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Lufax Holding Ltd

LU • Financial - Credit Services
$1.25
▲ +0.02 (+1.63%)
Current price
EarningsLatest report: Dec 31, 2025
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$541.68M
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Positive free cash flow · 29.43Consistent free cash flow · 5/5Weak liquidity · 0.56Negative growth trendWeak profitability
Financial data as of: Dec 31, 2025, 12:00 AM UTCLast earnings update: Dec 31, 2025, 12:00 AM UTCLast profile update: Aug 20, 2026, 12:11 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$1.25
Change1.63%
Shares Out433.34M
Market Cap$541.68M
52W Range1.20 - 4.57
Beta0.72
P/E-3.24
P/S0.24
P/B0.08
P/FCF0.52
EV/Sales1.71
EV/EBITDA72.98

Investment DNA

How strong this company looks for long-term investors

54
out of 100
Business Quality
Margins, moat, returns
27/100
Financial Strength
Debt, cash, stability
31/100
Growth Potential
Revenue and expansion
39/100
Price Attractiveness
Cheap or expensive today
76/100
Why this score▼
Positive free cash flow · 29.43Consistent free cash flow · 5/5Weak liquidity · 0.56Negative growth trendWeak profitability

Analyst view

Analyst sentiment and price target

LU
Analyst sentiment
Based on 13 analyst votes · 2026-09-05
81/100
Bullish
Bullish
9
Hold
3
Bearish
1
Price Target
2026-08-20
Low
$2.40
Mean
$3.48
Median
$3.15
High
$5.20

Company Overview

IPO: 10/30/2020
Industry: Financial - Credit Services
P/B i: 0.08
Debt / Equity i: 1.02
Operating Margin: -1.56%
Net Margin: -7.25%
ROE i: -
ROIC: -

Financial Health

Score6 / 20
Debt / Equity: 1.02
Current Ratio: 0.56
Quick Ratio: 0.56
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

⚠ 2 high-volume insider sells detected
Chim Wai Kin
Transaction: 08/04/2026
OTHER
Change
0
Price
Not reported
Filing
08/04/2026
Type
OTHER
Wang Xiaodi
Transaction: 05/06/2026
OTHER
Change
0
Price
Not reported
Filing
05/06/2026
Type
OTHER
Cheng Siu Hong
Transaction: 04/24/2026
OTHER
Change
0
Price
Not reported
Filing
04/24/2026
Type
OTHER