o en mejora · 21.9%Crecimiento positivo de ingresos · 8.4%Flujo de caja libre positivo · 1325.38Múltiplo de ganancias razonable · 12.97Nivel de deuda alto · 2.83Liquidez débil · 0.21

Analyst view

Analyst sentiment and price target

Analyst sentiment

No vote count available

Bullish

Hold

Bearish

Precio objetivo

2026-08-02

Bajo

$31.00

Promedio

$34.50

Mediana

$34.50

Alto

$38.00

Resumen de la compañía

IPO: 10/31/1994

Industria: Banks - Regional

P/B i: 2.36

Deuda / Patrimonio i: 2.83

Margen operativo: 26.73%

Margen neto: 21.92%

ROE i: -

ROIC: -

Salud financiera

Puntaje4 / 20

Deuda / Patrimonio: 2.83

Ratio corriente: 0.21

Ratio rápido: 0.21

Estado: HighRisk

Advertencias

High debt level
Weak Liquidity
Weak quick ratio

🧾

No hay actividad interna

No hay transacciones internas recientes disponibles.

Sobre la compañía

Banco Santander-Chile

Banco Santander-Chile, along with its affiliated entities, operates as a prominent financial institution in Chile, delivering a comprehensive array of commercial and retail banking solutions. Its business operations are structured into distinct segments: Retail Banking, Middle-Market, Corporate Investment Banking, and internal Corporate Activities. The bank offers a diverse portfolio of financial products, including debit and credit cards, checking accounts, and various savings options. It provides numerous lending solutions, such as consumer, automobile, general commercial, and mortgage loans, some of which are government-guaranteed. Furthermore, the company extends loans denominated in both Chilean pesos and foreign currencies to facilitate various commercial transactions, international trade, foreign currency forward contracts, and credit lines, alongside specialized mortgage financing services. Beyond traditional banking, Banco Santander-Chile provides an extensive suite of additional services. These encompass mutual funds, insurance and securities brokerage, foreign exchange services, financial leasing, factoring, financial consulting and advisory, investment management, foreign trade support, treasury management, and transactional services. It also offers specialized financing for real estate development projects. The institution's offerings further include short-term financing, capital raising, general brokerage, and sophisticated financial instruments such as derivatives, securitization, and other customized financial products. Its broad client base spans individual consumers, small and medium-sized enterprises (SMEs), larger corporations, universities, national government entities, and local and regional administrative bodies. As of December 31, 2021, the bank maintained a robust physical presence, operating 326 branches. This network included 220 under the primary Santander brand, 14 distinguished as Select branches, 7 specialized locations catering to the middle market, and 22 designated as auxiliary and payment centers. These were complemented by 1,338 ATMs, many of which offered deposit functionalities. Banco Santander-Chile was established in 1977 and is headquartered in Santiago, Chile.

Fuente - Link

Competidores

BCH CIB EWBC FHN FITB RF VLY WF

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

📰

No hay noticias disponibles ahora

Vuelve a revisar más tarde.

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-30	0.62	0.63	0.01
2026-01-30	0.59	0.59	0
2025-10-30	0.594	0.5	-0.094
2025-07-31	0.62	0.6	-0.02
2025-04-30	0.55	0.61	0.06
2025-01-31	0.66	0.61	-0.05
2024-10-30	0.67	0.55	-0.12
2024-07-31	0.5	0.49	-0.01
2024-04-30	0.36	0.27	-0.09
2024-02-02	0.42	0.43	0.01
2023-10-31	0.44	0.14	-0.3
2023-08-04	0.35	0.34	-0.01