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South Plains Financial, Inc.

SPFI • Banks - Regional
$45.63
▲ +0.34 (+0.75%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$862.33M
Growth
9.9%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 19.7%Positive revenue growth · 9.3%Positive free cash flow · 4.42Consistent free cash flow · 5/5Reasonable earnings multiple · 10.78
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:20 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$45.63
Change0.75%
Market Cap$862.33M
52W Range35.34 - 46.94
Beta0.46
Gross Margin69.62%
Oper. Margin24.95%
Profit Margin19.69%
Debt/Eq0.12
Current Ratio386.09
Quick Ratio386.09
Revenue 5Y9.95%

Investment DNA

How strong this company looks for long-term investors

82
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
56/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Stable or improving margins · 19.7%Positive revenue growth · 9.3%Positive free cash flow · 4.42Consistent free cash flow · 5/5Reasonable earnings multiple · 10.78Manageable debt level · 0.12

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$46.00
Mean
$49.67
Median
$50.00
High
$53.00

Company Overview

IPO: 5/9/2019
Industry: Banks - Regional
P/B i: 1.28
Debt / Equity i: 0.12
Operating Margin: 24.95%
Net Margin: 19.69%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.12
Current Ratio: 386.09
Quick Ratio: 386.09
Status: Good

Insider Transactions

Recent executive and insider activity

⚠ 2 high-volume insider sells detected
Campbell Richard D
Transaction: 08/04/2026
SELL
Change
-27,286
Price
$45.14
Filing
08/05/2026
Type
SELL
Campbell Richard D
Transaction: 08/03/2026
SELL
Change
-132,714
Price
$44.75
Filing
08/05/2026
Type
SELL
Stein James D.
Transaction: 07/28/2026
SELL
Change
-30,000
Price
$44.97
Filing
07/30/2026
Type
SELL