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Stellar Bancorp, Inc.

STEL • Banks - Regional
$39.32
▲ +0.01 (+0.03%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$2.00B
Growth
7.9%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 17.3%Positive revenue growth · 6.0%Positive free cash flow · 1.79Consistent free cash flow · 5/5Reasonable earnings multiple · 15.57
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 28, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$39.32
Change0.03%
Market Cap$2.00B
52W Range27.88 - 40.21
Beta0.72
Gross Margin69.31%
Oper. Margin21.43%
Profit Margin17.25%
Debt/Eq0.02
Current Ratio31.79
Quick Ratio31.79
Revenue 5Y7.91%

Investment DNA

How strong this company looks for long-term investors

74
out of 100
Business Quality
Margins, moat, returns
73/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
47/100
Price Attractiveness
Cheap or expensive today
83/100
Why this score▼
Stable or improving margins · 17.3%Positive revenue growth · 6.0%Positive free cash flow · 1.79Consistent free cash flow · 5/5Reasonable earnings multiple · 15.57Manageable debt level · 0.02

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-07-02
Low
$27.00
Mean
$29.50
Median
$29.50
High
$32.00

Company Overview

IPO: 11/8/2017
Industry: Banks - Regional
P/B i: 0.96
Debt / Equity i: 0.02
Operating Margin: 21.43%
Net Margin: 17.25%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.02
Current Ratio: 31.79
Quick Ratio: 31.79
Status: Good

Insider Transactions

Recent executive and insider activity

⚠ 5 high-volume insider sells detected
Long Justin M
Transaction: 07/01/2026
SELL
Change
-53,093
Price
Not reported
Filing
07/01/2026
Type
SELL
Jeter Frances H.
Transaction: 07/01/2026
SELL
Change
-29,136
Price
Not reported
Filing
07/01/2026
Type
SELL
Dopjera Cynthia A
Transaction: 07/01/2026
SELL
Change
-538
Price
Not reported
Filing
07/01/2026
Type
SELL