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Old Second Bancorp, Inc.

OSBCBanks - Regional
$0.00
0.00 (0.00%)
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.33B
Growth
2.6%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 20.2%Positive revenue growth · 12.6%Positive free cash flow · 2.24Consistent free cash flow · 5/5Reasonable earnings multiple · 12.79
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:10 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.00
Change0.00%
Market Cap$1.33B
52W Range16.54 - 26.04
Beta0.70
Gross Margin78.14%
Oper. Margin27.90%
Profit Margin20.23%
Debt/Eq0.38
Current Ratio0.10
Quick Ratio0.10
Revenue 5Y2.64%

Investment DNA

How strong this company looks for long-term investors

84
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
38/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score
Stable or improving margins · 20.2%Positive revenue growth · 12.6%Positive free cash flow · 2.24Consistent free cash flow · 5/5Reasonable earnings multiple · 12.79Manageable debt level · 0.38

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-07
Low
$23.00
Mean
$26.33
Median
$26.00
High
$30.00

Company Overview

IPO: 11/16/1993
Industry: Banks - Regional
P/B i: 1.15
Debt / Equity i: 0.38
Operating Margin: 27.90%
Net Margin: 20.23%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.38
Current Ratio: 0.10
Quick Ratio: 0.10
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Gartelmann Richard A JR
Transaction: 06/30/2026
BUY
Change
+42
Price
Not reported
Filing
07/02/2026
Type
BUY
Eccher James
Transaction: 06/30/2026
BUY
Change
+21
Price
Not reported
Filing
07/02/2026
Type
BUY
Pilmer Donald
Transaction: 06/30/2026
BUY
Change
+1
Price
Not reported
Filing
07/02/2026
Type
BUY