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Univest Financial Corporation

UVSP • Banks - Regional
$42.35
▲ +0.30 (+0.71%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.19B
Growth
6.8%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 17.5%Positive revenue growth · 16.0%Positive free cash flow · 3.37Consistent free cash flow · 5/5Reasonable earnings multiple · 10.37
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$42.35
Change0.71%
Shares Out27.99M
Market Cap$1.19B
Enterprise Value$1.35B
52W Range27.91 - 45.46
Beta0.65
P/E12.04
P/S2.27
P/B1.24
P/FCF10.97
EV/Sales2.59

Investment DNA

How strong this company looks for long-term investors

76
out of 100
Business Quality
Margins, moat, returns
74/100
Financial Strength
Debt, cash, stability
38/100
Growth Potential
Revenue and expansion
67/100
Price Attractiveness
Cheap or expensive today
92/100
Why this score▼
Stable or improving margins · 17.5%Positive revenue growth · 16.0%Positive free cash flow · 3.37Consistent free cash flow · 5/5Reasonable earnings multiple · 10.37Manageable debt level · 0.37

Analyst view

Analyst sentiment and price target

UVSP
Analyst sentiment
Based on 6 analyst votes · 2026-09-05
67/100
Neutral
Bullish
2
Hold
4
Bearish
0
Price Target
2026-07-30
Low
$31.00
Mean
$32.50
Median
$32.50
High
$34.00

Company Overview

IPO: 4/16/1998
Industry: Banks - Regional
P/B i: 1.24
Debt / Equity i: 0.37
Operating Margin: 21.87%
Net Margin: 17.51%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.37
Current Ratio: 0.08
Quick Ratio: 0.08
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

SCHWEITZER JEFFREY M
Transaction: 06/08/2026
SELL
Change
-13,933
Price
$28.50
Filing
06/09/2026
Type
SELL
SCHWEITZER JEFFREY M
Transaction: 06/08/2026
SELL
Change
-13,933
Price
$40.91
Filing
06/09/2026
Type
SELL
Richardson Brian J
Transaction: 06/08/2026
SELL
Change
-2,090
Price
$28.50
Filing
06/09/2026
Type
SELL