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Five Star Bancorp

FSBC • Banks - Regional
$46.96
▲ +0.55 (+1.19%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$999.73M
Growth
14.2%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 24.1%Positive revenue growth · 19.7%Positive free cash flow · 3.36Consistent free cash flow · 5/5Reasonable earnings multiple · 12.33
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:15 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$46.96
Change1.19%
Shares Out21.29M
Market Cap$999.73M
Enterprise Value$937.30M
52W Range28.99 - 50.26
Beta0.51
P/E13.88
P/S3.59
P/B2.11
P/FCF9.99
EV/Sales3.37

Investment DNA

How strong this company looks for long-term investors

81
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score▼
Stable or improving margins · 24.1%Positive revenue growth · 19.7%Positive free cash flow · 3.36Consistent free cash flow · 5/5Reasonable earnings multiple · 12.33Manageable debt level · 0.19

Analyst view

Analyst sentiment and price target

FSBC
Analyst sentiment
Based on 4 analyst votes · 2026-09-05
75/100
Bullish
Bullish
2
Hold
2
Bearish
0
Price Target
2026-08-07
Low
$51.00
Mean
$53.00
Median
$53.00
High
$55.00

Company Overview

IPO: 5/4/2021
Industry: Banks - Regional
P/B i: 2.11
Debt / Equity i: 0.19
Operating Margin: 32.78%
Net Margin: 24.11%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.19
Current Ratio: 0.14
Quick Ratio: 0.14
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

⚠ 1 high-volume insider sell detected
Allbaugh Larry Eugene
Transaction: 08/04/2026
SELL
Change
-50,000
Price
Not reported
Filing
08/06/2026
Type
SELL
Ramos Kevin Francis
Transaction: 07/22/2026
BUY
Change
+5,682
Price
$44.00
Filing
07/24/2026
Type
BUY
Riggs Judson Teichert
Transaction: 07/22/2026
BUY
Change
+2,273
Price
$44.00
Filing
07/24/2026
Type
BUY