LUCARELLI LISA M
Transaction: 06/04/2026
BUY
Change
+100
Price
$52.29
Filing
06/08/2026
Type
BUY
TrustCo Bank Corp NY
TRST • Banks - Regional
$57.92
▲ +0.32 (+0.56%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$953.40M
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 22.0%Positive revenue growth · 12.1%Positive free cash flow · 2.5Consistent free cash flow · 5/5Reasonable earnings multiple · 12.35
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:13 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$57.92
Change0.56%
Market Cap$953.40M
52W Range33.27 - 58.98
Beta0.65
Gross Margin67.08%
Oper. Margin29.18%
Profit Margin21.97%
Debt/Eq0.23
Current Ratio0.05
Quick Ratio0.05
Volume97.83K
Price$57.92
Change0.56%
Market Cap$953.40M
52W Range33.27 - 58.98
Beta0.65
Gross Margin67.08%
Oper. Margin29.18%
Profit Margin21.97%
Debt/Eq0.23
Current Ratio0.05
Quick Ratio0.05
Volume97.83K
Avg Volume111.44K
EPS Surprise0.05
Investment DNA
How strong this company looks for long-term investors
73
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score▼
Stable or improving margins · 22.0%Positive revenue growth · 12.1%Positive free cash flow · 2.5Consistent free cash flow · 5/5Reasonable earnings multiple · 12.35Manageable debt level · 0.23
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Silverman Frank B
Transaction: 04/24/2026
BUY
Change
+105
Price
$46.18
Filing
04/28/2026
Type
BUY
CURLEY KEVIN M
Transaction: 03/12/2026
BUY
Change
+588
Price
$42.55
Filing
03/12/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| LUCARELLI LISA M | BUY | +100 | $52.29 | 06/04/2026 | 06/08/2026 |
| Silverman Frank B | BUY | +105 | $46.18 | 04/24/2026 | 04/28/2026 |
| CURLEY KEVIN M | BUY | +588 | $42.55 | 03/12/2026 | 03/12/2026 |
| McCormick Lauren Ann | OTHER | +62 | Not reported | 12/16/2025 | 12/22/2025 |
| McCormick Lauren Ann | OTHER | 0 | Not reported | 12/16/2025 | 12/22/2025 |
| LUCARELLI LISA M | BUY | +200 | $42.69 | 11/26/2025 | 12/01/2025 |
| MCCORMICK ROBERT J | SELL | -4,184 | Not reported | 11/21/2025 | 11/24/2025 |
| MCCORMICK ROBERT J | SELL | -2,112 | $41.54 | 11/21/2025 | 11/24/2025 |
| HALL MICHAEL JAMES | BUY | +271 | Not reported | 11/21/2025 | 11/24/2025 |
| HALL MICHAEL JAMES | SELL | -271 | $41.54 | 11/21/2025 | 11/24/2025 |
| CURLEY KEVIN M | SELL | -1,107 | Not reported | 11/21/2025 | 11/24/2025 |
| CURLEY KEVIN M | SELL | -461 | $41.54 | 11/21/2025 | 11/24/2025 |
| OZIMEK MICHAEL M | SELL | -1,107 | Not reported | 11/21/2025 | 11/24/2025 |
| OZIMEK MICHAEL M | SELL | -435 | $41.54 | 11/21/2025 | 11/24/2025 |
| LEONARD ROBERT M | SELL | -1,600 | Not reported | 11/21/2025 | 11/24/2025 |
| LEONARD ROBERT M | SELL | -755 | $41.54 | 11/21/2025 | 11/24/2025 |
| Maggs Thomas O | SELL | -550 | Not reported | 11/19/2025 | 11/21/2025 |
| Maggs Thomas O | SELL | -550 | $39.70 | 11/19/2025 | 11/21/2025 |
| Cotugno Steffani | SELL | -550 | Not reported | 11/19/2025 | 11/21/2025 |
| Cotugno Steffani | SELL | -550 | $39.70 | 11/19/2025 | 11/21/2025 |