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Middlefield Banc Corp.

MBCN • Banks - Regional
$33.67
▲ +0.02 (+0.06%)
Current price
EarningsLatest report: Dec 31, 2025
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$274.40M
Growth
6.4%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 17.3%Positive revenue growth · 9.6%Consistent free cash flow · 4/5Reasonable earnings multiple · 14.38Manageable debt level · 0.81
Financial data as of: Dec 31, 2025, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$33.67
Change0.06%
Shares Out8.15M
Market Cap$274.40M
Enterprise Value$413.34M
52W Range22.74 - 37.68
Beta0.38
P/E14.13
P/S2.44
P/B1.19
P/FCF17.89
EV/Sales3.68

Investment DNA

How strong this company looks for long-term investors

60
out of 100
Business Quality
Margins, moat, returns
73/100
Financial Strength
Debt, cash, stability
33/100
Growth Potential
Revenue and expansion
56/100
Price Attractiveness
Cheap or expensive today
78/100
Why this score▼
Stable or improving margins · 17.3%Positive revenue growth · 9.6%Consistent free cash flow · 4/5Reasonable earnings multiple · 14.38Manageable debt level · 0.81Weak liquidity · 0.4

Analyst view

Analyst sentiment and price target

MBCN
Analyst sentiment
Based on 3 analyst votes · 2026-09-05
50/100
Neutral
Bullish
0
Hold
3
Bearish
0
Price Target
2026-06-06
Low
$30.00
Mean
$30.00
Median
$30.00
High
$30.00

Company Overview

IPO: 2/27/2003
Industry: Banks - Regional
P/B i: 1.19
Debt / Equity i: 0.81
Operating Margin: 20.91%
Net Margin: 17.29%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.81
Current Ratio: 0.40
Quick Ratio: 0.40
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Winters Sarah A
Transaction: 03/02/2026
SELL
Change
-14,463
Price
Not reported
Filing
03/02/2026
Type
SELL
Wilson Thomas M
Transaction: 03/02/2026
SELL
Change
-22,790
Price
Not reported
Filing
03/02/2026
Type
SELL
Noblit Rebecca A
Transaction: 03/02/2026
SELL
Change
-21,427
Price
Not reported
Filing
03/02/2026
Type
SELL