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Isabella Bank Corporation

ISBA • Banks - Regional
$37.34
▲ +0.11 (+0.30%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$268.17M
Growth
5.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 16.9%Positive revenue growth · 12.5%Positive free cash flow · 3.16Consistent free cash flow · 5/5Reasonable earnings multiple · 19.51
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 20, 2026, 12:19 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$37.34
Change0.30%
Shares Out7.34M
Market Cap$268.17M
Enterprise Value$-67.32M
52W Range33.24 - 58.83
Beta0.03
P/E13.43
P/S2.52
P/B1.08
P/FCF11.50
EV/Sales-0.63

Investment DNA

How strong this company looks for long-term investors

71
out of 100
Business Quality
Margins, moat, returns
71/100
Financial Strength
Debt, cash, stability
35/100
Growth Potential
Revenue and expansion
64/100
Price Attractiveness
Cheap or expensive today
71/100
Why this score▼
Stable or improving margins · 16.9%Positive revenue growth · 12.5%Positive free cash flow · 3.16Consistent free cash flow · 5/5Reasonable earnings multiple · 19.51Manageable debt level · 0.62

Analyst view

Analyst sentiment and price target

ISBA
Analyst sentiment
Based on 1 analyst votes · 2026-10-19
50/100
Neutral
Bullish
0
Hold
1
Bearish
0
Price Target
2026-10-19
Low
$43.00
Mean
$43.00
Median
$43.00
High
$43.00

Company Overview

IPO: 1/30/2006
Industry: Banks - Regional
P/B i: 1.08
Debt / Equity i: 0.62
Operating Margin: 19.76%
Net Margin: 16.88%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.62
Current Ratio: 0.12
Quick Ratio: 0.12
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Bourland Jill
Transaction: 09/16/2026
BUY
Change
—
Price
$39.40
Filing
09/17/2026
Type
BUY
McDonnell Neil Michael
Transaction: 09/01/2026
BUY
Change
+3
Price
$38.55
Filing
09/03/2026
Type
BUY
Tessin Brian B
Transaction: 09/01/2026
BUY
Change
+8
Price
$38.55
Filing
09/03/2026
Type
BUY