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Southern First Bancshares, Inc.

SFST • Banks - Regional
$63.68
▲ +0.79 (+1.26%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$593.43M
Growth
29.8%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 13.5%Positive revenue growth · 18.7%Positive free cash flow · 3.71Consistent free cash flow · 5/5Reasonable earnings multiple · 13.65
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$63.68
Change1.26%
Shares Out9.32M
Market Cap$593.43M
Enterprise Value$816.73M
52W Range39.75 - 64.97
Beta0.68
P/E14.99
P/S2.80
P/B1.31
P/FCF14.62
EV/Sales3.86

Investment DNA

How strong this company looks for long-term investors

70
out of 100
Business Quality
Margins, moat, returns
66/100
Financial Strength
Debt, cash, stability
34/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
84/100
Why this score▼
Stable or improving margins · 13.5%Positive revenue growth · 18.7%Positive free cash flow · 3.71Consistent free cash flow · 5/5Reasonable earnings multiple · 13.65Manageable debt level · 0.72

Analyst view

Analyst sentiment and price target

SFST
Analyst sentiment
Based on 7 analyst votes · 2026-09-05
57/100
Neutral
Bullish
1
Hold
6
Bearish
0
Price Target
2026-08-05
Low
$64.00
Mean
$64.00
Median
$64.00
High
$64.00

Company Overview

IPO: 10/28/1999
Industry: Banks - Regional
P/B i: 1.31
Debt / Equity i: 0.72
Operating Margin: 17.63%
Net Margin: 13.52%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.72
Current Ratio: 0.02
Quick Ratio: 0.02
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Fairchild Julie Ann
Transaction: 08/04/2026
SELL
Change
-1,500
Price
$35.65
Filing
08/04/2026
Type
SELL
Fairchild Julie Ann
Transaction: 08/03/2026
SELL
Change
-1,500
Price
$63.00
Filing
08/04/2026
Type
SELL
Lattimore Ray
Transaction: 06/23/2026
SELL
Change
-253
Price
$59.28
Filing
07/29/2026
Type
SELL