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First Merchants Corporation

FRMEP • Banks - Regional
$42.06
▼ -0.04 (-0.10%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$2.57B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 21.5%Positive revenue growth · 15.2%Positive free cash flow · 4.91Consistent free cash flow · 5/5Reasonable earnings multiple · 9.57
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 22, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$42.06
Change-0.10%
Shares Out61.01M
Market Cap$2.57B
Enterprise Value$2.74B
52W Range24.73 - 27.09
Beta0.87
P/E12.91
P/S2.44
P/B0.96
P/FCF9.15
EV/Sales2.61

Investment DNA

How strong this company looks for long-term investors

80
out of 100
Business Quality
Margins, moat, returns
76/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
83/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Stable or improving margins · 21.5%Positive revenue growth · 15.2%Positive free cash flow · 4.91Consistent free cash flow · 5/5Reasonable earnings multiple · 9.57Manageable debt level · 0.41

Analyst view

Analyst sentiment and price target

FRME
Analyst sentiment
Based on 12 analyst votes · 2026-09-05
92/100
Bullish
Bullish
10
Hold
2
Bearish
0
Price Target
2026-06-25
Low
$49.00
Mean
$49.00
Median
$49.00
High
$49.00

Company Overview

IPO: 8/18/2020
Industry: Banks - Regional
P/B i: 0.96
Debt / Equity i: 0.41
Operating Margin: 24.67%
Net Margin: 21.52%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.41
Current Ratio: 0.20
Quick Ratio: 0.20
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

FLUHLER STEPHAN
Transaction: 06/23/2026
BUY
Change
—
Price
Not reported
Filing
06/23/2026
Type
BUY
HARDWICK MARK K
Transaction: 06/23/2026
BUY
Change
—
Price
Not reported
Filing
06/23/2026
Type
BUY
Myers Larry W
Transaction: 06/12/2026
SELL
Change
-10,000
Price
$42.00
Filing
06/15/2026
Type
SELL