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Qfin Holdings, Inc.

QFIN • Financial - Credit Services
$9.06
▲ +0.34 (+3.90%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$559.96M
Growth
188.8%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 31.0%Positive revenue growth · 26.9%Positive free cash flow · 162.75Consistent free cash flow · 5/5Reasonable earnings multiple · 1.55
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 27, 2026, 12:13 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$9.06
Change3.90%
Shares Out61.81M
Market Cap$559.96M
52W Range9.21 - 32.69
Beta0.62
P/E1.50
P/S1.35
P/B0.22
P/FCF0.00
EV/Sales0.50
EV/EBITDA1.71

Investment DNA

How strong this company looks for long-term investors

86
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
95/100
Why this score▼
Stable or improving margins · 31.0%Positive revenue growth · 26.9%Positive free cash flow · 162.75Consistent free cash flow · 5/5Reasonable earnings multiple · 1.55Manageable debt level · 0.16

Analyst view

Analyst sentiment and price target

QFIN
Analyst sentiment
Based on 4 analyst votes · 2026-09-05
75/100
Bullish
Bullish
3
Hold
0
Bearish
1
Price Target
2026-08-27
Low
$13.00
Mean
$14.18
Median
$14.16
High
$15.40

Company Overview

IPO: 12/14/2018
Industry: Financial - Credit Services
P/B i: 0.22
Debt / Equity i: 0.16
Operating Margin: 33.86%
Net Margin: 31.04%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.16
Current Ratio: 0.47
Quick Ratio: 0.47
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Chen Xiaohuan
Transaction: 06/09/2026
BUY
Change
+4,000
Price
$14.41
Filing
06/10/2026
Type
BUY
Haisheng Wu
Transaction: 05/20/2026
BUY
Change
+617,000
Price
Not reported
Filing
05/22/2026
Type
BUY
Yan Zheng
Transaction: 05/20/2026
BUY
Change
+287,744
Price
Not reported
Filing
05/22/2026
Type
BUY