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First Commonwealth Financial Corporation

FCF • Banks - Regional
$20.54
— 0.00 (0.00%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$2.09B
Growth
1.4%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 20.9%Positive revenue growth · 13.7%Positive free cash flow · 1.67Consistent free cash flow · 5/5Reasonable earnings multiple · 11.38
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:11 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$20.54
Change0.00%
Shares Out101.97M
Market Cap$2.09B
Enterprise Value$2.25B
52W Range15.00 - 22.34
Beta0.74
P/E12.44
P/S3.36
P/B1.33
P/FCF11.53
EV/Sales3.61

Investment DNA

How strong this company looks for long-term investors

75
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
38/100
Growth Potential
Revenue and expansion
66/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score▼
Stable or improving margins · 20.9%Positive revenue growth · 13.7%Positive free cash flow · 1.67Consistent free cash flow · 5/5Reasonable earnings multiple · 11.38Manageable debt level · 0.29

Analyst view

Analyst sentiment and price target

FCF
Analyst sentiment
Based on 18 analyst votes · 2026-10-20
72/100
Bullish
Bullish
8
Hold
10
Bearish
0
Price Target
2026-08-12
Low
$24.00
Mean
$31.50
Median
$27.00
High
$48.00

Company Overview

IPO: 6/9/1992
Industry: Banks - Regional
P/B i: 1.33
Debt / Equity i: 0.29
Operating Margin: 27.19%
Net Margin: 20.88%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.29
Current Ratio: 0.37
Quick Ratio: 0.37
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Lyon Lee E II
Transaction: 08/10/2026
SELL
Change
-3,000
Price
$21.46
Filing
08/10/2026
Type
SELL
Grebenc Jane
Transaction: 08/06/2026
SELL
Change
-310
Price
$21.73
Filing
08/10/2026
Type
SELL
Reske James R
Transaction: 08/05/2026
SELL
Change
-90
Price
$21.96
Filing
08/06/2026
Type
SELL