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Tompkins Financial Corporation

TMP • Banks - Regional
$99.57
▲ +0.88 (+0.89%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.43B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 27.8%Positive revenue growth · 16.9%Positive free cash flow · 2.24Consistent free cash flow · 5/5Reasonable earnings multiple · 6.42
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 24, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$99.57
Change0.89%
Shares Out14.33M
Market Cap$1.43B
Enterprise Value$1.93B
52W Range61.21 - 93.02
Beta0.74
P/E8.52
P/S2.46
P/B1.51
P/FCF16.88
EV/Sales3.33

Investment DNA

How strong this company looks for long-term investors

75
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
34/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
83/100
Why this score▼
Stable or improving margins · 27.8%Positive revenue growth · 16.9%Positive free cash flow · 2.24Consistent free cash flow · 5/5Reasonable earnings multiple · 6.42Manageable debt level · 0.7

Analyst view

Analyst sentiment and price target

TMP
Analyst sentiment
Based on 4 analyst votes · 2026-09-05
63/100
Neutral
Bullish
1
Hold
3
Bearish
0
Price Target
2026-06-24
Low
$74.00
Mean
$74.00
Median
$74.00
High
$74.00

Company Overview

IPO: 6/2/1986
Industry: Banks - Regional
P/B i: 1.51
Debt / Equity i: 0.70
Operating Margin: 38.84%
Net Margin: 27.82%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.70
Current Ratio: 0.15
Quick Ratio: 0.15
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Huhtala John E
Transaction: 05/28/2026
OTHER
Change
0
Price
Not reported
Filing
06/01/2026
Type
OTHER
Rahilly Ita M
Transaction: 05/26/2026
BUY
Change
—
Price
$85.90
Filing
05/26/2026
Type
BUY
ROMAINE STEPHEN S
Transaction: 05/18/2026
SELL
Change
-1,580
Price
$84.18
Filing
05/20/2026
Type
SELL