Southern California Bancorp

BCAL • Banks - Regional

$21.90

▲ +0.23 (+1.06%)

Precio actual

ResultadosÚltimo reporte: 31 mar 2026

PERFIL MUY FAVORABLEExcelenteConfianza: 70%

Perfil cuantitativo — no constituye una recomendación de inversión.

Perfil cuantitativo — no constituye una recomendación de inversión.Metodología

Tesis del análisis: Alta calidad del negocio, con crecimiento y flujo de caja que respaldan el caso. La valoración todavía importa, pero el historial de ratios es favorable.

Capitalización

$715.60M

Crecimiento

8.9%

Flujo de caja

5/5

Tendencia

Stable

Evidencia

Márgenes estables o en mejora · 27.1%Crecimiento positivo de ingresos · 9.4%Flujo de caja libre positivo · 1.74Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 9.7

Datos financieros hasta: 31 mar 2026, 12:00 a.m. UTCÚltima actualización de earnings: 28 abr 2026, 12:00 a.m. UTCÚltima actualización del perfil: 5 ago 2026, 2:27 p.m. UTC

Resumen de la compañía

Valoración, calidad, fortaleza financiera, momentum y datos de analistas.

Price$21.90

Change1.06%

Shares Out32.68M

Market Cap$715.60M

Enterprise Value$394.82M

52W Range14.56 - 20.47

Beta0.31

P/E11.93

P/S3.12

P/B1.24

P/FCF12.24

EV/Sales1.72

Price$21.90

Change1.06%

Shares Out32.68M

Market Cap$715.60M

Enterprise Value$394.82M

52W Range14.56 - 20.47

Beta0.31

P/E11.93

P/S3.12

P/B1.24

P/FCF12.24

EV/Sales1.72

EV/EBITDA4.58

EV/FCF6.75

Earnings Yield8.38%

FCF Yield8.17%

Dividend Yield0.91%

Gross Margin79.37%

Oper. Margin37.75%

Profit Margin27.06%

Debt/Eq0.12

Current Ratio0.24

Quick Ratio0.24

Revenue 5Y8.94%

Target$24.67

Target Upside12.65%

Target Median$25.00

Target Range24.00 - 25.00

Volume184.04K

Avg Volume186.07K

EPS Surprise0.01

ADN de inversión

Qué tan fuerte luce esta compañía para inversionistas de largo plazo

de 100

Calidad del negocio

Márgenes, ventaja competitiva, retornos

90/100

Fortaleza financiera

Deuda, caja, estabilidad

39/100

Potencial de crecimiento

Ingresos y expansión

88/100

Atractivo del precio

Barata o cara hoy

90/100

Por qué este puntaje▼

Márgenes estables o en mejora · 27.1%Crecimiento positivo de ingresos · 9.4%Flujo de caja libre positivo · 1.74Flujo de caja libre consistente · 5/5Múltiplo de ganancias razonable · 9.7Nivel de deuda manejable · 0.12

Analyst view

Analyst sentiment and price target

BCAL

Analyst sentiment

Based on 3 analyst votes · 2026-09-05

100/100

Bullish

Hold

Bearish

Precio objetivo

2026-06-23

Bajo

$22.00

Promedio

$22.00

Mediana

$22.00

Alto

$22.00

Resumen de la compañía

IPO: 11/10/2005

Industria: Banks - Regional

P/B i: 1.24

Deuda / Patrimonio i: 0.12

Margen operativo: 37.75%

Margen neto: 27.06%

ROE i: -

ROIC: -

Salud financiera

Puntaje8 / 20

Deuda / Patrimonio: 0.12

Ratio corriente: 0.24

Ratio rápido: 0.24

Estado: Moderate

Advertencias

Weak Liquidity
Weak quick ratio

Transacciones internas

Actividad reciente de ejecutivos e insiders

Wirfel Michelle

Transacción: 06/21/2026

VENTA

Cambio

-93

Precio

$19.74

Presentación

06/22/2026

Tipo

VENTA

Carandang Jean

Transacción: 06/08/2026

VENTA

Cambio

-1,185

Precio

$19.39

Presentación

06/08/2026

Tipo

VENTA

Klein Rochelle G.

Transacción: 06/01/2026

COMPRA

Cambio

+3,196

Precio

Not reported

Presentación

06/03/2026

Tipo

COMPRA

Insider	Tipo	Cambio	Precio	Transacción	Presentación
Wirfel Michelle	VENTA	-93	$19.74	06/21/2026	06/22/2026
Carandang Jean	VENTA	-1,185	$19.39	06/08/2026	06/08/2026
Klein Rochelle G.	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Machado Lester	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Muller Frank L.	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Williams Anne A	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Di Tomaso Frank	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Cullen Kevin J.	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Volk David J.	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Cortese Stephen A.	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Armanino Andrew J.	COMPRA	+3,196	Not reported	06/01/2026	06/03/2026
Klein Rochelle G.	COMPRA	—	$18.89	01/16/2026	06/03/2026
Machado Lester	COMPRA	—	$18.89	01/16/2026	06/03/2026
Muller Frank L.	COMPRA	—	$18.89	01/16/2026	06/03/2026
Williams Anne A	COMPRA	—	$18.89	01/16/2026	06/03/2026
Di Tomaso Frank	COMPRA	—	$18.89	01/16/2026	06/03/2026
Armanino Andrew J.	COMPRA	+1,040	Not reported	05/21/2026	05/26/2026
Cortese Stephen A.	COMPRA	+1,040	Not reported	05/21/2026	05/26/2026
Cullen Kevin J.	COMPRA	+1,040	Not reported	05/21/2026	05/26/2026
Hernandez Richard	VENTA	-17,000	$19.12	05/08/2026	05/12/2026

Sobre la compañía

Southern California Bancorp

Southern California Bancorp operates as the parent organization for Bank of Southern California, N.A., delivering a comprehensive array of financial solutions. Their services are designed to meet the needs of individuals, professionals, and small to mid-sized businesses. Customers can choose from a variety of deposit products, including checking, personal and business savings accounts, money market accounts, and certificates of deposit. For lending, the bank offers home equity lines of credit, diverse business loan options such as lines of credit, commercial real estate and construction loans, and Small Business Administration (SBA) loans, in addition to letters of credit, and both personal and business credit cards. Beyond traditional banking, the company provides a suite of specialized services. These encompass cash vault and sweep accounts, remote deposit capture, convenient online and mobile banking platforms, courier and lockbox services, and merchant services. The institution maintains a physical presence through branches located in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as throughout the Inland Empire region. Southern California Bancorp was established in 2001 and its main office is situated in San Diego, California.

Fuente - Link

Competidores

CUBI FCBC GSBC IBCP MCBS ORRF SMBC SMBK SPFI THFF

Tamaño = capitalización · color = línea del gráfico

Rendimiento de peers · 1A

Top performers + empresa seleccionada

Ultimas Noticias

Deutsche Bank AG Makes New $532,000 Investment in California BanCorp $BCAL

Deutsche Bank AG bought a new stake in shares of California BanCorp (NASDAQ: BCAL) during the quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The firm bought 25,531 shares of the company's stock, valued at approximately $532,000. Deutsche Bank AG owned approximately 0.08% of

Defense World

What Makes California BanCorp (BCAL) a New Strong Buy Stock

California BanCorp (BCAL) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Zacks Investment Research

Best Value Stocks to Buy for August 7th

BCAL, SUPN and NXRT made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 7th, 2026.

Zacks Investment Research

California BanCorp (NASDAQ:BCAL) Sets New 1-Year High on Strong Earnings

California BanCorp (NASDAQ: BCAL - Get Free Report) hit a new 52-week high during mid-day trading on Monday following a better than expected earnings announcement. The stock traded as high as $22.00 and last traded at $21.57, with a volume of 12766 shares traded. The stock had previously closed at $21.02. The company reported $0.44 earnings

Defense World

CALIFORNIA BANCORP REPORTS STRONG SECOND QUARTER EARNINGS, SIGNIFICANT LOAN GROWTH AND IMPROVED CREDIT QUALITY

— Company to increase its quarterly dividend by $0.02 to $0.12 per common share in the third quarter of 2026 San Diego, Calif., July 27, 2026 (GLOBE NEWSWIRE) -- California BanCorp (“us,” “we,” “our,” or the “Company”) (NASDAQ: BCAL), the holding company for California Bank of Commerce, N.A.

GlobeNewsWire

Sorpresas de ganancias

Período	Estimado	Real	Sorpresa
2026-04-28	0.41	0.42	0.01
2026-01-28	0.44	0.5	0.06
2025-10-28	0.39	0.48	0.09
2025-07-28	0.43	0.43	0
2025-04-24	0.38	0.52	0.14
2025-01-29	0.44	0.53	0.09
2024-10-29	0.05	0.33	0.28
2024-08-12	0.27	0.03	-0.24
2024-04-29	0.26	0.26	0
2024-03-15	0.3	0.24	-0.06
2023-10-26	0.37	0.35	-0.02
2023-09-19	0.4	0.36	-0.04